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<br />(.) We .. SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA.
<br />BILltY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR.
<br />NISHES 8UYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SEL-
<br />LER ON ITS OWN BEHALF (WHICH. IF MADE, ACCOMPANIES THIS CONTRACT),
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<br />(b) I have read. indetail, the separate "UMITED WARRANTY." which accompanies this contract. It explains th~ conditions and <.:ircumstances in which the m.n.
<br />ufactured products will be repaired or replaced. I take notice of the limitations on the warranty. and I particularly recognize thai any implied warranty which applies to the
<br />goods lasts only as long as the warranty or service contract
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<br />SPECIAL..oRDER GOODS: I know that you have measured my house and its openings so that you can make the products to fit my particular house. I take notice that the
<br />goods tbat are manufactured for my specifi~ house probably will not fit any other houses. and under such conditions, I know that J cannot cancel this contract at any time
<br />after the period of time given to me, by law, In which to cancel. After that legaJ period of time. I know that I have the obligation to pay you in full the amountowed.
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<br />OBLIGATIONS PERTAINING TO MY REAL EST ATE: I. I promise to keep my house in good repair and to keep it insured for at least 80% of its replacement value
<br />by buying a fire and extended cove~e insurance policy. The insurance companfi must be a~roved by you. and the policy must have a beneficiary clause' which says tbat
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<br />;~~ ~~~J~fg:~~ I~~": ~~~ ~::.Ch~si::~r=~i:~~~~n~u;~;~1 ~:~:~V;; ~~~yC:~~:lirC~~i~::~~[~tr~~Cgni:~~~~~t~~r~~h;~~~~~:tCt:~W~~~fri~
<br />:~r;~: ~~ fi:~ya~i:~~l ~~;rk~~ ;::~ wj:l~~~~c:r~~eb~~:;:ia~~.1 f~~is~~i:~~~ Ira:~f~:~:t~'::~~~~~ ~~;~:n~o~~o~sr:.,~t::t~;~:n~~
<br />pennission. 5. Tn do not insure my house orfu'hn my other obligations to my real estate, ~n you can do it for me if you want (but you do not have to). [fyou do pay any
<br />of these obligations forme, I agree to pay you back on demand plus interest at the highesllawfuJ contract rate of interest. Until I pay you back, these amounts-will be~
<br />to my debt to you which is secured by my real estate and house. r know that if you decide to buy insurance forme that you do nor have 10 obtain anybomeowner-orliability
<br />insurance.
<br />SALE OF MY HOUSE: J promise not to sel!, lease or give my house to anyone unti] I have fully repaid my debt to you.
<br />DEFAULT: I will be in default undertbis contract if.
<br />I. I don', make a payment when due; or
<br />2. I break any promise I made to you in this contract: or
<br />3 Something else happens.which causes you ro b~lie.ve in good faith that I do not intend to pay YO\I as P!'Omised; OT
<br />4. I default on any obligations for which I am using my home as collateral; or
<br />5. Something happens to my house which threatens your rights, if any, in it.
<br />IF I AM IN DEF A'UL T: I understand that you have the right to foreclose the Mortgage I have given to you and have my house sold to repay any ~ts.~ QWf', you' if I
<br />am in default under~is contracl. Before my house is sold, you willdoeve!J'!hing that the law requires. If you hire an anomey to ISS. ~st.you toseU m.y hOu. lie. ; Of.,losue. me.. .
<br />or. to protect your n~hts. I agree to pay you for your reasonable attorneys fees and for other related expenses such as court costs,. btle,searcbes.aod',m~,y,ou ~,;:
<br />toproleC-t my house, if you are allowed 10 collect such amounls by law. '" ",' '. '.' ". ,.,,;. .:, .,:>".-.~
<br />OTHER RIGHTS: Wecan choose not to enforce any ~f the rights under this contract as often as we want without losing:lh,em. Or,- w~ can delay enforcing:~yC?f.~ rights.;"
<br />without losing them. We can aJso use any rights now orm the future given to usby law. " .'".",:.,:t >
<br />DELAYS: I know thai you will use yOUT best efforts to install the products J am purchasing on mlc house, but] also understand that in some SitU*ti~s'you:~...~;
<br />:~~I~~~~ea~rcs:Uc~e~~y~t~es. weatheT l-onditions, delays you have in obtaining materials, or or other reasons that are beyond your control. I unders~ ,,'~.wi~ i~
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<br />ARBITRATION: If I have a dispute or claim with you concerning the quantity, quality or performance of the products. I understand; that my dispute'may bel ~tied,tO,~:
<br />and settled according to the mediation-arbitration program that may have developed in my community. I also know that any decision made by an~~tor(sl:woukl ~_e~":~:
<br />tered in thccoun havingjurisdiction over me and you. .:... .: '.:
<br />SALVAGE VALUE: I know that the windows. woodwork, and other materials that have to be removed by you for this installation have NO salV9 value~ When.yOu ~f
<br />move them. you can have them for whatever pulpOSC you want. . :' _:~
<br />SPECIAL SlllJ.:A .. TIQN.. ". ~ to the uniq~5 of some of the products that you sell. I understand that in special situations that rour Regional Officemay. ha. .ve. ..10. ._. ..... .>*.
