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<br />7taYY)) We ss SELLER- HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />SHESABUYER WITH A SEPARATECWRI7TEN IMMITED WARRANTY OR AND SESERVICES
<br />VICE CONTRACT MADE BY SEL-
<br />LER ON rrs,OWNr BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
<br />(b) I have read, in detail, the separate "LIMITED WARRANTY" which accompanies this contract. It explains the conditions and circumstances in which thernwe
<br />utactured products will he repaired or replaced. I take notice of the limitations on the warranty, and 1 particularly recognize that any implied warranty which applies to the
<br />goods lasts only as long as the warranty or service contract.
<br />SPECIAL -ORDER GOODS:1 know that you have measured my house and its openings so that you can make the products to fit my particular house. I take notice that the
<br />goods that aremanufactuied for my specific house probably will not fit any other houses, and under such conditions, l know that 1 cannot caneel'this contract at anytime
<br />after the period of time given tome, bylaw, in which tocancel. After that legal period of time, I know that I have the obligation to pay you in full the amoun towed.
<br />OBLIGATIONS PERTAINING TO MY REAL ESTATE: 1.1 promise to keep my house in goodrepair and to keep it insured for at least 80% of its replacement value
<br />by buying a fire and extended coverage insurance policy. The insurance company must be wd by you, and the policy must have -a beneficiary clause.arfth'says that
<br />you are o be paid if there is a loss. The insurance company must agree that it will not cause] my policy without fast telling you. I authorize the insurance y to ppaayy
<br />you directly for any loss. You. can choose to use this insurencepayment to either repay any amounts I owe you or to repair my houses Z I also premise that] noralbw
<br />anyone.eise m place any.liens on. my real estate without your written permission 3. i ptomise, to pay aiftaxes; assessmentsark! other charges on:my real eslat�wltuazdun:
<br />4. I promise to timely make all payments on my pponor loans secured by my real estate. also promise that I will not ext end, renew orchange priorloatts wtdtoiityuurw7ilaep-:
<br />pemussron. 5. If I do rat insure my house or fulfill my other obligations to my real estate, then youcan dot it for the if you waot(but you do not have oj. Hyau'dopy soy
<br />Of these obligations for me, I agree to pay you back on demand plus interest at the highest lawful contract rate of interest. Until I pay you baclt, these- atoounts will be added
<br />to myd. to you which is severed by my real estate and house. I know that if you decide to-buy insurance forme that you do not have to obtain any him n mid is lability
<br />insurance.
<br />SAISOF MY HOUSE: ]promise sotto sell, lease or give my house to anyone until l have fully repaid my debt to you.
<br />DEFAULT: I will be in defaultunderthis contract if:
<br />1. I don'fmakea paymeniwl" due; or-
<br />2. I break an
<br />yproil?ise I made toyou in this contract; or
<br />3. Something else happens which causes you to believe in good faith that I do not intend to pay you as promised; or BI tIfS00�tMMa� alAB
<br />4, 1 default on any obligat ion3forwhich l am using my home as collateral; or_
<br />5. Something happens to my house which threatens yourrighs, ifmy, init 4
<br />- IF I AM IN IIEFAULT-f l understand -that you have the right tofoteclow the Mortgage I have given -to oar and have my housifsold to rcitay any.afnottgKl ow'eyou if I
<br />am in default under this contract. Before my louse is sold, you will do everything that the law requirmrIf you hire an at[omey m ass ,you t ' Sol yy% house of *td,Wattse,
<br />or. to protect your righs..l agree to pay you for your reasonable attorneys' fees and for other related expenses such as.court costs, titk:searches aod.Ataoey, ca uwtprnded, -.
<br />to protect my house, -if you"allowed tocolloct such amounts bylaw.
<br />OTHER RIGHTS: Wecanchoose not to enforce any of the rights under this contract as often as we want without losing -them Or, we'can delay enforctt sgp'n` of thnlghta
<br />without losing them. We can also use any rights now or in the future given to us by law.
