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- 83-008799 (B) AurJunt of Mx11:hly Payments My.lIIOIlt:hly payment will be in the am:uIt of U.S. $ 335.09 . 112 Note !bIder will change myllDllth1y pIl)IlIIi!Dta8 required by Section4(C) be:l.ow on the Jrd Interest CIlatl8e Date and on that day every 36th IlIll1th theres:fter. Each of these dates is caIIeCl'a "payment ClliInge Date," 112 Note Ibl4er will also ~ my tmDthly pl}'IIIet1t OIl any Interest CIlatl8e Dite if Section 5(B) be:l.ow requires me to !BY. theElill Mx11:hly Ailr:u1t. (C) ('~lt~"l~tiO'\ of Mollthly Payneu: CIBnges Before each Paynelt: ClliInge Dite, the Note Holder will ca1culatea new llIJIlthly payment sufficient to repay the. unpUd priItipal balance on my loan in full. on the mat:urity date at the Payneu: Rate in substant:I.ally equal pIl)IlIIi!Dts. 112 ''Payment Rate" is the sun of the Index figures on the two Interest Olange Dites preceeding a Payment Omlge Dite plus the Current Index, divided by the Iiiiilier 3 plus 2.500 ];ercentage points ( 2.500 %), r<JlnIed to the nearestone-eighth of one ];ercentage point (O.125%). Except the payment rate ,,;:ill not mo:eed 13.990%. (D) Effective Dite of Payneu: 01anges lhI:i1 the next PaynEnt ClliInge Dite, L will FElY the amount of my new llIJIlthly payment each mmth begiming on the first llIJIlthly payment date after the Payment 01ange Dite, or Interest Chan8e late if Section 5(B) be:l.ow requires me to pay the Full ltlnthlyAm:nlt. 5. UNPAID PRINCIPAL BALANCE (A) Olalges in My Unprld Principal Balmlce My tmDthly payneu: could be less than the anwnt of the interest . portion of the first Full Hcnthly Ailr:u1t I owe or less than the interest portion of my first full M:mthly Am:nIt after an Interest Cllange Dite. If so, the Note !bIder will subtract the am:uIt of my 1OOIIthl.y paymeont fnm the aIII:Ul1: of interest I owe and will add the differeoc.e to my unpaid principal balance each IlIll1th tIJtil the next Interest .~ Date. 112 Note Holder will also add interest. on the. amount of this differerr:e to my unpUd principal balance each mmth. !htil the next Interest 01ange Date wte:l the Note !bIder deteIlllines my \leW interest rate on my then mprld principal balance, the rate of interest on the interest added to principal will be the "B.te detennined in Section 2 alxNe. My lIIlDtbiy payment could be DDre than the aIII:Ul1: of the Full lilnth1y AnDmt. If so, the Note !bIder will subtract the difference iran the unpUd principal balance of my loon each mmth wtil the next Interest 01ange Dite as if I had IIIIde a partial prepayment mder Section 7 below. (B) Limlt on lhpUd Principal Bal&x:e; Required Mllb1th1y Am:nIt My unpaid principal balance can never exceed a llBXilIun amount equal to one IU1dxed twent:y-five percent (125%) of the principal aIII:Ul1: I originally lxlrrowei. If my paying the BDDWt of my nm.th1y payneu: after any Interest Olange Dite Io<lUld cause the unpUd pr:inclpal balance to exceed that IlIBldauu aIII:Ul1: at any t1me, I IIllSt pay instead the Full Hcnthly Am:lmt as my llIXlthly !>>yment mtil the next Payment Cllange Date. 6. NOTICE OF CHANGES The Note .!b& will mail or dellver to me a notice of any changes in the Full lilnth1y Am.:Ant and my tmDthly !>>yment before the effective date of any chanile. The not::f.ce will include inforuatlon required by law to be given me and also the title and te1e~ nunber of a person..no will answer any question I IIlIIY have regarding the notice." B. CHARGES; LIENS Unifom CoYena1t 4 of the Security InstrtJlBll: is amended to read as follaws: 4. Charges; Liens. Borrower shall !>>y all talI2s, assessments, ani other charges, fl.nes and imp)sitioos attributable to the Property IoIhich my attain a priority over this Seon.-it:y Insttuuent, and leasehold . !>>}'lIlP.Dts or groo.nI tents, if any, in the mamer provided unler paragraph 2. hereof or, if not prld in su::h 1llBID!l', by Borrower making pIl)IlIIi!Dt, wte:l due, directly to the payee thereof. Borrower shall ~tly furnish to Lender all notices of amounts due unler this paragra!'h, and in the eveot Borrower shall make payment directly, Borrower shall prtmptly furnish to I.en:Ier receipts evi.<leiming such pEl}'llll!UtS. Borrower shall praDptly discharge B1Tf lien ..tdchhas priorlty Oller this Seon.-ity Instnm!nt; provided, that Borrower shill. not be required to discharge any su::h lien so long as~: (a) shall agree in writing to the !>>yment of the obJ.iption secured by. such lien in a _r """"'P'..hl.. to Lender; (b) shall in good faith cootest su::h lien by, or deferxI against enfon:eBlt of such lien in, 1eaa1 proceedingl!l ..tdch in the opl.nion of Lender operate to preII1!l1t the enfOl:'cBBll: of the lien or forfeiture of the Property or B1Tf part thereof; or (e) shall secure fran the 00Ller of such lien an agteEPI1!nt in a fom ""ti ~f,,<,toIy to Lender subonlinating su::h lien to this Security lnstnm!nt. If Lender <l~.....iQf''' that: all or any part of the Property is subject to a lien ..tdch my attain a priority Oller this Secud.ty Insl:nlllent, Lender shall sen::l llor1:aoler ootice identifying such lien. Borrower shill. satisfy su::h lien or take ooe. or oore of the actioos set forth above within ten days of the iP-vUlg of notice. C. NOTICE Unifom Covenant 14 of the Seon.-ity Inst:ruDent is amended to read as fol.1.ol.6: 14. Not:lA::e. Elll:ept for any not::f.ce required unler applicable law to be given in another IlIlIlI1er, (a) B1Tf llOtic:e to ~ provided for in this Seon.-ity lnstnm!nt shall be given bydellvering it or by ~.it by first class DBil addressed to .aorn-r at the Property Address or at such other address .. ~.IIIIll'~ by notlCl\ to Lender as providei herein, and (b) B1Tf notice to Lender shall be &;l,-byfitsl:. ciasslllli1 to Lender-a address stated heJ:ein or to such other address as lender IIlIIY ~b, llOtic:e to ~ as ~~. Any notice prov:I.ded for in the Sacur....y Int~ QU... be ~ to ~ been giwn to Borrower or lender wte:l given in the ll!IJm8l" dMt~~. . D. U!lIFOlUl DEED OF nUST; GOVERNING LAW; SEVElWlILITY IhUom ~ 15 of the Security InatNllll1t ill -.ied to ~ as follOWlJ' l~ tbU':oa llMcl of 1'I:I.et; ~ loIW; s-rabillty. This fOllll of Seon.-ity Inal:nlllent eaab1ni!a 1&l1t_ .~. for l1Ilt.Wnal _. alld ~0Ql .co<I!ItlII!tS with!.tmited vatiatians by jurisdictioo W (XDtitulll a~lIIICi:l.dty ~ ~ real protll'lrtY. This Secud.ty Inaau.oc shall