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<br />lal W. a.SELLER HERESY DISCLAiM ALL WARRANTIES, EXPRESSED OR IMPUa:U, VI' 1111:'''-"'''''''.
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<br />SIUN AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR.
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<br />NISHES BUYER WITH A SEPARATE WRmEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SEL-
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<br />LER ON ITS OWN BEHALF /WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
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<br />(b) f havt read, ID detail, the sepa.ntte "LIMITED WARRANTY" which accompanie~ this contract, It explain, the condition! and circumstances it! which the man"
<br />ufactured productli will be repaired or replace(t 1 take notice of f.ht Iimilations on the warranty, and J particularly recognize that any implied WaJTaf1ty which appHet to the
<br />goods Ia.\t~ onl)'uJ<mg&!l the warnmryor strvicel:ontract,
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<br />SPECIAL.OIUIF.R GOODS: I know 11101 you have "",o.ured my house and its opening. 80 Illat you can make 111. prodU<ts to fit my particul... house, I take aotlc. thal tho
<br />gooda: thai are manufactured for my specific house probably will not fit any other houscli. and under such conditions, 1 know that r cannot cancel this conb'ICt at any time
<br />after the period of time given tome, by Jaw. in which toc,neel. Aftertha! legal period of time. 1 know that I have the obligation to pay you in full the amount owed,
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<br />OBLlG,\ TrONS PERTAINING TO MY REAL EST ATE: L I promise to keep my house in good repair and to keep il insured for .t leut 809& of its rep,*",monl volu.
<br />hv huving a fire and extended coverage insuran.,;e policy. TIle insurance company must be approved by you, a.'1d the policy mUlt have, a beneficiary cteuaC wb!eb I4Ys that
<br />Yt~U ate to be paid if there i, a lots. The insurance company must agree that it will not cancel my policy withoutf'U'5t telling you. i authorize the in.urance,company to pay
<br />you directly for &DY loss . You can choose to use ~is insurance p~yment to ~t!1er ~ay any ~mount5 [ owe you Or to repair my house. 2. I also promise that'! will not allow
<br />anyone else to place any hens on my real estate Wlthout your wntten perrm5SJOn. 3. lpromJse to.P8y aU lUes, assessments and other charges on myreaJ estatewben~.
<br />4, T promise to timely make aU payments on my ~or loans secured by my real estate. r also J:tnlSC that, I wi!1 not: extend, renew or change prior loans without your written
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<br />;;r:::i~~ji~,l~~:r;;'::.~':iua~t~ Y".;:b~~~: ~~~b~i~~~~~t':1~~i;:~~iawfu{~~~r~!i~~lr~t::l=t:~::'::'r'~~e~~~,\,,:,~
<br />to my debt to you which ill !t<<ured by my real e$tate and house, I know thilt if yoil decide to buy-insurance for me that you do not have to obtain any ~'or liability
<br />tRsurance.
<br />SALE OF MY HOUSE: I promise nol to sell, I.... or give my house to anyone uotil I have fully repaid my debito you,
<br />DEFAULT: 1 wjIJ be indefauJt under this contract if:
<br />I don't make a paymem when du~; or
<br />") I break any promise I made [0 you in this contral.1.; or
<br />3. Something else happens which causes you to believe in good faith mall do not intend to pay you as promised; or
<br />4. 1 default on any obligations for which J am using my home: as coUateral; or
<br />5. Something: happens to my house which threatens your rights, if any, in it.
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<br />IF I AM IN DEFAULT: I unden;tand that you have tbe righl to foreclose Ille Mortgage I have giv.o to you and have my house sold to repoyanylllliOlitltsJOw.'YOU j(J
<br />am in default under ~is contract. Before my house is .sold, you will do everything that the law requires. If you.~re an attorney to mist you to sClI my houJe~"or;.to:IUe'~j
<br />or. to protect your n~ts. I agree to pay you for your reasonable attorneys' .fees and for other related e;tpe~ch as.court costs, ~tI.o aearcbe$ aaxhnOlJ4y-Y()p.~
<br />toprOlect my house. If you are aJJowed 10 collecuuch amounts,by law. "'~" . .'. ',' ' , ",,, .:<:\'.',,'{:-:::':,;
<br />O~ER RIGHTS: We can choose nor toenforce any of the nghts underthi5 contract as often as we want witht>ut losing them. Or,.wecandellyenforcinJ~Y'o"~'''Jb''. -,'
<br />without losmgthem. We can aisouse any nghu nOWt)f li:~ the f\.i---rurt;'gi;;ento us by la.w. , " .' ':"'" ,:.>y.':~:.y
<br />DEl.-A. YS: J know that you will use your beS1 e~orts to Installlhe products I am purchasing on my house, but I also understand ttW,in,some situatio.ftI you may"e~',;,
<br />delays ~at are caused by strikes. weather condillons, deJaY$ you have in obUlining materials, or for other reasons that arc beyond your control. ,I uiideiltand tbU):~-',wiIJ,~!
