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<br />$2--"C3E1~Q94? <br />.~I~.~L1S`I~11f3L~, RAT'F I:,(0~1~ RIDER <br />v<r~nc~~:~.Tnr:stct,hlr~'l~tir~titNt:v~r ~x°ttytE~~s;+~t-~-'t:w-t-cE1<,oN'rAt~vs <br />a t"titwtsw'~ ,~t.t.<nvtn~c FttK clrANl.E..~ t~~ -rEl~: l~Tt':~r:.~;z Kn1rr:. rN- <br />f'42t:~Si-::i tN rllt: t~d~t't:A(_~T Ft.A'~'E W'tta:, K~;-'~lst.'1~ t*! -EIC:EEE•;K FAYMi:IV'P5. <br />t~~'.i~tir.A4tt~ lv 1'stt; ItiE'hai£5'E' ltA'E`Ei~V~E:d. KP_SCIt:S' IN i.QWfi:R FAY-M~.NTS. <br />r+;; R;~fcr ~, naclr the . ~ 2th . day. of „fi~arch ............. tU.$Z .. ,and is incor~oratcd into and shall <br />be :Sc_•nr.1 to an#cn~ ar:d . r~hlrr.~^,nt tlxe ~lor[gttr, 13eed e~i Trust, nr l)eacl to Secure [debt (the "Security tnstru• <br />r:rri' 1<~!slrcSa~~c,late;s~er:txyt~ieardcrsifned(the•'llcamower,..)tosc,:irreliesrrower"s Nate to .................. <br />iha Fir4t ~tatiotaal Bank.af. Gra-ici.Island,.Grind.Is~and>Netsraska .......................... <br />t+rc "l ~,i+~cs") of a,e sarrts Bata {tha "Notes") aMd cavering the itrnl'tctty dcscrilsed rn the Sccuruy InsrrutnanY and <br />l~rcatcd_ t .......2t12~. ;forth: ktusttalt, .Granck .Isl and> . Nebraska..X880J .............................. . <br />M,utitTt.;*Eitxna, }p udttiti+ati ¢z~ the cc~ti*cn~ots aayd agrecmcaus name in the Security tnstrumestt, IIarzowerand <br />!.ender +"~~r:hcr ~~vcnant an~3 a~;res: us faliows: <br />A. 1!v+"i'f.ttF~'C KA7i~:,+.Nl) ML3'ti(IEIE.Y FAVMES3ilT t:kEAiVt:F-S <br />t,r '~."+rttas an "'leriti'sl Interest Xatc" cif .13,0. "I'he Ne3tr inta•rc~t rate may be i:tucased ordccreased onahe <br />_l,s: ,±;ty of the nttntlr t?egannrttg ~,n .... T'~~t........ _. !`t.~6.. and iyn that day of the montfi-every <br />. rnant9is ttic*caft:t. <br />t~ltaa7acx an the tntcrest rate 3se ~u~erned hl' cttangcs vt an i:s crcu rate trdts called ttic "Index". The tndexts<thc. <br />y+ ~rz. *++< Pw..a rv r.+ilri+u< laut<x. <br />ltl :.;':..C:irotra~~t lnterra+ kate, l'urchasc rrf i'revit3usly C)c~i:t~,c,l fl~~nscs, Natit}nai Average for allMlajor <br />?t;trr~ s,t l:ra><::•ri' puhhshc~ lz;r t3ac t-adtral 19+~tae Loan bank lir3atd. <br />a.zt ~~ U.. S. Treasury. Securities- 3. ,year .. ...................... <br />'c h<. t i"~< #w,c arr anr.Pa.utr +.n<aherrn<rr ~a rrpv nrux,rnru n ~rnezr nrrt rhrrr9#,•<t,n rh< ~rr..r :,irr err rash t Puarr;<I)t+i<; rf ns!"ox rs Cnt'iktd tAtn wiU <br />,r n..e .mgrs rrna.m zzrrrtt xaarhargn 1 <br />+ 13!l Isere i5 n4r ema~:a~sunv tsstit qn cira:,~r;s m ;lac iztter~+t rats ;#t 'sny f~eta:nge Matt. h <br />S.l _jt }its t7D42r':"SS PaAt' x~.t:T.1:t f'+C tl3T$~jL".13 FV rnc,rr. !tlaf} ~_ . . (N't~,'lnlage jn;t.nti <`iC any C,hattge 17a1C. <br />t; the #rrtc eat -r'•rt'hanayrs~. atr: anrav:rt ~f lirrxr«wcr's cna<u*tt,ly navrtraty will tlrastgc as prnvid.