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<br />I <br /> <br />",.run'''"' ..v,,,,so "V'W'~IJ ....-............,....-.. <br /> <br />I <br />I r <br />f I <br />It, . <br /> <br />. (aa) Wa.. SEL.L.EA HE.R. E.8.Y. DISC. lAIM A.LL WA..RR.A.NTl. ES, E. XPRE.SSED OR IMPLIED., O.F.. MERCHANT.14- <br />B1LIfY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR. <br />NISHE.S 8UYER .Wl1'fI A SEPARATE WRmEN UMtTED WARRANTY OR SERVICE CONTRACT MADE 8Y SEL- <br />LER ON ITS OWN BEHALF (WHICH. IF MADE, ACCOMPANIES THIS CONTRACT). <br /> <br />(b) I hs.-ve read, ill detail, the separilte "UMtTED WARRANTY" which 8Ccompani~ this-contract It ex:plains the conditions and circumstances in whjch the...... <br />ur.......... products will be rcpair<d or "'Placed, I take noliee or !he Iimitatioos on !he warranty, and 1 particularly recogni"^thal any implied warranty whicb applies to !he <br />goodslMUonIYll5tonga5_tlle_w~tyorserv1ce_C'ontraCf. . c. _ - ,:' <br />SPEC( ,,(A)RDER GOOD/l: fknow thaI you have measurcdmy house and ii, openings so that you can make thepro<lucts to fit my particular ho...." 1 talien<>lice.tb8t!he <br />good, thaI are.manufactun:d for my specifIC hou....probobly will nol fu any other houses, and undenuch conditions, I know "'at 1 ctll1lKll cancellhiocoulrlc:t at .,ytime <br />after the perioo~time given to me, by h,~_. in which to cancel. After that legal.period of tim~. I knQwtbat ,. have the obHgation to,pa_y yo~:in full ~ ~t~, <br />OBUG4 nONS PERT AlNlNG TO MY REAL EST" TE: I . I promise to keep my house in good rcpBir and 10 keep it in,...,.j fur at least 80% of . . <br />by buying a fire ande.xlended coverage'insUrailCe-policy < The-insurance company must be-approved by you.. and -lbe'pOlicy:-muSt -Dive d'eDeti~;~ <br />you are to be laid if there is-B loss,_ The insurance company must agree .nUll it win n~,capcel my policy ~ith~Ul first telling you; ~ authorize~.i' _, _, )\_to.~y <br />ye::- ::!~rec!!y _..:or ~Y"~ Vnlj r.n-~bnose to',use'thi!!i insurance payritent,lo eitherrepay>any amounts- I-OM'YOU or to repair my,ftouse;-~-2., I-also promi, _ _, , ftOtillow <br />:r:;;::~~h~~~:~I~~~::;;;1:f~:C~~~s:l:ta;.Jl:i~Fo:i~~~:;;ii~:;~~~=:~J;;i:J=I:;;=~~~- <br /> <br />penruSS1011.. 5. If[ do not msure my bowre-orfWf1U- my-other oou.pIJOns to my real estate, men lOU can 00 n for me 11 you want (but you 00 not'bavcr(o):>If you-dG-pay~)' <br />of IDe.'ie obiigations- for me. i agrt:e to pay you bik.--k. vii demar.d plllS interest at the higr~~t la\\-1U. ~onn-..ct rate of in~. UntilJ ~y you back, t.~ !.mOunt! wil!