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<br />ADDmOI\lAL TERMS
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<br />PREn ~ ttftR:~iAU: FINANCE CHARGE: EventbougbJ do not h.v. to pay more than the regular ~heauled lIlOIllhIy pa~.ibA~eq.e'.
<br />right to prepay the whol. amount owing to you in fuU. at any time or in part from time to time.. ' If the l.ndlng institution or baDkthal buys my <:0_ ~ q.e.fwnce.....
<br />charge daily, 1 know my financ. charge will be less III make an early p.yment, and It will be higiler If! pay I.te; I also ' wmrto.W
<br />financ. charg. will be reflected in my flDal bill; I also know th.t the amounts shown on the reverse side forth. FInance.. ue;
<br />.....stim.t.s b...d on the aasumplion thaty,ou wilIrecelv. each of the l'aymeot...acUyon Its due dale; an~l know...... '.. . ..
<br />Is nothing to refund if I am charged on a daily bas.s, If th.I.lldlDg tnslilulinn. or bank does. DOl computelhc 1Jnance cllaige daJl.
<br />will refund tome the unearned portion of the finance. charge (int.....t) by the accounting ProcedtIie -. as Ihcactuarial
<br />fi~ on the scheduled dales and amnunts of my monthly payment and not on the. actUal dates and amounts of the prepayn1erits
<br />o. less tban Sl.00wm not be made.
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<br />IMPOFrTANTNOTICEAESOUTWARRANTlES:. . ..' ..' '. ....... .'. ... ..' ". ......... ......
<br />(a) We as 5E. LLE. R HEREBY DISCLAIM ALL Wl'R. RAN. TIES,. EX. PRESS... EDQR.'.'MPUE.:t.fl. .
<br />BILIt'lAND FrrNESS FOR A PARTICULAR PURPOSE ON ALL GOODSANU.SERVICESU' .
<br />NISHES BUYER' WrrH A SEPARATE WRITTEN L1MrrED WARRANTYORSERVlCECONTRAqT
<br />LEA ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT); . ...... '. .' . ....... ....................\?/<..
<br />(b) I have read, in detail, :h. separate "UMITED WARRANTY" which accompani~ this contract. It ~xplainsth. concfitionsand c~ Inwhlch 1IiO........
<br />ufactnred prOducts will be repaired or replaced. I take notic. of the limitations on :he warranty, and I particularlyrecognlZ<\ that any lmplilldwlll'tPtYwhldtapp)Jea.~'lIlI:..
<br />goods lasts only as long as the warranty or service contract. _ ,_ _ _ :_ ','''- <_: ,',_ ,_::_'>:_,'~ _ :,__~~__--_:\;_,-',_:_>:):~_,,-:.\~,::":/:<:',:,';:";:'.:':oF:":"
<br />SPECIAL-ORDER GOODS: I know that you have measured my bouse and its openings so that you can make the productato fit my Particlllir 110....1 rake'ilodce,lbItdlO':.
<br />goods that .... manufaclured for my specific house probably wiD not fl~any other hou..., and Under s""h conditions; Iknow,that1callntlt_11biJ COIllnct>.......y~~,',' h'
<br />after the period of time glv.n to me, by law, io which to cancel. After that legal period ortime,l know :hall have th.obligationto ~yyOllinfbll the ~1UItowed':i"'> .!: .
<br />OBLrGATIONSPERTAINING TO MY REAL ESTATE: 1.1 promise tokecp my house. in gn9drepairand tokeepitinsured fOtlll leal.' 80'1i . . "~::,i i
<br />by buying a fire and ..tended cov~. insurance policy. The insurance companfi muS! be ~ved by you, and the policy must have a be. .
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<br />~{~;=i~~~y~J~~I~~~~~::~~W!:J~~~=b=::~.I~:iseo~~a:.~;:=~~,.:r~, _'.;wri~[:~,;:,:- 't
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<br />permission. 5. Iff do not insure my house orfultm my other obligations to myrea1 estate, ~n you.can do it formc if you ,want (but you .' . _ , __ " , ''P,lY'III;1Y,~:,:'
<br />of these obligations for me, I agree to pay you back: on demand plus interest at the highest lawful contract rate of in~st; Until I pay you,back; ~'8I1)QUPttwi~,pe Iiddeif:,:~: '
<br />to my debt to you which is secured by my real estate and house, I know that if you decide to buy insurance for me that you'do not have to ,obtain 'any:ho~~ ~.U9')'~-
<br />insurance. - , -
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<br />SALE OF MY HOUSE: 1 promise not to sell, I.... or give my house 10 anyo' "ntil I h.v. fully repaid my debt to you.