<br />and accept mis oofU.Iac-L;:1 ue.bd.erstand that this sale occurred In my home and that you and J may not have had aU the correct mfmmation important to this traDIIcUoa...t
<br />al our fingertips; I give you my consent to correct any obvious error.. that may have occurred when the blanks in this contraCt were completed. . 0".' ;. f;
<br />INVALID PROVISIONS: If any provision of this contract vioiates the law and is unenforceable. the rest of the contract will be valid. If any.pan ofthis'cont:i..cimqu...~~
<br />payment of more interest than the law pennirs. then you will only have the right to collect from me theamount of interest which the,law allows you to collect.. . ~ ~
<br />COMPLETENESS OF TIDS CONTRACT: This contract can only be changed if both you and t agree in writing. t' i
<br />The followmg nouce bnngs to my attenhon the nghts that I have even when thiS contract IS sold to a finanCIal msUtuUon or a bank, and I should notice that the unpor..
<br />lance or thiS proVISion IS stressed by ItS appearance 10 len PO'"'. bold face type NOnCE 84 _ 002797
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<br />This credit contrllct fln._ . purch.... All lapl right. which the Buyer he..,. thec~ lII'IIk'fi'
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<br />out of thl. tl'llnMctlon, including all cl.'m. and d......... aM .Ieo v.'1d lIII8Inat .nyhoklar'OUhla,~~,
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<br />Th. right to l'IICover money from the holder unflt'thl. prov!a1on I. IImltacfto the.mount'paicI'.bJ.thlt~. 'T
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<br />under thl. contract. .. ... . '.' .
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<br />A cl.lm is a leg.lly valid l'lllleon for suing. the Saller. A defen.. I. a Iaplly v.'Id.1'IIIIllCm for not peJing
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<br />the Saller, A holder i. anyone trying to collect for the purch..., '
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<br />l"lSURANCE CANCELlATION: If I have reqoested insurance in this purchase, I may cancel such request ror insurance ror any reason within fifteen (l5ldays fIom thilJ
<br />date of this contract by notifying you or the holder of this contract in wri~ing. I know that th~ c,~llatioD of my coverage will be arranged with the ~.c~.) ......~
<br />a full refund of my premium(s) together with applicable finance charge will-be credited to this.contract. "... ' '} ~
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<br />PLEASE NOTE: In ha. ve. req.\ll ~ted.i~ance in this purchase, I will receive within thirty (30) days a certificate of insuran~~~ fpUy ~bi~g the.ins~._cov~.. .\ i
<br />I know. that if there is any. ,conflict in the coverage or the language of the certificate of insurance and the fonowing Notice ofProposed'lnsul1IIlCe thatI am covered,onJy;.to~it
<br />the extent stated in the following Notice of Proposed Insurance. I also know that I have insurance coverage only if I bave been charged for it. _ {~
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<br />NOTICE OF PROPOSED INSURANCE
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<br />llake,notice that either Credit Life or Credit Acc.dent and Health.Jnswance, or both. w~H be.applicable,.lo this Sales Co~t on ~ .(eve~5ide -'~, I''''~.~i ,_.'
<br />it by si",ing the request for such insurance. This insurance will only'cover-the person signing.the'teCJuest at the 005. t.for.e.ch.. type. . ..of. ...'nsuronce.. ...... ................
<br /> ~';S... '..... ..... '-0....... '.. .:0", .;
<br />by the lPsurance company. the insurance will be effective as oftoda)' and will continue only for the number Qfmonths~, tbe"eff~tive.dale,eqltll- '. - _ j~f\,' '
<br />moOlhly payments. I understand that this panicuJar insurance may not provide coverage for my last few {JIyments. and that, during'that per1o.;i Of time. .~ye:_y
<br />insurance coverage. All benefits and proceeds of the insurance will be paid to you or toa (iJ1ancial instil-Ution Qr.B bankifitpurch~s the. SoIts... .GO. ...' .. ,~... O....f.,-its..