_,be-~ <br />~~=lOYOll which is secured br,m.y ~ eslak8nd~.1 ~ Jbat if you decide to buy ft'l!liurance1mme that you do,nothave,toobWo anyhomeowneror~ity <br /> <br /> <br />SALEOF l\IV.HOUSE,1 promise not to sell, lease or give my house to any_until! have rully repaid my debt to you, <br />DEFAULT: 1 will be in def.ull Undertllis contracl if' <br />I . I don't make a payment when, due'; or <br />I bruJl: any 'promise I made to you in this contract; or <br />3 Something else hapPens which causes you to believe in good faith that I 00 not intend to pay .You as promised: or <br />4, fddau1ton"Atwobligatkmsfof'which I amusing my hQme as coUateral; or <br />5. Somtthinghappens~tomYhousewbiChthrNle11SYOUni~ts;-i~~Y.inh. _ _, ___, _, .,' .: c_ ,_~,;,;,,::_~;';',"~' <br />IF ( AM IN DEF AUL. T: I unders~ th. at you have tbe righl to roreClooe !he Mortgage I have given to vou and bave mY boo.. '" ..,Id .to.. ..~.' ....r.... y........ :....:.... <br />am in default under this. contract: BefOfW'Jftl)' house i.~ .sold. you will doevcrything that the law-requires. If yoo hireian attomeY'to'aSSist-you'-eo-~..Y'.~' <br />or, to proteCl your nl\:hts, I agree: to P"Y you fur your reasonahle auorneys' fees and for otber rcIated expensessucb sscourtcl1&lS.lide~.II!lI" <br />toprotectmyhouse.lf you are41klwed tocollectsucbamouotsby law" _ __' ~. '--:':"_~""'~,' >:~--,. '_: "~:.,:;:,<"'~.:':c~: <br />=';:i~~~: ~~~:; ~I::::;';,;=:~~:~::: r:,t: ~~: t~~'b;~t as often sswe waOl withoul losing lhem. 0,., WecaO diiay:~f~m~~; <br /> <br />DELAYS: I know-that you ~i11 use your be.~t effons to lI\!uaU the products I am purchasing on my house. but I also un~taDd that in some situatioU:yQ.i_~~i' :<_ ' <br />delays that are uused by sl..rike..s, we.ather COOOltlOn.li, delays you have to obtaining materials. or for other reasons that are beYond )"OIIf control. I ~:~"~ <br />ootbeliableforsuchddays. " " _" _ _-'__~,.~'--_-;:,,~_ ';:'i <br />AlUllTRAT10N:'lf Ihave a di~ute Of c~aJm with you concemmg the quantity. qualny or perf~ of lheproducts, I ~!Dd thatmy:~.Ie, maY~'--_IU~,t!':f:: <br />and seu:led aecon:hng to the: rnedlauon~arbltrano-n program tbat may have developed in my CQmmumty ~ I also know that any deciSion '1Mde liy-~_~.) WOukl.,elt!f,] <br />teredjnthecoW1havtngJurisdict1onoverm~aodyou,. . '~. ' ,- - '_ \,_~-'-'~.!.:_, ,':'~~-"t- ~ t.~ <br />SALVAGE V Al"UE: ] !pm,.. that the wmu..)"Wj. WvodWoB. 'and other mat=nm that have to-be removed bY,yoo fo.r this installation have ,10: saJv-aae'~..<Yihei,~-~-~ <br />moverbem.youcanhavetbemfOrwtweverpurpos,eyoow-ant. '. ' ,__' _: ..:: ,- .:;-:. <br />SPECIAL SI.,TIlA nONS: Due to [.\...e umquenus of'S'.Jme._ of the prodUCt5 th.\tt you seA: I wprs!i- . in !ipeci.lsin~t that your. ReS'. ....ooal.. . .Office..... .... ..may.. h.~."'.. <br /> ..to.. ...~..... -.',. ............'~;.~..: <br />and accept ,h.. contract. I also understand that thIS sale occumd In my home and ~'You'ilIiIl 'IO>t have had all the corm:t infOt'll1ll1OJl itn(!<!rlIII~ to.lhi.tll,-.:Iiljh <br />atourfingtrtlps;igiveyoumyconsent(~'correctanyob"'1OUSerrorsthatmaybaveoccurredwbenthe lanksinthiscontract_were..~.