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NOTICE ~G° ~ ~~~~t:7 This crtidlt contract flnancas a .purchase. Ail IegaP Nghts which the. Buyer has against the: Seller arlaing out of this ransaction, ncluding,all claims antl defenses, are-also valid, agalrtsYany holder ot4his contract. The r[ghtao recover money-from the-holder under this provision is limited to the amount paid by the huger under thta contract. A claim is a legally valid reason for suing the Sslier. A defense is'a legally 4alid reason for-not' paying (- the Seller, A holder is anyone trying to colhat6t for the purchase. 1ASl'R,4NCE CANCELLATION: ii I ttuvz rcyuzuzd Insurance m thispurchase; l may cancel such reouest for insurance for any reason within fiheen l ~ 51 days from the tz of :his c. vract by notifying you n: the ha!der of this contract in writing. [know that3hecancellatian nfmy caveragewill>be arrange4.with-the insurance earrier('s) and emit refund n`in)premium(sltogzther with applicable Rnance charge will be ereditedto thiscM1ni~aM - PLLASh.tiOTn ltlhae equested insurance in this ur hme,[will receivz within thir r30t da;s edticateof insurance more fultyd~nbingthc Insurance cotizrage. t Anon that f m • u n)) c n1Lct in the coverage or ~ In xguage of thecertificare ofinsuram • end he f. clewing Noticeof proposed lnsvraixce that 1 nm uoe eyed only- to the ex ie n[ stated m the folio s-inglvotiee ofPropbsed 1 n urn. rc. I sL e know tha[7 have-lnsuranee cove; nge c n Ip if I have.tieen efiarged for i t. NOTICE' OF PROPOSED INSURANCE itakenotieathat either CrediGGfe orCredi[Acci~ent and Health lusurance, or hoth,wi(7 hz applicapletathis SaVee Contract on the reverse sideonly iflhavz choszn it by signing [he request forsucH.insurance::ThisiusurancewillonlycoverthepzrsonsigningtherequestatthecostfoeeachrypeofinsuranceshownSubjecttoacceptance ' by they msurancewmpany, the insurance wilC be effec[4•.e:as of today.. and will continue ooly,forahe number. of months titter the effective dateequalm,thc Dumber of - monthly payments: I understand ttia[ this particularinscrance may no[ providecoveragefor mylast few Qaymcnts, and that duringtharperiod oftime 1 wtil not havz sits insurance coverage. Altbene5ts and proceeds of the insurance willbepaid ro you or toe financial insutuhon ors bank if itpurehases the Sales Contract to the extent of its incerestsand any balance will be payabktome:The mina! amaunt of Credit Ltfensurance is theamount reGuittdtorepaythe Total of Pavmenisithereafter,the insurance decreasesby the amount of each rnonthlypayment nnascnedoled 30 day basis. if Tam joindyoblegated on theSaleaContract witliaCo-Buyerantl-we have bothaigtuA.the requestfor Credit GfeTnsurance; death benefiuwiil tiepayable only.withrespecttothe first one hf us io die:-Sabjecrto czclusions;eliminationsor wsxting period stated mthe insurance poliury or certificate;Credit Accidentand Hea§th insurance isfor thebetiefitamotint of1130th of each month's payment foreach daythatlam toWllydisablcd duetaan injury or sickness while 1 owe any payment to you; however. I. understand that I have tone pprevented from working due to suclr total disability,formore thari':four- teen (14) consecadve days before the insurance benefitis paid back to the first day. uEnty total disabtliry: Lasso kmw that 1 cannot obtain any busnranee fromtyoa if I am over 65 years of age today, aodSalso know chat the insurance coverage provided to me may contain amaximumamomt oreoverage wbkh wiltnot ppaayin'sotoe cases, tlx entire amaant that Losrr you:Dueto the maximum amountof coverage statedin the insurance policy Tknow.thatany unpaidamount in excess trf the-insurance coverage wilt still have to be paid: If the Sales Cotttracf isprepaid in full prior to thelastpayment date, any unearned insurance pttmiurrrs'willlx refunded to: me in the mar,- . ~erpresenbed by law. Withinthirty{30) days; Twill receiveahe certificate of insurance more fullydescribingmy insurance coverage.. If the insurance isna accepted by the insurance company; twill receive arefund of theinsurance premiums Iaave paid: BUYER: The next two paragraphs contain warranties relative to ttiissale given by us to thefinancxalinstitunon orbanlcin order forit to buy this contract. SELLER'S-WARRANTIES AND ASSIGNMENT OF DEED OF TRUST ANO'INSTALLMENT SALES CONTRACT °rvtrvnz,•ve-tattetvrv:~ellcrhetet~~'521Is. aYsSgnc. ~on~eys,~.uufera .utd delivers to .~~lj ~~ot~y ~t5 t'2t ~t h,s ar~?t'Yv `iC'. (Assignee] allof iLS ri~itts, title and intetra in and to the Dndof Trust and Installment Sales Contract, toggetherwuh alt bens existing to secure its payment, and theprcpem~ encumbered hereby Assignee is herebysubstitoted as Beneficiary imderthe Deed:of Truss provisions of this contract. Sellerwatranis andrepresents;.(1) sthas thtright to -make this ass,grtntent,(2)All,~tatetnemsaodfiguresintAisctmtraetaridintheBuyer'sstatemen[a:emateriallytrueand.correct(3?Thiscontractaroxfmmtiie6onafidc v21e of the 3oodsand servtce~ described herein; (4) The cash down payment shownin this contract was actoallypaid by Buyer and mpaR;of saiddownpayment was loaned d,ttctiy or iuditecth~ by Seller to Buyyer. (5)Each Buyer is tegally competent to contract (6) Ttiis contract is not and will notbe sub)ecrto any claim;: defertsc,.dcrnand or ngfitof offset (7) T`he execut§an of this contractand the urnlerlying sales transacdnn'givingrise thereto did. not violate anyfederal orstate law,. dvective, tvleer regulation now in effect ($) In theevent thatthis contract or the underlying sales transaction issubjecr to a right of rescission or cancellstion by the Buyer; suchrescission or cancclla- lion peritxhas expired and neither the sale nor this contract has been cancelled or rescinded: THIS CONTRACT IS 501:0 BT SELLER WITROUT RECOURSE:' IN TESTIMONY WHEREOF, the undersigned is an authorvxd. representative of the Seller and has sighed below onbehalf of the Seller on this day of . ~ ~.~ "(\.w_ I l a4. ~: The faregoing instrument was acknowledged before me on PACESE~ER PRODUCT ,,rr swag) ~. J ~ l By ,/// ~ -~-f. by the auihanred agent cf Seller who is ! Mycornmi~stonespxres: ~ / e+Tm~--Sf-tfEn-,.t 1(it.`..9r-.;PSI: 4f HeLrK,a.I ` ~ l_.. / (~~ ":~~StE ~~ G§LEOW ~ 6 tioarv Public v _-_ _ i._.~