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<br />0015341
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<br />PREPA YME.1I/T AND ACCRUAL OF THE, FINANCE CHARGE: Even.thoogb I d9_nol haY\: In pay more 111.0 lhe, re~ul:",~beduled monI111Y,P1ymenl.H.."" the
<br />nght to Xnrevat the whole amount owmg to roo in full at any Ume or to part from tJme to time. It the lenl1lng msu{Uuon or DanK uuu: ouy.s my Wli~ wniputci it~-fili_e
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<br />=c~~e~b.m~G=~~':.if..':J~l[\e:i:~":~':::~~:l,;,~;:,w~=~~~~~=C"'harge;'T'1\Ol"f
<br />are estimates ~ rnffhe asSumption that you will receive un."h of t.~e }'a}--ments exactly on its ~uc-"dare;--and,-[,k4(W.'1hat then; wiUbt
<br />~if'~~~~m:~~:~r~fi~~~~;=i}\~~~i~~~r~t;::=~~aJl.
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<br />fiJlQ!'edon ~~~ date..nd._ of my moDlhlypaymem:r not oal11eactiial dateundamoun..l>ftheptepaymen" tl1a11.p,aY.II>)'OU;l~~"~-
<br />011... tbon$, ,00 ",II, r.o; he made. '
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<br />ADDITIONAL TERMS
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<br />IIIPORT'ANT NOTlCE A80UT WAflRANTIES:
<br />..... (..). _._. ...$Et....LE. "HEADY DISC.' ..LA.... IIt.r.A..L. ....W.A..AMNTlE. .... ..... .5"EX
<br />BIU1Y AND FlTNESS FOR A PARTICULAR PURPOSE ON.AUo;'
<br />Hl$HE$8UYERwrt'H A SEPARATE WRm'Etf UMf'l"EDW . '.
<br />I.EA ON Ita OWN BEHALF (WHICH.If'~'ACCOMPA_
<br />(h) 1 have read, in detail. thueparate uLiMlTlID W ARRANTYu which accompaiuoOi lhi.ooituact.ll"xplal~ihe&iiiilltl#'~
<br />u_.~...1I be repaim!o....opl_, I take notice ofthetimitationsonthe wanallty;iindl[lljltlcularly.~1lJiIl"','
<br />gOt)(islam()nJyulong~~_~~:or~icecontraCt> , ,_'c,:-----:' ___-;-__-"" _;_ -,":;~
<br />SPECIAt..-oRDERGoODs: fknow that you ~ave meuured mv house and il> <![Iel1ing..othat yOu can ",",,'lhC~ "'~
<br />goods tl1a. __red fot"my specif'.c house.prollobly will.... en ony.other-.and,undet'suchC<lltditioQs;;1 knoW'
<br />aftuthe period of time given 10 me. by law, in wlli<:l>IO"""",,L Aftu tha.legalperiQdoftime, I)(nQw jhat I ha.. the 9bliga!ionlQ
<br />OBUGATIONS PERTAOONG "0 M'f RKAL EST A 'fE: I. I promlse.o keep my house ing<>Od'
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<br />YOlulirectly fOT any km. Y ()u can choose to u.~lnhi5 iiHuntnee p:aymeftno-eMer-~)' any'~t5-I'owe-you -orro _ .~~~
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<br />penniSBion. 5> IfI do not l!U.ure my boae, or ~y other obhptions to my real c:stale~ ~ you can do it for me-if you want (but you~;
<br /><,)f lhtx: obligations fUf f1~, I ag~ (v pay yoo- ~'-k ~n-dctn:md plus. i,m~ at the highest iawfuf con!J'al:t nue-or interest, Untill pa,y you ~~~
<br />10 my debt to you wtllch is socured by my rul eQle and twuse. I know.-that jf you decide to buy tnsur-ance fOT me tha. you do not--have to obWn:any;~-
<br />Insurance. .
<br />SALE OF-?fY HOUSE: 1 promueOOlIO sell. lea.'ie or give my house to anyone untill have fully repaid my debt to- you.
<br />DEF AUL T: I will be In detauh under this con[f8Ct If.