__' _ "_ .,. ,4- ~ <br />INV "-LID PROVISIONS: if .anv provtsi<:m of dus contnet Vtolates the law and is unenforceable. the re&t.of the-contraCt wiU,be:va}idiII:_any. part oftbiS,QQIltIIICt ~ ~ <br />payment of ""'"' i_ than thelrw pe"''''", theo you will only have the right tocollect fn:>mme lhomount of in_whlcb \be.I&W~ youtocolloi:L . '.j <br />COMPLETEl'iJEIiS OFTBlSCONTIIACT: This co_can ooi)\be.dt!u>iedifbothyouAlld I_in writing. ' <br /> <br />umceull~sf=~~.=t~~s~-=='~=~:'\~:'~-:::':-'S~84~;025381-.Jd~~thl~t <br /> <br />This credit contract flna_ a pun:h_. All legal rights which the 8uyer has egaln8t the 'SeIIIr. ......', <br />out of this t...naac:tlon, Including .11 cl.lms .nd defan_, .... .Iso valkt aaatnat .nyholdar.of thl.CCIIIIrIIlii.. ... . .....'. <br />The right to _ moMy from the holder under this provlalon I. limited to the amount paid by ......~ <br />under thla c:ontrKt. . .' <br />A claim Is a 1"ly valid reuon for suing the Sellar. A defen.. Is a legally vallcl reaaon for not.peyIng <br />the SeI..... A holder Is anyone trying to collect for the purc:h_. . <br />INSURANCE CANCELLATION: If I have reque...d IOsurance 10 thIS pun:haoe, I may <""""I such req....' ror in,uranee r,,;.ny reaSon~llhinfifl_(l5) ~from lbF'\ <br /><blC' -of thiS contract bY~. fymgj'oo or ~ holder of tbi.lS. ~QlIUl1l:l m Writffig. ,I k~w that the c.~~.l1ation of my coverage will be arranged with ~ iDt_~J:JPier(.) ~ .-".. <br />it. full refund of my prenuum(5) tugctber With appltcable ttmlf\Ce charge win beCrediled to this~. :: ,~ <br />PLEASE NOTE: If I have :l,ut5lCd m&unlJ\f;."e In lhl!l Lun;~. I WIll re~-et'te ~'llhin thuty (3m da}''lj. 11 cemficate of 105llnU1CC:mpre fpUy ~p.bing me iDsuranee~~ ~ <br />~~c:~~:tl~~:~~l~K~ot~~nsU"f:~~'7;~tk~~cl:~fh~ev~~~~~~~~~~ee~~l~rtf~;~~!::~=~l~UIInCe that I am covered ooly to ' <br /> <br />lIE <br /> <br /> <br />NOTICE OF pROPOSED INIW.RANCE <br />. hue """'" thal euhor Crr:d>1 wte Of Crc41t McKIe'" .00 He.tth ln~.or both, ..m he applicable 10 thisSoles Contnict on there_ aide only..iU~,cbooen <br />It by~tbe ~ for such l...~_ ~ts-ln~ wtll only oo..'Crthe_jX'cson ''&fUns. We re-questat the COSI-tOfeacb ~peuf mSUJ:'lU)Cemo.wn.. SubjeCtto,~:-, <br />by the Insurance company. the iIt5u:~ W!U be effective as- of today and wtlJ continue only for the mUDber of -Ilwnw afU;r the cffecti)'e dale eqQal.,t9 the ~:Qf <br />montWy payment\-. I undeMan4 thai ttm. parbcular tDSUOltlCC" ma)' not provu1e_C(lverage for my last few {>>lyments.. and thaldu~8 ~at peri~ o(ti~:1.wi1I ft(,t ba~_,"'Y <br />in5UrolCe co_e. All benefits and ~ of the ,nsurance ..m be paJd to lOll or lO. fill.n<;ialinatilUhonor a hank ifitPUt'l:\llo>'e!\be.~COll\!1lCllO lheeJ"'~ofi1S <br />lnteresu and any ba)anc~ ","m be payable to me. The imtial amount of Credit Ufe Imurane,e is the amount required to repay the Total ()f-hYJ!*1ts~ ~~_~ insUranCe <br />dec~s by the ~t of ea..:h monthly pa)fm~nt on, Ii sc.hedU!ed 30 day basis.. If I am jomtJy obligated on the Sale_s ContraCt with . C()-BUyer...