<br />interests and any balance will be payable to me. The initial amount of Credit LIfe Insurance is the amount required to repay the Total of-Payments; lnslhllCe
<br />decreases by the amounl of each monlhJy paymenl on a scheduled 30 day basis. If I am jointly obligated on the Sales Contract wilh a Co--Bu~r) aDd ',' ye" __, ".'~
<br />the ~uest for Credit Life Insurance. death benefits will be payable only with respect to the first one of us to die. Subject to exclusions. elill\inations or,Wajl~ ~04:~
<br />in the IDsurance policy or cenificate, Credit Accidenl and Health Insurance is for the benefit amount of 1/3Oth of each month.s payment f<!~ltC.b c!ay th.tJ..~t~lY.~
<br />due to an injury or sickness while I owe any payme-nt to you; however, I understand that I have 10 be prevented from working due ta..SUCh tOW. . '. ..di.~. ".. i..ty. .'fOt..._... ...
<br /> .... ..iIiliIl.... ..;fouf...... ..
<br />leen (14) consecutive days berore the insurance benefit is paid hack to the first day or my Intal disability, I .....ImoWIhalI_--~.....--.....l::.It.
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<br />=~6S~::.=:::ii=laI~~~='~i=-al~u~':;::e~::~~~-::~=ii~='=:~d-:'~~=~~...::
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<br />covetage- will still have to be.paid. IfJ:SaJes Conlr4C1 is prepaid in full prior to the last payment date. any unearned. insurance prenUuqtS will be J;efundfxl to:JM in Ibe...
<br />ner prescribed by law. Within thirty (30) days. 1 will receive the certificate of insurance more fully describing my insurance coverage. If the ins~ is not ~ by
<br />tbemsuraocecompany., I wiU receive arefundoftbe: insurance premiwns j have ~d.
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<br />BUYER: The next two paragraphs contain,warranlies relativeJ:o this we given by us to the ftnancial institution or bank in order for it to buy this conU'aCt..
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<br />SELLER'S WARRANTIES AND ASSIGNMENT OF INSTAli-MENJ-tSAL ~ CONT A TANDMOATGAOE
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<br />FOR VALUERECEIVED,Sellerhe:rebysells. assigns. conveys, transfers and deli versto I '. ~ " . " . '. '.. " ._
<br />(Assignee) all of its rights, title and lnlerest in and to the Installment Sales Contract and Mongage. together with all Hens existing to sec,ure its .~nt. and,jhe proPe~
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<br />~==~?2)'A\~~::~n:~J fi:~~i~~a: ~~~~r:d~ili~:;:r~~:f:J~~:~s~~t~~~~lo~:~~~e~~~~m~~~~~~~V:O'::::~~t~de~
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<br />of the goods and services described herein; (4) The cash down payment shown in this contract was actual~ paid by Buyer and no pa,rt of said dowl)~yment was loaDed di-
<br />reedit or indirectly by SeUer to Buyer; (5) Each Buyer is legally competent to contract; (6) This c.onlraC..t is not and will not be subject to any. c.I",. .'.m, defen~. deman. . ..d
<br /> or right
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<br />~ di::; ii~ ~x:~~~o:&::1; ~:~::':n%:~~~~~~=sa~~~ni:~~~~~~o ~ri~.~1~~i~~~~~eo~l~~il~~~~~~~B:'~~s~~ ~;i~:=:~~ll:
<br />lion period has expired and nelthe' Ihe sale nor this contrac~. has been ancelled or rescinded. THIS COIITRACTIS SOLD 8Y SEWR WITHOUt RECOURSE,
<br />IN TESTIMONY WHEREOF. the undersigned is ap. . repre~~ of the Seller and has SIgned below on behalf of the SeHer on this
<br />day of ~,19_Q'1'
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<br />The forego. ing. IOs!rUmen< was acknowledged before me OFn . u__ PA......C. E~~PRODUrTS, IN~" / '
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<br />- f;., ~~ =-~ r-;0-? ~c-_JU'7
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<br />hy the authon7.ed agenl or Seller wbo ,,0./ ~. ~~L.-k." .
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<br />My commission expires: .........,.,....."..... ' "~./l,' r;) ~
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<br />-..-------...--. -Mr.=~.~~911 ,,~. .--
<br />, 1IC00000Il'S MEMO; lEG.~nm '"
<br />WillING. ""NO O. P!lINT",,,
<br />UNSATISfACTORY
<br />.. nc C>OQ.u.lINf WlifN Ml!MQ
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<br />IICCMlI!I'S MEMO, l~l8lllTV Of
<br />...-. ~.OIPAlt>ITIHG
<br />UNSA',*,Acrqll'
<br />,,_~-'-I!W!O
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