<br />DELAYS: I know -that you will use your best efforts to install the products I am purchasing on my house, but [also understand that n.sorne sduatitns you
<br />delays dw :re caused by strikes, weather conditions, delays you have in obtaining materials, or for other reasons that arc beyond your control. I undenWttF .4;
<br />not be liable for such delays.
<br />- ARBITRATION: If] have a dispute or claim with you conceming the quantity, quality or performance of the products, I understand -that my dispute may b i sttbmtgadigr
<br />and settled according to the mediation- arbitration program that may have developed in my community. I also know thatany decision nude by anatbitrawr(s) wotddbe end s,
<br />m
<br />tened in the court hava jurisdiction over me and you. .:
<br />- SALVAGE VALUE: I know that the windows, woodwork, and other materials that have to be removed by you for this installation have Ng saiva`e value, 4ban you rot. -
<br />move them, youcm have them forwhateverpuipose youwmt.
<br />SPECIAGB s11_ Due to-the uniqueness of some of the "nets that you sell, I understand that in special situations thatyour Regional Offim may hwA totevten .
<br />and
<br />accept, haab .� o understand that this sale occurred m my home and that you and I may not have had all the correct information impottaot to ihts tt>vUaeUaO z-
<br />- at our fingertips; I give you my consent o correct any obvious err ors that may have occurred when the blanks in this contractwere completed. s INVALID PROVISIONS: PROVISIONS: If any provision of this contract violates the law and is unenforceable, the rest of the contract will be valid. Ifany pertof thin ceonact'togYitp
<br />payment ofmore interest than the law permits, then you will only have the right tocollect from medic amount ofinterestwhich the law allows youto coned x
<br />COMPLETENESS OF THIS CONTRACT: This contract can only be changed if both you and I agree inwriting, t °_
<br />The following notice brings to my attention the rights that I have even when this contract is sold to a financial institution or a bank, and I should notice that the tmpory
<br />lance of this provision is stressed by its appearance in ten point, bold face type:
<br />NOTICE 9-002799' - 002799 p „
<br />This credit contract finances a purchase. All loyal rights which the Buyer has against the,, Seile a
<br />out of this transaction, Including all claims and defenses, are also valid against any hoidar of tMa tbo1
<br />The right to recover money from the holder under this provision Is limited to the omount paid'by the IfuyK
<br />under this contract. ;
<br />A claim is a legally valid reason for suing. the re defense is a woolly vaigd reason for not psyhq
<br />the Seller. A holder Is anyone trying to collect for the urchase.
<br />INSURANCE CANCELLATION: If I have requested insurance in this purchase, I may cancel such request for insurance for any reason within: fifteen (15) days homthe%
<br />date of this contract by notifying you or the holder of this contract in writing. I know that the cancellation of my coverage will be arranged with the instttance.carr l(a) std t _
<br />a full refund of my prermum(s) ogetherwith applicable finance charge will be- credited tathis contract.
<br />PLEASE NOTE: ff I have requested insurance in this purchase, I will receive within thirty (30) days a certificate of insurance mom fully describing the insutance.covesw
<br />I know that if ihere.is anp canflictin the coverage or the language of the certificate of insurance and the following Notice of Proposed Instant" that I amcovend only m
<br />the extent stated in folbwing Notice of Proposed Insurance. l also know that l have insurance coverage only if l have been charged for it.
<br />NOTICE OF PROPOSED INSURANCE
<br />I take notice that either Credit Life or Credit Accident and Health Insurance, or both, will be applicable to this Sales Contract owthe reverse side only ifbhave chosat-
<br />i[ bysi8rting- the request for sudrinsurance. This insurance will only cover the person signing the requestat the BOSt foreach ttyyppeeofiasuraoce alpwm'Sulb3ectb - _
<br />by the insurance company, the insurance will be effective as of today and will continue only for the member of months after the.effective date equal o th4,}, -il of -�
<br />monthly payments. I understand that this particular insurance may not provide coverage for my last few payments, and that during thatpedodof tituel will iiottiaiii lay
<br />insurance coverage, All be is fis and proceeds of the insurance will be paid to you or to a financial institution or a bank -if it purchases the Sales Contract to the exert 0fits .