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<br />DEFAULT: I will be inderauJt'under:hiscontractlf:
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<br />I, Idon'tmakeapaymentwhendue;or ;:,.
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<br />4_ I break any promise I made lO you iil this contract; or
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<br />3. Somelhing else happens which causes yf'lI to believe in good faith that-l do not intend to pay you as promised: or
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<br />4. r default on anyobJigations for which 1 alii using my home-as collateral: or
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<br />5, Something happens to my house which threatens your rights, if:.ny, in it.
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<br />IF J AM IN DEF i\UL T: I uoderstand thai you have the right to foreclose :h. Mongage I have given to yOu and have my house sold to repay any amounta 10we.youifI
<br />am in default under this contraf;L Before my house is sold.'You will do everything ,that the taw requires. If you hire an attorney to assist yoy'to seD mY.bo.use..'orito~rne.
<br />or. to protect your rights. l.agree to pay you for your reasonable altQmeYs' fees and tor other related expense$iM1... ch.as COUrtCOBts..titlc searche$;and mrinCy.you~. ." .', .-,,'.~
<br />toprotectmy bouse, If you are-allowcd to C(}Uect such amounts by law. . '_ ' ,- "
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<br />OTHER RIGHTS: We. can dlOose,not to enforce any of the I'1ghts under this contra..1 as often as we want withOut losing them. Or, we can delay.enfoicing.an)";,of~ righ~ ..;j
<br />without losing them. We can aJsou~ any rights now orm the future given ltl us by law.
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<br />ootbe liable foulk:hdelays.
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<br />ARBIT. RATION: If I have a dispute or claim with you concerning the quantity, quality or performance of the products.l un.dennand.that my dis~te may Oc'sUb. mitted.tO
<br />and settled &;Cordin~ to the mediation~arbitratjQn program that may ha'Je devefoped in my community.. I also know that any decision made by an irbitrator(s),w0uJ4 Do eJlto
<br />tered in the court ha'.-'1ngjurisdiction over me and you.
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<br />SALVAGE VALUE: I know :hat thewindows, woodwork. and other materials th.t h.ve 10 be removed by you for this installadon h.ve NO salvage vallie. When yo....
<br />move them. yguC;an h.av~ th~mfor wbatcverpurpose you Want.
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<br />SPEC1AL snirk.qok..l ~~ to:he uniqueness of 50me or the I""'\u<;ts that you sell. I undeRtan. d thai in special situations thai your Region&l Office ma. .y have to review.. .
<br />and accept this contnlct~ i"iIso "understand thal t}U$ sale occurred In my home and mat you Jnd I may not have had &lIthe eotreCt.mfonnatiOn important. to thil traD~on
<br />at our fingertips; I give you my C;oll5Cnt to correct-allY obvious elTOr5 that may have occurred when. the blanks in this contract were completed.
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<br />INVALID PROVISIONS: If any proVision of this contract violam6 Lt}t'.luw and js uncnforceablo. the rest of-thecontract wiU be.valld,Jf any part of tbif. ~u:aetrequ~
<br />payment of more in'.....1 than the law pennits. Ib.n you will only have the rightlocoUect from me theamountofintero.t whicbthe law allow. you to collect,
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<br />COMPLETENESS OFTHJS CON'I'RACT: ThUcontract can only bochaoged if both yooand I _ in writing"
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<br />The following notice brings to my attention the rights that 1 have even when this ~ontraci i5 roJd'to a fin~ci~ h\~titution or a ~t':ar~ f should notice that the Unp6r':
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<br />tance of this provision is stres..'ted by ItsappearW\\.:e in ten point, bold face type: NOTICE. . '84 _ 0,0"344 0
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<br />Thl~ credit ccntre!:! flnlHlCM !'! purctleH, All legal r'ght!il widell tile Buyerhea agalnld tIMI .sell.r .rlllng
<br />out of this tranNCtion, Including all elalm. and delen..s, are also valid against any holdarof thI. contract.
<br />The rlght to recover money from the holder under this provision Is limited to the amount paid by the buy.r
<br />under thl. contract.
<br />A claim Is a legally vsnd reaaon lor sUlnglhe s,!!er. A defen.. Is a legally vandreaaon for not !HIylng
<br />the Sellar. A holder. Is anyone trying to. collect for,the purch....