<br />not be hable for such delays. ., . . ".,:',;:.:.:~,,:>;
<br />ARBlTRA nON: Ir I have a di.puu: or claim wllll you concommg 111. quantity, quality or perfOlll1llllOO of tho products,! understand that my diJpulO maybe lulimitij.lti>::c
<br />and settled acc()rdin~ 10 the medianon-arbitration program that may have developed in my community, I also know that any decWon made by an Brbitrator(~) .'Y~~ ~-,...~.'-t ", ,i
<br />tered in thecoun havmgjurisdiction over.me and you. . '.' ,,-;.', __'.'; .:.: ','\' ,:: " ':~'> ' '
<br />SALVAGE VALUE: I know that tho WlndowS, woodwork, and oth.r mau:riJlI. that have to be removed by you for thil in.taIl.tlon h.v. NO lIII,v.pviI1uo. WbonyOu ...: ;
<br />movethem.youcanhavc~mforwhateverpurposevouwant. '. c'.'.",. >:" . __,..,,; ',~~
<br />SPECIAL Sh\;A.q,o'~ bU to 111. uniqoe..ss 0; 80m. or 111. products Ill.t you ..n, ! understand Illat in special SituatiOlU thal ~our Regional Office may ha~ to~"j
<br />and accept this contract, I also understand that this sale occurred m mY home and chat you and I may not have had all the ~t mformaDon ~.tto .~Jr~~.!;:,
<br />at our fingenips~ l give you my consent to cotreCt any obvious e~rs thal may' ,.'Ve occurred when the blanks in this contraCt were completed.,' ' . ^, :" "':':~':.:.. :'" .- '.., '.
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<br />L'lVALID PRO\1SIONS: [r any provision orthi. conlraCt VIol."" th.la.. 'is unonfurcoabl., tho re"of tho contracl will bevolid.Ifanypartt>ftblsconttEtfiqlilielj",
<br />payment of more interes[ than tM law pennjts. then you will only nave th,: righ~ .~. .;ollect from me the amount of interest which the law ~Iowa you to coJjoct\.~ " . - .,~):
<br />COMPLETENESS OF TInS CONTlL\Cf: 'I'hU ,",0_'""" only be changed if t>oth y"" on<! lag= in writiug, . .' ..' ., . . ',. .," ,)
<br />'Ib~ follo~l~g notlc::e bnng5 to my attention I~ ngh~ that J h~ve even when this contract IS sold to. a financial htstinitiOn or a bank, and. I should ~ce .tb~ the,mipOri.:1
<br />tanceoflluspmV1S)Onlsstres~bYII5appeararn;elLlc:llpolOt,boldtacetype; NonCE . '84 ---- 003:4'llO",~--.,.", -
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<br />Thl. credit eontl'llct flnancea a purch.... All legal right. which the Buyer h..apln8t tI1eS.II..\artalng:
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<br />out of thl. tran..ctlon, Including all claim. and defen..a, are al.o valid agaln.tany, hold.rotthl.CO.. ritrICt;
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<br />The right to recover money from the holder under thl. provl.lon I. limited to the .mountpald by. thi buyer
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<br />uncler this contract.
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<br />A claim la a legally valid rea.on for sUlngth. Seller. A defense I. a legally valid (UlIOn fornotp.yl(jg
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<br />the Seller. A holder Is anyone trying to collect for ,the purch.... . . .' '0.. . .' . . '., '
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<br />L'<SURANCE CANCELLATION: If I have roq_tod insuranc. in Illis pun:hase,! may "ancel.uch roquest for insurance for any "".SQn within /iflocn (15) day. from tho.
<br />date of lhi~ C~)f)tr&:t by notifymg )'OU or the holder of this contract in writing. I know that the cancellation of my coverage will be ammg-ed with the inauran.co -eairlet(I>-~
<br />a full refund of my premium(s) together with applicllble finance charge will be credited to this contract.
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<br />r~~Sl~~;~;:;: ~::ec~~i: :;:U:o~:~~ ~:~iliei~:~e~:I~~~~fi~~~no~;~~t~da~d ;h:%~,~:::'~~~~~~;,r:Y=:fh~l:::=r:=
<br />the c:uentstaled ill the fohowmg Nouce nfPro(X)sed Insurance. J al!.o know dust J have lnsuranl.':e co....erage only if .I have been charged forit.