•d in thr t"1ota, ln< <br />+ctica :et ilsc nrere,~..a e >s'., te:.a. n ar~,ter lra~rzicnas, l~e'crra~cl s+x t;tc ua~rest rate ~~ill resuk in lawCZ payments. <br />it , .~:.lv ~.:~ ;.,; sus hta ~ .a~curcd :ty= the ~tiurrt} ltisttuttac, .s cubirct ts: a ht;w which sets ntaxi#num foanchargea <br />.szlal rt kf`J`~ i~ ,,:,:iprC€cd "..t) El.:i¢'tti 10.57 CT6"Yl t~T tbthCF l()a71 i li:tt fit[ ti4~'~it'41l'al Iii (!C) Ile taiicetcd :"n fiC7nnfftil6n Vfltlt'tl9e <br />,.xwrt ~..~ . ~., cd lnrsitstic"1 4zcrat~ tl rtx;t #G tae c.x~e, shcn: lAl arty nar.lr lrsan eh;rr~c s#'raii be reduced by ihcamount <br />~3a_c else sYtai~r t.r +i;r<r w er#natt¢d t:rtirt: r;srd ltll any ~uttn~.tttr',4ltY errti,r<ted fPC..n Aetrrovaerwhiehexeecd- <br />_- .. - ~--+rJ hu ~:, utll e e rrsrand~ " say ticxzrow>r l nta.b.r relay 4lrc#t,tie s<+ rttako tats rrfunci by rcduedng the principal <br />. _, „ ., r ~c trP My ..aa,..y, . ,I .c z ;txYtr~t~.., set 1Sxsrrc~wc. <br />t P'4CitiK Ll6'~R <br />r rr,•::a n•xrtt#rtca 1t r ;tL .rr .~: ,.af of Ylar •arua >Cz airs! lay tln> tiCi ni,fy InS{rUrltCtFt are Sit l7jeta. td aifen <br />_. :.•i?'s,y cvvit tl;rs ~ctizf' ty ~ -~. _ t ~.rti. ! Ott ~( ifxay send lla;rs3Jwer a nt445.C idCnhly#ng EhaLlien. ktarruwer <br />,[ ~ ,.~atl rct.:~~ t,~ ..:a ~ ::n ,.~,wx.~,eilcd rs#;oax.rgraytln d ~~ 1tr: Sccunty t:rs6rutnertt or shall promptly <br />znt sae s lx+ :. .• -'_r,,,~ev :c~ l r,rxsr 4ittr+srdut:fRny~ izrst l+en to thts Suuriiy lnsirutuenT. <br />f# lN•4\~lt H t,iE Ill}: Flat;€'i itl~' <br />rb.++s.~tas.trt al a .c ~ rzf} s,+b_,t arr ,;. r:zy~tatih i? #>t~ ttrt• !ic2uaity ln~atiment, Lender tnay rcGuire(IJ <br />,. ~, c.:,c nt it.r srtarxntt ;~„ . :: ~.t x;ata. c+r (23'rn rac--zcasc m tcyr 4o+isrs't~,t6 ryl~ the iirnit aYn the aznovnd of a(ly gAein- <br />. _I,aseg^. lif"thrre+~a ¢rn .: ), .n ~; _ .,,artt;~- an ihr !lase Endrx gigyro. c~a~ aiLel ihacsr, asacondihon of Lendat'a <br />,., r,,.'nr~,+~un.ttaa.+ncleratc is- ._.,. _.~~ia#slo l"'. <br />19 ~, ...E ~z:rik ~htj., 13catsou tr .r ~~a :.. „, .~; i'he abr3••4•c. <br />w ,t i' <br />~regor~ r7elsen _-eaut>wsr <br />Vtr 1 D~ ~te~ts .. <br />' -BOPf01M{7 <br />~'- ~,.~.r ~,' <br />.,. ,:: ~ ,. .. .... .a ........ r. <m1 .r --. ~ a+saS ;,r.re.nesr n.., z~na,~ <.;r.-< r»s «.. w.k_ ah< d,.•w 1+wuc ,uanwd mL'+YgerY- <br />AU.iti81A8tE-~#TE t9RE{ RiIItA .. us a~t_~+r k~rws~~t <br /> <br />