<br />I l-don '-1 make a-paytr'llnlt when due; or
<br />I brr!ak: any promise 1 maderoy-oo m thiS contnlct: or
<br />Something etx happens which cause& you to believe in good 6uth thaI I do not In(Cnd to pay you as promised; or ~~'-:--A
<br />r defauk on any uhligallons fOf" which I am usmg my borne as co!lalera.l; or
<br />Something h.appefts ttt my house which ttmatens yourrigtlU. ihtly. 11) it. __-,:: :'~'_. '_ r _ -':r\
<br />IF I AM IN DEFAVl,T: I und<:ruand <hat vau have the nght .0fon:<:looe l11e M9l1gage I have given 10 you and have my house sold 10 repay any ~!:ooIie)'OU.jfl
<br />um m default under thu.~. .Bef<n-m)' house IS. -sold. you ,Inn do evefydlln~ that the law requuts. If you hire an attorney to assist YOlUO sdlllly'hOUIie..-OF:tto:..JlIe: me~_
<br />or, to prnte<:l)'OW r'lll'l>. I ...,..., 10 p.ay you lor your reasonabk: auQlllOj'S' r... and for olber related experuiCS such as court costs, tille~ aod_S\l!I~'
<br />loprotectmyhoulie, tfYOUaA:!-allowedkH.'ll!<<:uucluunount\by u..w. _ __ _ _ , _ _ _ " d' _ ""~ ~
<br />011lER RlGH1'S:. We C;aD choo8e- not i(} ,enforce all)" ~)f the ngbts unGer tius. l."{}ntnlCt.as often as-we want without tOSUlg thcm.-Qr.,wc. can-deiay~iIj~;ij;,~~~J: -
<br />without lusing them. We can alto use_any nghts 00-' onn the futur'tt given to us by hlW. . ~ _ _ -::- __' '" -~:";),-~_:~(-.,~~ :t,,~~~ii!_~:\ -'-):f
<br />DELAYS: I know ,hat you will uoe your be$. enons 10 ",stall the products I am pun:ltasllli 9n my house, hut I also understand IbaI in some .i~y"" niat.,.....-''!
<br />delays dw. iilrC caused by slJ"ikes. weather rondtttom. delays you have En obtaining.nweriab" orfarotherreasom that art-be-~_you.rcontroL t under'staaa'thit~,Tm1\":f
<br />hOt be Hable for such dclay.s. _ -,~, ~:
<br />AIlBITR. A TlON: Ir I have a dispute. '. . or chum WIth you co~ the qUlOllJl)', quality or pert'orman<e or l11e prodUCl>, I uot!er....Q IbaI DIY dlspDlema. '.' y.be .ubmi_.... . ......
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<br />aDd ~led ac<:ordma: to me rncd.tanoo~arbitra11on program thou may have devciQped in my community. I abo f.noVl! that any decision made by an -arbitrator(s) wouIti-~--cnr:'~'
<br />ten~hnthec\..~rtbaYmgjunsdicuonovermeandYou_ _, _ _ _ ;,,:_ \ _:,':'} J ~:._:
<br />SALVAGE VilU..'E: I k_ that the wmdowl, w"".lworit, <m4 other "'*<,al. .bat Ill..e It, be Kmtwed on"" for this iNtaJlaltoobav. NOsalvlll" vii";'"WIIetl )'IlU~."
<br />IDf}\-'C tbcml. you-can.-ba~c-f.hem i<< wb;amVC,. ~ Y<Nl wam_
<br />SPECIALSI. TUATIONS.': Due lethe "IU_......OI some. 0/ thepn.><lucl> tha.you "'"" 11l....~. -....'n......iaI..u~.'.. . thaI10urR.egiOllai., Office... .. maYha., "". "'.. re....i!'..."..
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<br />.and ac<<pt tlus. ..:.on~ 1 al~ ~ that.lhTh sale OoCcutted m my home and th&~,,,, r ;-)jb{ have had aU the co,","t mforo;JattOp: ~uo thiS ~-s.._
<br />a1 ourfingemps.1 gwc you my -consent to C-om:C'I any OOvlL'\Ui erron. thai, may b.tVc occurred when the la.oks In this contract w-ete_t;OJDpletcd. ' -;
<br />IN\' ALlD PROVISIONS: Ir anv pro......... '" till. <untroc' .10_ the laW. and ..nnenforccable.,. the. .... n:~t o. {the.c... _. /wlll he.. vaii40iiany p,art Qftl1ii_1nCt -"' .
<br />P1ymetl. of lOOlC_ _the law penniu,lhell you will only hav.the right lUoolle<.from rne the_or~ whid! thelaw il!lIIiiSYOUIOoolle<:t.
<br />C~~~nThis__,~~Jtb'I'I\)'ll!I~l~inwrltillJ, . . .