<br />INSUR;\....CE CANCELI.A TlON: If I have requesJed iosUJ'.tl1Ce in this pun:h..., I ma)' canc.l such request for insurance ror any re...n witbJn fifteen (15) days from the
<br />date o. f-rhis conttact by notifyi.ng you or the holder of this contract in writing. I know that the cancellation of my coverage will be lUl1Ulj.ed with the huuranco carrier(.) and
<br />e full reft..md of my premium(s) together with applicable finance chftrgc will be credited to this con~t,
<br />r~S:a~~~~::v~~~~ :;:~~ ~sth:r~~ ~p~~;tifu!a~oT~!t,~~:~~tili:f~~~~:f~~~c~=y~=i:~~l=~::r~:1J'1io
<br />the extent stated in the fonowing Notice of Proposed Insurance, 1 also know that I have msur.wce coyc-rage only if 1 ~ve been charged for it.
<br />NOTICE OF PROPOSED INSURANCE
<br />I take notice that either Credit Life or Credit Accident and Health insurance, or ~th, will be applicable to this SalCi Contract on the reversc &ide.onlr if I have. chO$en
<br />~y~i~~~~~~~h:~~~~ncsi=~illo<t~~\:t:Cti~~~~;r(~r~~i:~c;:;:,~:h;.J:~~::~~~~:~e~b{:~O::n~
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<br />~y pa)'menrs. J uode.rsW1d mat this.pa.rticular insurance may nOt provide: coverage for my' last few payments, and thatduring,tha{ period Qftimc I wiU not have JaY
<br />insurance coverage. AU benefi15and proceeds or theinsuraoc~ will be paid to you or. to a r1D.anclal institution ora bani< ir it pun:hases the Sales Conlt;ict to thu:x1Cnt of Its
<br />~ and any balance IriUbe payl\blelo me ,The Initial amount of Credit Ltf..lnsurance Is the amount required.o "pay the Total 01 Payments; th"",after, the insurance
<br />-..... tT. the amount ~r each monthly payment on a scheduled 3Q day basis. If I amJ:;intly obligaJed on the Sale.. CQnlraCt with. Co-Buyer, and we hav~ both signed
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<br />:::-=~~jt~.~;'~~;v,;~~'H::rth~~ii~rd:'~nefit~.;:;o~fl~~~~f.e~~~j:;n'O,~:~~':;i~~~~;s~ti~tir~:1'{t:ll~
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<br />due tc? au i.vufY.O( ~ wbiJ.c 1 owe iUlY.P4ymcnt.w you; however.-,.1 Understand that J have- [0 be prevented from workmg due,to such total diWillity rOt more tlwi four..
<br />""'" (4) oonsecudv. daya before the insu...... benefit is ~ 10 the rmt day of my IOtai disability, 1_lUJow thIotJ cannot obtain IUIY .............l'romfu': III
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<br />am, ' ~1'~~~~::imum.~o=:'.::::~~~U=~~j~~~=:~~=:~~x::'':l:rns=
<br />:; . thirty(30~:;.~~rf;;= ~~r.:~or.::~~~n~.de~~:r::i:=: ~~"':' [1~ ~~=,:On:' :c~;
<br />the~""""f>i"'Y.I'v..ret\u>dofthc"'''''''''''Opten>iuttlSIhay.pald. . .
<br />'8tt1'~ 1M_ft\vt}~.wnain wL~tiCHelati~tQ tt!ifi.Alt ginnby 1tt to lhetln&f1(;~ m.$titvuon orbink_ln ~ fOf it io QU). thi. cuntnsct.
<br />SlUER'SVfAI'-tRANTlES'AND ASS~NMENTOF INSTALI.MEf'f SALES CONTR~CT AND MORTGAGE
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<br />,POll. YAI, '.lU>CE1VjID, So4Ierhoreby ..II,,. :.~=y;:r..n and den"." io . _.L~!:E.'s e'l~ni;';~;;;'" it.r;;;-;;;;;;;;:'..d ~p;~y
<br />..arrants ond ~n", (I) II h.. the riab' to make
<br />. Thit; .:-f>nq''iK:t l>t\~$-C_ from {hit roM fldt- saW
<br />~ !. *::t~ .;:::;t~.x~n.1.~fd ~~. ~i.iY(t'~ J!;!M.i m', ~U'f! ,,;f ~kl ~~.llpa~m~n(_ wu h.~ -d,i.
<br />~J.:.:, , ')..rvtJf'nm ,~~~){~;;:.;=5~:'~!~::.)'\i:~:~~t~~:iiL~~=~t~:
<br />::"~~.e..-:.=...........,-~,.......""":#'~..t1l1'=:';;::;"~":"'-"-
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<br />;>>f :: r:"ll~~'::'.Ilf~~':~~~.~.' ....;~.j :::~. ,1,~~g., ,~! !~, "JM') ,~;,,,. 'v !~"," ,of '", ",;0" ," ,h
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