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<br />NOTICE OF PROPOSED INSURANCE
<br />1, take notice t.hat eitber Credit Life Of C~t Accident a.!'ld Health Insurance, or both, will be applicable to thi.s Sales Contract on the reverse side only if.1 have. Chosen
<br />~ybih~~~~~~e~~~~~St~ht~~u=~e~~I~~~;=:e \\~lo1~~~~,v=~t;!ll=t:~~~'~~~":s:~s~::~~O:t!~~~~:~~ff:~;~~b~O::~
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<br />monthly payments. 1 understand that this parlu:ular Insurance may not proVIde cl.werage for my Jast few payments. and that during' that ~riod of. time. I will. ~,have any'
<br />insurance coverage. All benefits a...otd ~:.'et"ds of me inwra,nce u,'ilJ he paid to YOU or to a financial io.sututloo.or a bank if jt purchases the'Sale.s c. o~~tto,.the. .~"..lelI.t.
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<br />interests and any ba1anJ:e. will be pa}'O'lDlc to 1TlC'.. The initial amount of Credit Life lmurance is the amount required to'repay the Total of Pa~nts; thereafter. :d1c ~
<br />decreases. bv the a~unt of ea.;h n'k)nthll paymcm Qft a scheduled 30 day basis. If 1 am jointly obligated on the Sales Contract with a Co-Buyer. and,~.have.bodtJi~
<br />the rcq:ue:sl {ut CteJii Life Insurance, dear..'1 benefit!; will be: ~v::.bh: 001;; Wt.th respect to thr fIrst Qne of U~ to die, Subj~t tQ ~:ltcluJiQfl$." $1imiilations or waitinll.
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<br />in the lnsumnce policy or certiticate, Credil Accidem and Heafth In~urancc IS for the benefit jI1l()uot of 1/3Oth of each month.s payment for each daY that 1 am tOtaIlydiJ,abJed
<br />due to an injUf)' or l'ick:ne~ while I owe any payment In you; however. I understand thai I have to ~vcnted from workiugdue to such tota1 disability rorlTlOl'e than four-
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<br />=no~ei>65;=~f~:~:J:;~~=::w~r:fd:~~~~;r:.~~~viJedio~~:'y ~~~~=~:a.:n~C:=,DJhI~~6.~
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<br />~ the entire amount thall owe you. Due to the maximum amQunt of,cQverage Slated in the insurance policy, I know that any unpaid amount in excess of~ll11urance
<br />co'..erage ~iU still have to be paid. If the Sales Contract is prepaid In full poor to the last payment date, any unearned insurance premiums will be refunded to me: in the iiUill..
<br />ner prescnbed by law, Within thirty (30.) d.lyJi.. [ will receive the -c~rtificate of insurance more fully describing,my insurance coverage. If the insurance is not accepted by
<br />the I.IDmrancecompa.ny. I wiU receive a refund ofthc msurance premIUms: I have paid.
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<br />BUYER: The next tWQ paragraphs contain warranties relative tQ this sale given by us to the (manda! institution or bank in order for it to buy this contract.
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<br />SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES CONTRQCT AND MORTGAGE
<br />FOR VALUE RECEIVED, Seller hereby sell.s. assigns. coo\'eY50, transfers and delivers to _ I 2. r Fe d Q n (J. \.
<br />(Assig>>ee) an of its righu. tilk and interest in and to the Installment SaJe5 Contract and Mortgage, together with all liens existing to secure its pa)ment. and the property
<br />iJiliu=~::~rl)' t1~~~~n~1il~~~~S: ~~~:f:Ji~~~~~~~~~~~;~s~[~~A~~o.~~e~~~U3)~:=~~~ ~~ th~~~t~n::
<br />ofmC'. goods and sc:rvice~ dt:-S('rlbed herein; (4) The cash downpayment shown in this contract was actualfy paid by BU'fer and no part of said downpayment was: loaned di.
<br />r<<u,,' or indire\:tly b~' Seller to Buyer; (5) Each Buyer is: legally competeflt to contract; (6) This contmct is not and will not: ~ subject to any claim. defense. demand or right
<br />ofofrset; i7J ~ execution of this conttactand the underlying sales transaction givinB rise thereto did not violate any federal or state law. -djf'e{:uve. rule or regulation now
<br />in dfec~; (S) In ~ c"c:nt ~ this contract or th.e underJymg sales t:ntnsacuon Iii sU~Ject 10 a right of rescission or ,ciU1~llation .~y ~ Bu}'cr, s~chrescission or UJlcelm-
<br />non penod h., uP'~ """ "Mh.r the .a1. nor Ill.. contract has bcoo cancell.d or re.crndod, THIS CONTRACT IS SOLD BY SEllER WITHOUT RECOURSE.
<br />day ,~TES~:~~Ny=-~~~~undo:~:~ed ;:~17'e of me Seller ,," h~"gned below on behojf of the S.II.r on <hi, -----
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<br />Tho I""'g'''''& InSlTun"'", wa. acknOWI.edg.d ~fore~. ---Jq ~1f:200i: ~/
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<br />by !nt- i.UthOfl.Uij iljft:ot of Sdkr woo i __ _____U_,~"
<br />M'_.'_"""bL.'"?<~_ ....... ............... ~.~.~.
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