<br />Thef6llt>wina_brina.",DIY _therigla_.1 ha..__';___Ia_lO..~_"""'banIr..andl.u-Idnotpthat.JIle~.,
<br />-.'C. 01 111.. pro,ls,un.. "rosied by i"'_""""''C "'ten 1""", holdfa<e.ypc: NOTICE 84~' 00253.8 . ," '
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<br />,... Cl'lIdlt contract fllllll'lCM a purchaM. AU....I right. wtlk:hthe 8upt'-...... thes.HarC:::::
<br />out of ttMtranaactlon, Including al.1 clalma and defen_. a",'" valktlllMlnat any hoIdarofttlhl' . . .,
<br />The rlgtll to NCOVW "*"'Y from the holder under tt1laprovl.., la Ilmltelf to the amount paid by the .~
<br />under ttlIa contrac:t.
<br />A claim Is a legally vallcl ..-n for suing. the SalIar. A dafanae Is a ....lIy vallcl reason for not paying
<br />the Sellar. A hoIdar Is any_ trying to collect for the pure.....
<br />INSVRANCECAN<:ELLATION: If I ba..requeste<l j""unUl<:e III tlus put<~, I may cancel...." .reque>! lot insurance runny IOIsonwiihin fifteen (15) day. rrom, the
<br />::R~~~;;,;~)=-::'~'::r.':==::;:::lrt~O:::=ation or my coverage will hea.rnutjed with the ins_<atriet{s) an4
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<br />PLEAsl'. ~ In h.\'e-~~ ~n.,\~ m thti pw;cha$e. I wi!l ~i\"e ,:!iLhm ~nl}' (30)days.a.l;ef}1~~ate of ~~ra.nc~,~~~~blng the lDSU(WlCe covenge.
<br />~~~~~:rto~N::ic~f~~~~~~~Ib::v~~~=~=t:e~:I;iflitai~~~:~h:r:d-fori~ur4f~ thai I iffi cvve~vu:Y ~
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<br />NOTICE ()F.,PROPOSEDJNSU,RANCE
<br />I take_lhat.- ('.!edt. wl~ '" c...ltt A<ctdenl and HWiliI.....o..:., or both. willl>e applicoblo .e .ill. s.... Con_'ottthe ",ve"""ide only if I have chosen
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<br />not p(<>vide covemse rOlOlY las' rew payments, and thaI durin~ lbaIl"'riod of ti.m< 1 will I10t have any
<br />bePl!l4ln~lll'ln..finatl<OiahnstllUllOllor.b"lfitpW<haiiosc~. .Sill"SC_. 1O..the. ..e...... on...
<br />\'fC""'!U Llfe,ln~ i"the,..""unt required.o ~ the Total of.!"tymen..: thereafter,the ~
<br />may -oa.s~. 1i I am Jomuy ooit,pitU On fut: SW~ \""vtfirli\:l. wun a ("v-.'"BU)W, iilld ....e ~.'C:-bvthio1~~
<br />ant)' w~th ;t f.Q 1M first (l_llC Of US t() die, SubjeCl to e:whl$lons. ellminatkmi or waiti.n8-~oo ~
<br />month', payme.. for each. day 1baI1;un li>Wly _led
<br />to you;' _..., IUndentand. tl1a.1 hav~ 10 be. _ . te<l front wurU.ng due 10 such lOtill dilllbi. . 'iiI)' fur. . morelhatt lOur.
<br />t ..pold l>aek '" the (.... day of my lnttlI4isabillt~, I ..... _ _leaoD<< -..." ....--rr-"...lf I
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<br />fa~ i1ttullprior 10 the Jut payn_ 4aIe, .ny unearned ,........~ ~ willl>en:lunded IOIllO in !he_
<br />lblrty . will ,,",~ive the <<<tiflc'le of in.......:" ..ll'e fully dotocribiDll my 'muran<:e cov"'*l!e, If the in..,,,,... i. not a<<epted by
<br />~,! - ,.....,..~...f\I.. "'~p"'~tb.""patd, .
<br />~~_~~~~ll>thlf"'i,",nbYU''''thef_!iD>U'U1imot_ia_tJ''i''''h..YIhIH'OllltOCt.
<br />IIU.I!W:I wAAlWl'hi. AND .AS8tONMIHT Of .,.-rA~SAUSCONTMCT AND MORTGA
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<br />with,.:1llk.m: Mh.ti!\g (.i'} ,KX"Uf~ p.yrneai,
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