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<br />84 -902911
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<br />Loan No, ,...5-IH:9G-I-Hl-......
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<br />ADJUSTABLE RATE LOAN RIDER
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<br />NOTICE: THE SECURITY IN8TRmmNT SECURES A NOTEWI~ICHO{}:tITA~S.
<br />A PROVISION ALWWING FOR CHANGES IN THE INTERES!f IN~
<br />CREASES IN THE INTEREST RATE WILL RESULT IN mGHEll
<br />DEctmASES IN THE INTEREST RATE WILL RESULT IN mWER
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<br />This Rider is made this ........,.,~~.tJ:l_... day of ,......................,..,..,~.Y....,.,' 19,,~.4..,
<br />into and shall be deemed to amend and supplement the Mortgage. Deed of'fi'us!;,or'
<br />(the "Security Instrument") of the same date given by the undersigned {the"
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<br />rower's Note to .........".,...,,'..."m..........m....."......,...........,'m....'...,.....,.,............,..."..........,..:..
<br />Ei.r.s.t;..EedeJ:al.,.sarlD&S,..and...Loan_.Ass=iatioIl..,oLLi.ncob4..a.Upi:~,....... .
<br />(the "Lender") of the same date (the "Note") and coveringtheIJmpertya~'
<br />ment and located at .l515,.Joles.t.,.s.pruc.e..,elace.....,...,pro~~..l<m<l..:'
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<br />MODIFICATIONS. In addition to the covenants and agreements made inthesecunWI;;t
<br />rower and Lender further covenant and agree as folloW8:
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<br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES
<br />The Note has an "Initial Interest Rate" oL...ll..s.40.....% ..... ....>..
<br />Interest rate changes may occur on the 1st day of ..,..._....,............,.....S"llt.eabe.z;'..19:115-..~~t.. ..
<br />1st day of ..,....,.,...,...............D_l>ar...,.. 198.').... and on the 1st day of ,.'_...'m..........:~b.~..-..,;.
<br />and on the 1st day of ................,.,...........J....,........;..,.,.. 19,86... and on ~ dates of t!lQIemontlia'~~'
<br />year thereafter, Each date on which the rate of mt.erest may change will be called a ''Riita:CIWIPinitli; '.' ..' ,
<br />Changes in principalll.,j interest payments to adjust amortization of the loan to~;'~!ht:
<br />interest rate changes shall be made on the 1st day of ,.._.........,;...............~e............,;-" UW.._...ilcl~.~'.
<br />date every ..~~~,="~..... year(s) thereafter. Each date on which the pnnoPaI and mteniilt~tDlAY
<br />change will be called a "Payment Change Date". .' . ....... . .. . . ','>,'c'
<br />Changes in the interest rate are governed by changes in an interest rate indexcanea tbie: "m~f;""
<br />Check box(es) to indicate IndeL . . ...... ....... ."
<br />(1) 0 "Contract Interest Rate, Purchase of Previously Occupied Homes. National Averap<for8II
<br />.MajorTy~ of Lenders" publiahed by the Federal Home Loan Bank Board.
<br />(2) fJ Ad~t;a*1~.,R<H~.,No-t-e-,~..M&nt;M'Y',..."er-&ge-.'Y'j,eJ.d.,-&n.,lJ...~-:r-l:_8"'-a:..SIN;-U~.l~H.-'-
<br />adj us t.~lI,.J,Q,.i1.,.<;:.Q.lUi.t-'UI.t.,JlliH.\ld.t..Y..,Qt...Ly.l:IU.,.Rub,lbbeJi..,1ly..S.luLf#.4tu;:gl...!\IlIiC.r.y;e....9."xll.",.,....,..,.".".,.
<br />Check box(es) to indicate limits,
<br />(1) 0 If this box is checked. there will be no maximum limit on changes in the inte~ra~\ll\;I),r.
<br />down. The Preliminary Rate referred to in the Note, will be the new interest rate,
<br />(2) 0 If this box is checked. the interest rate that I pay shall not increase more than ....................
<br />percentage points on any Rate Change Date,
<br />(3) 0 If this box is checked, the interest rate that I pay shall not decrease more than ....................
<br />pettentage points on any Rate Change Date.
<br />(4) liD If this box is checked. the interest rate that I pay shall never be mOre than J..3...2SD..._. %
<br />during the period I have my loan,
<br />(5) liD If this box is checked, the interest rate that I pay shall never be 1_ than .fr................ %
<br />during the period I have my loan. ,
<br />(6) 0 If this box is checked. the principal and interest payment that I pay shall not increaae more
<br />than .................., percent on any Payment Change Date,
<br />(7) 0 If this box is checked. the principal and interest payment that I pay shall not decrease more
<br />than ..................., percent on any Payment Change Date,
<br />The monthly payment amounts will also change on Payment Change Dates as provided in the Note,
<br />Because payment changes may occur less often than interest rate changes and/or may be subject to certain
<br />limitations described in the Note. the monthly payments may be insufficient at times to pay accruing
<br />interest, In such case, unpaid interest is added t.o the principal balance of the Note and itseU will accrue
<br />interest thereafter,
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<br />FUftn 84lJ
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