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<br />} a V �a 084,02 1 9S ADDITIONAL TERMS
<br />PREPAYMENT AND ACCRUAL OF THE FINANCE CHARGE: Even though I do not have
<br />right to prepayy the whole amount owing o ou in full army time or in part from time to time. If the I
<br />charge daily,l know my finance charge will be less if I make an early payment, and it will be higher i
<br />finance charge will be reflected in my final bill; I also know that the amounts shown on the reverse sit
<br />are estimates fused on the assumption that you will receive each of the payments exactly ou'iu'due i
<br />is nothing to refund if I am charged on a daily.basis. If the lending institution or bank does notcont
<br />will refund to one the unearned portion of the finance charge (interest) by the accounting procedure
<br />figguured on the scheduled dates and amounts of my- monthly, payment and not on the actual �i�s an
<br />ofless than$1.00willnot be made. f .
<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />iii ww . _:. ani i mi, YCQCQV rulam; Aim, As i WAtOOAamme
<br />IF
<br />i
<br />more than the reeular scheduled mmddv eavrnentA haveethe
<br />XPRESS111111 Ott IMPLIED. Oli MER�.'b>fAf TAr '
<br />)DS AN D `SE"VICES'UNLESS SELLEN
<br />Y OR: SERVICE CONTRACT 11Atl� 8Y �-
<br />I CONTRACM-
<br />(b) I have read, in detail, the separate "LIMITED WARRANTY" which accompanim this contract. It explains the conditions anti circumstances mwhicq tGe aaY.-
<br />ufa cured products will be repaired orreplaced. I take notice of the limitations on the warranty, and I particularly recogniu4hatany4mpIW' vwrmty-**h aponers+pa the
<br />goads lasts only as long Its the warranty orservice contract.
<br />SPECIAL -ORDER GOODS: -I know that you have measured my house and its openingsso that you can make the products to fit my patticularbottseA tape notice th
<br />goods ttiat are thanufacored for my specific house probably will not fit any other- and under such conditions, f know that I cannot eata:et'this'coeract`atitty
<br />afW tie -period of time given to me, by law, in which to cancel. After that legal period of time, I knowthatI bavetbeobligation to pay you iir full tlfeatnoun towed,,.
<br />OBLIGATIONS PERTAINING TO MY REAL ESTATE: 1 I promise to keep my house in good repair and to keep it instned'for intent gft "fits rcplaatroei vabtD
<br />by buying a fire and extended eovera einsurance policy. The insurance company must be tied by you; and the policy -must havea__betteficury duce wftiehsaysthrL
<br />you are.to be paid if there is a loss. The insurance company mustagree that it will not cancel my policy without first telling yot I allthonW the tnaara r y mpay
<br />you directly for any loss. You can choose o use this insurancepaymento either repay any amounts i owe you or to repaitmy house:`2: I also promue'tltat iiu4.alkftr'
<br />anyone else to place any liens on my real estate without your written permission. 3.1 promise to:pay all taxes; assessments and other charges onmy.iea i e iii wban'dua
<br />4. I promise to timely make all payments on my prior loans secured by my real estate. I also promise that I will not extend, renew or charippngrlwnswttlgatytzrwnt '0`en .
<br />permission. 5. If I do riot insure mghouse er fulfill my other obligations to my real estate, then you can do it for me'ifyou'want (butyou do not haveio) -1f yowatipayaoy.
<br />of these obligations for me, I agree to pay you back on demand plus interest at the highest lawful contract rate of interest. Until I pay you back, these- amouma wdl be"added
<br />toLmp debt to you which is secured by my real estate and Crouse. I know that if you decide to buy insurance forme that you donothave to obtain any, honeowrer:orliabWay,
<br />insurance. -
<br />SALBOF MY HOUSE: I promise not to sell, lease or give my house to anyone until l have fully repaid my debt to you. _
<br />DEFAULT: I will be in default under this contract if:
<br />I. Idon'tmakea payment When clue: or -- pepE1 5MEN1Ci tWaRliXO/<
<br />2. 1 break any promise 1 made to you in this contract; or Wa1frID, IrMla6 Ot PatiANP '
<br />3. Someduagelse happens, Which causes you to believe in good faith that 1 do not intend to pay you as promised; or UAISATIQFACTOR1f
<br />4. I default on any obligations for which l am using my home as collateral; or N'iMf ooall+ar wBUI sttrMlO
<br />- 5. Something happens to my house which threatens yournghts, if any, in itry*
<br />IF I AM IN DEFAULTt I understand that you have the right to foreclose the Mortgage I have given o ou and have my house'sold to repay any amounts I owe you if I
<br />am in default under this contract" Before my house is sold, you will do everything that a law requires. IfYyou hire an attorney to assist you to sell -ho or; to sue me,
<br />or, to protect your riQhts..I agree to pay you for your reasonable attorneys' fees and for other related expenses such as court costs, tide searches .atd- tiwney. you pxpnadIa,_
<br />to protect my house; if you are allowed to collect such ammmts by law. _
<br />OTHER RIGHTS: We can choose not to enforce any of the rights under this contract as often as we want without losing them: Or, we can delay enforcing anyof dto [ighb 3
<br />without losing them, We can also useany rights now or in the future given to us bylaw.
