|
<br />I
<br />
<br />"
<br />
<br />:,;;;'4 -802797
<br />
<br />AoomONAL TERMS
<br />
<br />r
<br />
<br />PREPA YMENT AND ACCRUAl, OF THE FINANCE CHARGE: Even lhoogh I do not have to pay more than the regular scheduled monthly paymen.. I have the
<br />right to J:jepar the whole amount owing fo nOu in full at any hme or in pm from time to time. If the lending institution or bank that buys my contract computes the finance
<br />
<br />fi~a;~~c~~ ~ff~~~~~i~~;g;~ bfJf: Jt:i~~:~~~~~I~~~~~~~ ~~w~~ ~v~~~i~~I~;r.::~inJ~~~Cb~:T~~\~)~a~~~~d:etr:{s;~
<br />
<br />are ~s. timates basedon,tbe ass.u. mption thai you wiU receive each of 01.. e.paymcn. IS e.'8<.. tly on it~d~. da.te. ; an. d J know that mere will be nOTe.fu....nd. if.I.pre. pa.y ..'bec..
<br /> ....~use. . theie
<br />is Doming to refund if I am charged on a daily basis. If the lend. ing inshtutioi\or blink does QOtcom.pute the finance chargedai1y. and ifl ~y thC:-whole-amount1 you
<br />will refund to me the unearned portion of the finance charge (interest) bJ thC accounting-~rOcedure known as the actuarial method; and tile amount of my-~IN)e
<br />~fl~~~:n t.OO~U~~t tt:a:~ amounts of my monlbly payment an not on the- actua dates and amounts of the prepayments that I. pay to you. J know that a mund
<br />
<br />
<br />IMPORTANT MOTiCE ABOUT WARRANTll:S:
<br />(......)I.W....'.'. SE... ..I,L...,..ERHER.. E8. V.. DISC... LA. 1M.. A..LL W.ARRANTI.E. .S.. E. ~P..~ESS... ED.... OR... .....I.MP. .L. I.ED......QF. ....
<br />B1LITY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVtCESUNEESS
<br />Nt$HES BUVER Wf"I'H A SEPARATE WRmEN LIMITED WARRANTYORSt5RVlCECOffrRACTc
<br />LERON ITS.OWN.BEHALF (WHICH. IF MADE, ACCOMPANIES 11tlS..CONTRACT).
<br />
<br />(~) I have read, in detail, the'separate . 'UMITED WARRANTY" which accomp~rHeS this c-Ootract.. It explair.s the oondition!fand Ci~,~~~s"i~I' ~iii~b.'tti~i
<br />ufactuftd products will. be repaired or replaced. I take notice-of the limitations on the-warranty, and -I particularly .~ognize that any'impJiecFwamiiit)', wtiicll:applteS1b'tbe
<br />goods lasrs only as long as the ":'amlflly,or service contract. .' + . ,':"" . " i ,'~;:,<~" ",;,;,::.':' ':''';':;c
<br />SPECIAL-{)RDER GOODS: I know that you have measured my house and its openings so that you can ,mak~,th~ products to fit my ~~ctil~~;,_I,J~e~;..,tf_fc::
<br />goods that are manufactured for my specific house probably wiD not fit any other'houses. and 'under such conditions. I know that.I,cannot ~~,:lhis .~ajct.:..y, _:,.
<br />after the period of time given to me, by law. in whicb to cancel. Afterthat legal period of time. I kno"," that I have ~obligation to.p.yyou.i~fu."the'at1l9un~~,
<br />OBUGA nONS PERTAINING TO MY IlEAL ESTATE, I. I promise 10 keep my house in good repair and I"keep itinsun:d for~t least'
<br />~~:~~~ ~fi:i~ ~~~ roo~~~: :~:=~: :~~~~:~:e~h;lk':ifi :,:s~a~:~~~~~t, ~i:;: r:; ld:::~'~::~ r:e'8,:bt
<br />you direct]) 10r any loss. You can choose to use this insurance payment to either repay any amounts r owe you or to repair. my house;;2. I 'So
<br />rr=:~'~=;n~:~il~~:k~loC~:~ ~:I~~~~~~eb~~r::~~ta~~.I~~se ~i~~~:~ili~:S:::e;~:=~;~~
<br />
<br />permission'. 5. 1fT do not inslIre my house or ful~1I my other obligations to my real estale.. ~'yoU can do,it for me ifyou-want(bUf-YOU do'~have,to)'."~f~'~
<br />of these obligations for ~e. I agree to pay you back on demand plus interest at the highest lawfuf contract rate of interest. Until 1 pay you back; these amounts~in
<br />to my debt to you which IS secured by my real estate and house. I know that if you decide to buy insurance fol' me that you do not have to obtain.any horneowriieI"or
<br />insurance.
<br />
<br />
<br />SALE OF MY HOUSEd promise not to seU. lease or give my house to anyone until I have fully repaid my debt to you.