<br />interests and any balance will be payable to me. The initial amount of Credit Life Insurance is the amount required to re y the Total of payments;tliereaftet "the ;inauatnce
<br />decreases by the anount of each monthly payment on a_scheduled 30 day basis, If i am jointly obligated on the Sales l'pontract with a Ca- Buyer, atd.we luvgb'atli gibed
<br />the request orCnnlit Life Insurance, death benefits will be payable only with respect to the first one of us to die. Subject to exclusions; ell minations orwalllug puiadaYiFd ,
<br />in the insurance policy or certificate, Credit Accident and Health Insurance is for the benefit amount of 1130th of each month's payment foreacIt day the I amtaWlydifablpd
<br />due to an injury or sickness while I owe any payment to you; however, I understand that I haveto be prevented from working dote o a total dieatiility for mare UMnfottp = --
<br />teen (14) consecutive days before the insurance benefit is paid back to the first day of my total _disability. I also know tMt I cannot ObldO anyinanranee Mots Aft
<br />am ever 65 years of Me today, and l also know that the imuraoce coverage.provWtd to mi'tnay contain a maximum i sotgtdcort:ragewhkY WIN tfor�� W era
<br />cases, the cadre amount that 10we you. Due to the maximum amount of coverage stated in the insurance policy, I know that any unpaid ,amoumt in execs of thn iiiaoranu:e
<br />coverage will still have to be paid. If the Sates Contract is prepaid in full prior to the last payment date, any unearned insurance premiums will barefuMed to meinthe man-
<br />ner prescribed by law. Within thirty (30) days, I will receive the certificate of insurance more fully describing my insurance coverage, If the insurance: is am accepkd by
<br />the msutancecompany, l willreceiwa mfundoftheinsummepmrniums l have paid.
<br />BUYER: Thtnext twoparagraphs contain warranties relative to this sale given by us to the financial institution orbank in order for it to buythis contract,
<br />SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT ALES ED TA D ORT AGE 1
<br />FOR VALUE. RECEIVED. Seller hereby sells, assigns, conveys, transfer$ an q delivers to
<br />(Assignee) all of its rights, title and interest in and o the Installment Sales Contract 3;nd- Mortgage, together with all liens txistin 't ecure is payinepI. amt the
<br />encumbered!! e % _ Assignee is h e = ,, substituted as Mortgagee under the Mortgage provisions of this contract Seller warrants arrd presents; (1) It has the ri ght tto�aiake
<br />this assignment; (_) All statements and figures in this contract and in the Buyer's statement are materially true and correct; (3) This contract arose, in the.tiona fide sale
<br />of-the goods and services described herein; (4) The cash downpayment shown in this contract was.actually paid by Buyer and no part of said.dowo ymeat was looped di-
<br />rectsy or indirectly by Seller to Buyer, (5) Each Buyer is legally competent to contract; (6) This contract is not and will not be subject to any claim, deftnx, demand or right
<br />of offset: (Z) The execution of this contract and the underlying sales transaction giving rise thereto did not violate any federal or state law, directive, ruse or regulation now
<br />in effect; (g) In the event that. this contract or the underlying sales transaction is subject o a right of rescission or cancellation by the -Buyy r,.such n+sissiwn:ar;canaIts-
<br />tionperiod has expired and neither the sale —this coutract has beencsncelledortrscinded. TRIS`C.OKMACT -IS S0146 BY SERER ft11f110af IiEE00RSE=
<br />IN: TESTIMONY WHEREOF, the undersigned,�rW au rued repreQrtjioe of the Seller and has signed below on behalf of the Seller on this
<br />day of _ w
<br />The foregoing instrument was acknowledged before me on
<br />PACE R- PRODUCTS, INC./-
<br />by the authorized agent of Setter who ism- !! -l:.i"
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