<br />DELAYS: I know,that you will use your best efforts to install the products I am purchasing on my house, but I also understand that imsome skuauons You-
<br />delays that are caused by. stripes, weather conditions, delays you have in obtaining materials, or for other reasons that are beyond your control. I understand you wtQ ,.
<br />notbe liable for such delays. - -
<br />- ARBITRATION: if f have a dispute or claim with you concerning the quantity. quality or performance of the products, I understand that my dispute may be suMniniato
<br />and settled according to the mediation- arbitration program that may have developed in my community. I also know that any decision made by an,arbitrattir(s) would be err y
<br />Wed in the court having-jurisdiction over me and you.
<br />SALVAGE VALUE: -1 know that the windows, woodwork, and other materials that have to be removed by you for this installation have NO salvage value. When you re-
<br />move them, you can have them for whatever purpose you want.
<br />$PECL►Ttgg� II�� O e o the uniqueness of some of the products that you sell, 1 understand that in special situations that Your Regional Office may have o review -
<br />and accepfthrs"calrti`a'cL understand that this sale occurred in my home and that you and I may not have had all the correct information o this transaction
<br />at carfzngemps; Igive you my consent o correct any obvious emms that may have occurred when the blanks in this contract were completed.,- -
<br />INVALID PROVISIONS: If any provision of this contract violates the law and is unenforceable, the rest of the contract will be valid. If any part of this contract requires
<br />payment of more interest than thelaw permits, thenyou will only have theright tocollect from methe amount of interestwhich the law allows you to collect.
<br />COMPLETENESSOFTAiS CONTRACT: This coutractcan only bechangedifboth you still agreainwriting. -
<br />" The following ounce brings to my attention the rights that 1 have even when this contract is sold to a financial institution or a ban tx
<br />d[, and I should notice that the imp
<br />m, of this provision is stressed by its appearance in ten point, boldface type:
<br />NOTICE $4 -- 002798
<br />This credit contract finances a purchase. All legal rights lvhich-the Buyer-has against the -Seller arising
<br />out of, this tnsaction, including, all claims and defenses, are also valid against any holder of this contract:
<br />The fight to, recover money from the holder under this provision Is limited to the amount paid by the buyer
<br />under this contract.
<br />A claim Is a legally valid region for suing4he Se : A °defense Is a legally valid reason for not paying
<br />the Seiler. A holdaw is anyone trying to collect for the purchase.
<br />INSURANCE CANCELLATION[ If 1 have requested insurance in thisyumbase, I may cancel such request for insurance for any reason within fifteen (15) days from the
<br />data of this contract 6ynotifying you or tleholder of title contract intvtitmgg I know that the cancellation of my coverage will be arranged with the insurance carrier(s) and
<br />afullrefundofmy pterm s)t ogcdwwithapplicablefinancechargewiltbecreditedtothikianth ct-
<br />PLEASENOTE: IFIhaverequestatimsucanceinthispurchase, Iwillreceivewithinthirty( 30) daysacertif icateofinsurance morefullydescribin the insurance coverage.
<br />I know drat if these is airy' conflict in the coverage or the' language of the certificate of insurance and the following Notice of Proposed Insurance that I am covered only to
<br />the extent statedioL*followipg Notice of Proposed Insurance. I alsoknow thatl have insurance coverage only if l have been charged for it.