<br />DEFAULT: fwill be in default under this contract if:
<br />I. I don'r make a payment when due; or
<br />I break any promise I made to you in this contract; or
<br />3. Something else happens which causes you to believe in good faith thai I do not intend to pay you as p!'Omised; or
<br />4. I default on any obligations for which I am using my home as collateral; or
<br />5. Something happens to my house which threalens your rights. ifany, in it.
<br />IF (AM IN DEFAULT: I understand that you have the right to foreclose the, Mongage I have given '0 you and ha,,'e my house sold to repay any ~ts (aWe you ifl
<br />am mdefault under~ conD'aCt. &fore my house IS sold, you will doeverythmg that the law requires. Uyou hire an anorney to assist you toseU my hoUle; or. wsue,me.
<br />or. to prolCCt your~. I agree to pay you for your reasonable attorneys' fees and. for or.her related expenses such,as court costs. tit1c.searches..and mQDey.you.ex~;
<br />toprolect my house. If you areaJlowed tocoUect such. amounts by law. <,
<br />O!HER RIGHTS: We can choose not to enforce any of the nghts under this contract as often as we want without losing ~em. Or. we can delay enforCii~IJ~Jl~~,~j~<9P~ cc
<br />Wlthoullosing them. We can also use.liJ1Y rights now orin the future given to us by law . ", ".' -, . ;.J. '~,.< "'~" -: :t.
<br />BELAYS: I know that )'ou will use your best e~orts to install the products I am purchasmg on my house. bUll also understand that in some situations,you1Da)':~~:r~
<br />delays that are cause4 b-y strikes. weather condiuons. delays you have in obtaining. materials. or for other reasons that are beyond your control. I u~.Ihat~.wi~ ~?,
<br />not be liable for such delays. '. ',~
<br />ARBITRA nON: If l have a di~pute or claim with you concerning. the quanuty, quality or performance of the products.. I understand that my dispute may,be- submiUed to. ~
<br />and settled accordin~ to the medlation~arbirration program that may have developed in my community. I also know that any--decision made by lIftarl?itrator(l).woukl be CD;
<br />teTed in the court havmgj",risdiction over me and you.
<br />SALVAGE VALUE: I know.,that the wmdow~, woodwork, and other materials thal have to be removed by you for this installation bave NO salva,e value. When yc;iu reo- "
<br />move them. you can have.them for whatever ~ you want.
<br />~PECIAL S-.:l~~~ to the uniC of some of the products that you !)eU. I undersland that in special situations that your Regional Office. may ha~e"to rev~ :~
<br />~u~c~:~~?Yi~;;u my ~~~r:~orrec~yS~~v~~=~ ili~t~~a~~ ~~~ ~~~ =bl:k~~~ili~:~:~~~~ ~=o~~=on important to this transIl:tioa ~
<br />::'~::~Ynlt~~~~~la~~~i~~~~~~~n:ilf~;:;lh~ie ~~;:~:c~u;t~~~~jtl;e~~~~~;?:~~~~~~~~i::U~~~:n~~~~:.CQntnlCt.requirel'~
<br />COMPLETENESS OFTHIS CONTRACT, This conlTact can onty be changed if both you and lagn:ein writing,
<br />lance on::sf~O~~ ~:S':dt~"~ ~~: i~e~~?n~~~II:~;~eel;~;When this contract is sold to Ii financial insticution ~r a bank, ~.~ I should notice.that the. impo....
<br />
<br />. NOTICE 84 - 002'797
<br />Thl. credit contract finances a purch_. All legal right, whleh the BUYer hu.....'.<s.t..' .,...
<br />~c:la~~~~~;u:r:=:::. =r'~::-::o~~,.~r~~:n:::.a~~~:-t==:
<br />
<br />underlhi. contract. ..
<br />
<br />A cllllm ,. a legelly v.lld reuon for 8ulng the Seller, A def.n.. i8 a legally v.lld.l'M8Qn for not Plying
<br />
<br />the Seller, A holder I. anyone trying to collect for the purch_.
<br />
<br />INSVIlANCE CANCELLA,TION: If 1 have requested insur.mce in this purchase, I may cancel such request for insurance for any reason within fifteen (15) days from the
<br />date of this contral.'1 by notifymg you or the. holder of this contraCt in writing,; I know that thc., cancellation of my coverage will be arranged with the insurance carrler(s) and
<br />a full refund of my prem.luJn(s) together with applicable-finance charge \IIoiU.De credited to this cOntract.
<br />
<br />P~~.N(}'fI;: IU . ,urance in this purchase, I will receive wiLhin thin.)' (30) days a certificale of insurance more fully describing the insurancecov~c.
<br />1 kJiO~,lhat .ifthcte is coverage or the langu~e of the certificate of insumnce and the following Notice of Proposed Insurance that I am covered only to
<br />the extenfsl:ll~ed in the of Proposed Insurance. 1 also know that 1 have insurance coverage only if I bave been charged for il.
