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83-006799 be pernedby federal.lawao:llaw of the jurisdiction in Iohich the Property is located. In the e\I\!!Dt tlst anypr:'OYiSfDn or clause of theSecur::l.ty Insl:rtmm1t or the lbte conflicts with ~bl.e laIi,.suc:lt <XlI1fl1l:t.-u not affect other provisl.oosof this Secur::l.ty Inst:IUDent or the lbtelohich ($:ibe 81'1111n effect liitOOut the conflicting provision, ao:I to this l!!1d the proyisiam of. this !lealr1ty~sod the lbte are declared to be severable. E'TRANSFEROFTHEPROPERTY; OR A BENEFICIAL INTEREST IN BORROWER~ liIifom~t 17 of the SecurityInstnmeot is alll!l1ded to read as follaws: 17;~of the>Proper:ty or a l!elleficla1 InteXeSt inJ!orrolier. If all.orany. ~ > or the ~or aninJ;tm!st tbe1:e1n is sold or ~ (or!fa beIleficial interest inBol:rMJ:is sci1dorti:ansfetreclao:l J!orroIier is mt a natural person)witb:lut U!oder's pr1orwrittencoosent, !A!ol8rllllY' atI.axler's optioo, declare all the ..SUIS. secured. by this Secur::l.tyliJstrlm!nt to. be i~i.tAlydueao:l~. ~,thisopt::lon shall mt be -=ised by.I.enIer if _ciseis ootaua.,rUedby Fedem1. Law. If 1aaIer~ such optim to acce1erate, I.enler shall mall Ilorroooar mtice of acceleration in SIX:O%dsncewith psr~ 14 hereof. Such notice shaUprovidea period of mt less than 30 daJ8 frcmthe data the notice is mailed within libich Bomlloler may pay the SUDS declared due. If llorroIoer failS to pay su;h SUE prior to the expiration of such period, Lender my, witb:lut further notice or dI!aImd in Bot:roIer, invoke any tl!IlIedies permitted. by paragraPt 18 hereof. lbtwl.thstandit.g a sale or transfer, Ilorroooar will CI:lI1tiwe to be ob:ll3tted UDder. tl2 Note ao:Ithis Securfty InstxuIIeot II3less I.axIer IBs released Ilorroooar in writing. F. NO FUTURE ADVANCES ~ Caw!r:IEt 21 of the Security Inst:ruIIent ("Future Advances") is deleted. G . LOAN CHARGES If the lOa1 secured by the Secur::l.ty Inst.."uDIi!nt is subject to a law libich sets maxinun loan charges, sod thatlali :I.s f:lnaUy interpreted so that the interest or other loan charges collected or to be oo:llected in ,.~Hnn with the loan exceed permitted limits, tlen: (1) any such loan charge shall be reduced by the IIIIDntneoesaary to reduCe the dmge to the peIlllitted llidJ:s; ao:I (2) any SUIS altead}' collected frail Borra.r libich exceeded permitted limits will be refunded to Borrower. ImxIer my choose.to 1IBIle. this refund by reducing the pr:lncipal owed UDder the lbte or by 1lISIc1ng a din!c.t p$yIBIt. to Borrower. If a refuod reduces pr:lncipal, the redtx:tion will be treated as a part1ill pr~,-.tuoder the rote. Ii. LEGISLATION If, after the date hereof, EIl8Ctment or exp[ration of "ppH,."hl" l.aIoIB have the effect: either of ~ the ~ of tbe NJte, tl2 Security Inst:IUDent or this Adjustah1.e Payment. Rider (other tI&1. this paragxaph !l) menforoeabl.e acoxding to their terms, or all or any part. of the SlJIS secured bmlby 'w.:nn_1:>l", as othl!I:wise provided in the Secur::l.ty Inst:IUDent ao:I this Adjustah1.e Pa}'ment lUder,or of .d1minishing the. value of ImxIer's sec:urity, tlen ImxIer, at ImxIer's option, my delcare all SUIS secured by the Secur::l.ty Inst:IUDent to be 1umediately due ao:I ~. IN .Wl1lti$ 1H!mX:F,. llorrooer IBs ellI!CUted this Adjustable Pa}'ment Rider. . . /#1 j ~~~ Hrry a e olh (Seal) -l!orroIier (Seal) -l!orroIier (Seal) -l!orroIier (Sigc 0d,gina1 QUy) tMC-005 (qe) (pa.. 2) (lie.. 11/83)