<br />NOTICE OF PROPOSED INSURANCE
<br />I take notice dust either Credit Life or Credit Accident and Health Insurance, or both, will be applicable to this Sales Contract on the reverse side only if I have chosen
<br />- it by sipsingthexgnest for such insurance. Thisinsurance will only cover the person signing them nest at the cost for each type of insurance shown. Subject toacceptance
<br />by the insurenca'coaipmy; -tM irisuratice will be effective as of today and will continue only for the number of months after the effective date equal to the nun, 6d' of
<br />monthly payments. I understand that this particular insurance may not provide coverage for my last few payments, and that during that period of time i will not have any
<br />insurance coverage. Ail benefits and proceeds of the insurance will be paidto you or to a financial institution or a bank if it purchases the Sales Contract to the extent ofits
<br />inieies`ts grid any balance will 'tie payable to me. The initial amount of Credit Life Insurance is the amount required to re ay the Total of Payments; thereafter, the insurance
<br />decreases by the amount of each monthly payment on a scheduled 30 day basis. If I am 'oindy obligated on the Sales Contract with a Co- Buyer, and we have both signed
<br />the request for Credit Life Insurance, death benefits will be able only with respxt to tE'w first one of us to die. Subject to exclusions, eliminations or waiting period stated
<br />to the msurance policy or certificate, Credit Accidemand Health Insurance is for the benefit amount of 1130th of each month's payment for each day thatlam totally disabled
<br />duetb an injury -or sickness- . lowe any payment to you, however, I understand that I have to be revented from working due to such total disability for more than faui-
<br />L ten (14) consecutive days before the insurance benefit is paid back to the firs[ day of my tottaglI disability. l also know that I cannot obtain any Insurance from a: If I
<br />anseva"My - ernecttrda y, and Iamlivowthatthe Insurance wvcrageproridedorn am y contains maxhnumamountofcoveragewhichwillnot to some
<br />v, taxes, the entl4e'amanM that I owc you. Due o thenzaximum. amount of coverage suited in the insurance policy, I know that any unpaid amount in excess of the insurance
<br />covww win sues rave to see peso, it me saes t_onuact is- prepata in ruse prior to Ent Last payment sate, any unearned insurance premiums will be refunded to me in the nari-
<br />nerprescribed by law. Within thirty (30) days, I will receive the certificate of insurance more fully describing my insurance coverage. If the insurance is not accepted by
<br />tias;tspurutttacgmpany, Iivillrxeivir amfuod of the msurancepnmiums I have paid,
<br />BUYER: Thwnmrttwoo lnagtaphs contain warranties relative to this sale given by use the financial institution or bank in order for it to buy this contract.
<br />SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT ALES fONTRACT NO ORTOA©EI, ,
<br />t'tlltr YALU}:itECLtiYfili, S¢Clar hereby astl�, u� �gna : ongeya. vansf¢ra flab ¢rs to JE e+� o - LYSl1L�.
<br />(Assigns) ail of }ts nggEta; (iii¢ andirtr¢testin and o thi)InstallnteM Sai¢s Ctizira t! d, htorlgage, ogtlttiv with all bras ex"' 71 t rerzre'i s paymcnl, and O e pope y
<br />erMalmbEr¢d herby Rssigneeis 6¢re sudsttnded as Morsgagee under the Mangage'tnxsvtslans tzf rhts contract Seller wnnann dn3 presents f i) h hits the right t,� mdl,r
<br />ilia asaz nl t AA statott ants P figures to dire cohtfact anA Cn I ¢ lluyer s sta[¢rmnt are materially rur gad a ra, (1 Thra Contrast arose frx tat the bona fidt ,,&
<br />of the goodsands¢rvic¢s described h¢ rein; (4) Tt a rash dt wnpa}nn¢nt shtnv t in this contract wax actually paid by Iiuyrr and rn pair ,f said {awnpavn?cnl was (amil di -
<br />eecdp or indirtxdy by Salkr uaBuyer; (i7 fiavh Buyer is I¢gally eompeunt td contract, (6)This t:onract tv ni t an0 w 111 rx.t he ar t ct to 'Wm" dcirdsr lenzarul er i,,&
<br />ufoffset,{ 7} Tb¢" ccerutiw+ 6fthiseontra.' tatzdt} i ¢underiymgsateaa#'nsactzongFein nsctfzeat ;iodidn+.xa- �olatctat.fi,jmtrr 1cI. —.0 tts -,at_r oi ,gs•ativum:w
<br />ors- elfadr. fg)'fn.tb¢ revere that ibis ¢ttnhacr hr the utitfefSyiag lades ace- ileartTpn ix snhjtrt tt2 a -rif resafsaitin at c4 4, n F.y the lya 'rr. such resctasiouar catzccila.
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