<br />
<br />
<br />~ MENA..~~IIY,OJ"
<br />WIiIIM..""OI?~~t,ct'\:.,
<br />UNSA~CfCIIl' ... .... ...,
<br />..,.._UMIIIUMlt....
<br />
<br />L
<br />
<br />NOTICE OF PROPOSED INSURANCE
<br />h~.~ce ~. either Credi~ Life or Credit ACl;ldeJ).l uK1 H~thln$Ufanc-e. or both. will be l:lpplicabllj to Lhis Sa1c:s Contra<:t on the reverse .side only if I have chosen
<br />~y~~~~=;~,;~hi=~~~ff:ri;~~lofi~v:~~~~~~~~~~~~.it~~:~~~.3;~e~~:S::~~~~bf:d:~ '
<br />this ~iculat insurance "1 not provide oovemge for my last few ~yments. arid that during that ~riod of time I will not haye any
<br />~~~~\nm: i~i~rwrana:o:~t)~~i:OJ;;UI~~~~b"~~~~~~~ui~d~~ if~ ~~~~~rPa~=~~:h~~~~~h~X~~~:
<br />
<br />~s. by tJ amOunt ofeac-h monthl,f payment on a scheduled 30 day basis. If J am jointly obligated on the Sales ~lltral,",l with a Co~Buyer, and we have bOth signed
<br />~~st furCN:dit Ufe I~tltance. death benefits win be payable only with respect to the first one of us to die, Subje<.-t tQ t1\c1usions:. eliminations orwaitingptriod slated
<br />U) ~ lns.utMC.e. po1i9: Of cenificate, Credit Accidentand H~ith Insurance is- for the benefit amount of ) 130th of each month's payment for ea,~h day that 11U~ totally. disabled
<br />due-101m lnm orJi~ whitt- J owe aqy payment to you~ hQwevet. 1 understand that I have to be ~vented from \\-'Orking due to such totl.U disabil1ty for more than four~
<br />(<<n(14..l. ' bef... tbe.. i.ns. \lJ1UlC. .. e beneflt i. paid.. back to lb. di"td.ayor.m. y t.otlll disabilit.).. hlso k. no'" that 1_ obtalolUty_..n_trooayoalfl.
<br />-- i-holso""""'t"'" tho 1___"",...... proYldoolto.m. "",y eOllWo. maxlmum.mouut oreov... ",hkbwRI 001 par In _
<br />~.( " . .', ' . 'Owe )'f;*I.'DUe to (be ma;timum amount of coverage stated in the insurance policy, 1 know that any unpaid amOUnt in excess Qftllc In5U!:lU1ce
<br />"""",",,,. IIllve Il,lbo~id, Ifllt< Salos ConUOCI is prepaid in full prior 10 the IlISt rayment date. any unearned insutlUlCe prenliums will bo refunded to me in the man,
<br />net, ". . law. Within thirty (30) days. t win receive the certificate of insurance mott' fully describing my insurance coverage_ If the insurance is not nccepted by
<br />~~~.I",,iIl~~ro: . "'flIndoflbein,orance premiums Ihave ~d,
<br />
<br />IUfn~ Tbt'ile~f~ ~ contain wammUurc:ladve wthis $Ale given-by us to the finan,-ial institution m b:ulk io oNer fllf it ro buy this ..xmtract.
<br />
<br />8EUJ!R~SWAMANTI........ .... . ..... .p. AN. DASStGNIlI~~ Q~ 1~~~~~r11Sf-L.!..,.S.. C. O. HT'lA. T. AND. MOR'rGA. G. E
<br />
<br />., her~~ 5Olb. ' ,__I@i~t'1 U. . ... ~
<br />
<br />tog~the'r'Wiffl aU Heft~ c:ximng to ~u.rt il-li .'llwnt.;md tnc property
<br />thu ~ntrn:\:t, $~t1('t W.ltrrlult~ at\d ~pre.-'!oCt!t$; {I) It ha1l ~~ righttt) make
<br />. ftde$lllc
<br />ancdJi
<br />f&'~ '-It i~r<<'tl:r ":J' Sdk:t t~~ $~ . riJthj
<br />
<br />:',~~ii~=r'::ct: . if ~>h~,~t\b\'dit'_8b~~I~~~:tl;;:;t~~1:~g~a~~<<;
<br />,'''' l'<flf'<l h", "?,,..,Il>tl<l ...iff.., "'" ,"'" "'. 'ItiH''''''..'..... /letN"."",.lle.;'" _,,,,",,, C lIS SOUl er StLlEW W!TJI:ulllMeoURSf,
<br />IN Tl!.HIMmlY Wlre~I<(J!..ll!o "'lOOf>i.1><rl """.~ "!""~'}' of u" &..,H... .~j "'" ".,,~, t"..~ . ". ",.""j. ..i ".". 'e"" .." 'b
<br />"" nr,".-! ~ \.,a. jF
<br />
<br />
<br />
<br />0$l.J
<br />
|