~ we ~vc,:botb:Si,.. .. <br />the request for Crtdil Life Insurance, death benefits W1U be pa\'able- o-nly w~tb respect to the fint one of us. to die. Subject to exclusions" eliminations._ or waiting ~od ~ <br />m the lMUrlUlo."e fK.lliC'y Of 1,.'(:rt1tkau:. Credi. AI.'{"\dent and Hearth [nsuranct ~ tor rhe- bt:neflt amOUQf of I t30th of each month '5- payment fcreach day that} amt9CaUY1iiJilJ1cd <br />due tQ 1m injury or sickAeS$ whik 1 OW~ <\1\)' payment to you; howe\'er. 1 understand that I have (0 be prevenled from working due to- such total disability formore than-four.. <br />leen (14) <owe,uti". dlys ber"", the IllS.tan<;< benefit is paid back 1<' the first do). of my tntal dilahility, I..........w 111M 1_...........,.......... "'-_.IfI <br />_ _65 y.,."ot...locIay, ....1........wthotlM.'-"'- ......._ pro_to me ...__.muiJIt..._ot......wllldl wtII......,I!I_ <br />caMS, t....-n...... that I owe YGU. Due- to the ma:umurn amount of coverage stared in the in8~'e policy. I know that any- unpaid amount in exceiI of the: inaurance <br />coverage will still have lOho.paid. lrtbe Sale. ContraCt is prevaid to rull pnorto!he last J'8ymcntdote, any u.-oed insurance premiums ",ill bercfunde<lro me in!he..- <br />net prescribed by law, WI~ thirt)' (30) da)~, I will receive ~ t..~nlfkate -of insurance mom fully dcsc..Tibing my inlurance cover.. lftbe insurance iI not lIXel*d by <br />tbe~~'cumpIll)'.1 wtU tI:i('-e,ve a.tefundoftbe UU~ prenuums I ha.yc paid. <br />BUYER: The, next,t'W-o~coQtaiD wamtntie$relati_'R' 10 this we given by us to the financial institution Of bank iootdet,foe' it tobuy Uri_.~iltract. <br />SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENl SALES CONTRACT AND MORTGAG <br />,fOll.VALt;ERIjCElVED,Sejlerherebysells,a."'~'Cy>,trlUlSre"'anddeltversto p- . .. I . <'1 . \ <br />~~=aI1~btl~:isa:;~,:':', t:",~"" u~~~~ ~l=:;;~~~~~;htl~~~':';~ t.11~~e~~:';~~"~",p","'O"m)'f,h~="ri~'~ <br /> <br />th,i.~,~~n",2.1 A.U_ and figuttS in this contracl and in !he Buyer', sta!<meOl are materially true and conect; (3) Thi, <ootrac~.."... from the hoila fide sale <br />of the g~ ud services desCnDed he!'Cin; (4) The cash downpayment shown it1- this contract was acwalfy paid by Buyer and n~ part of said dawnpayment was lo&ned di. <br />~tl)' or mdir<<ily by Seller 10 Buyer, \5) Each Buyer 1~ legally cOlnpelent to contract~ (6) This CQ.nuact is not and will not be subjed to any claim. defense. demand or right <br />?f offset; (7} The n<<:tlUvU ofthls~ont:racl and the unde-rl\'mg salt.... tramaCt10n givins rise thererodid notviollue all)' federal Of Mate law, directive, rule,or regulation now <br />._.,....... -- -... -:'F'""' -.. ......_........_.l.li<>n by tbe.8u~"".uch (l$ClssiQt1 orctl!J<;f;jla- <br />'100 perioot,..",pited.oo ncitber'be sale nortl"s <ootnoC1l>as CJDtC<,l!ed ",rescinded .l1IISClIIRIACTIS SILIIY SEWII__llfClllllSl, <br /> <br />day ; 1l>STI:~:~~~F.tbe~:>~'~~~l: an ,;:trtiVO of ~ Seller and h77!"" 011 beh.lf of tile seli::~ thl' ------ <br /> <br />L '" "'lJ ~"~:;L~, <br />--~ .. <br /> <br /> <br />