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<br />D<' UN1FORMSECl1lUTYJNSTR11MENT:OOVERi'lINCLAWr~
<br />UDifOFm90Y"l1lI!'PSOftbes.c:llrlt,YlllSl1'llpmttisalnenlledtoTeadasfoUOws: . ... ... ... ..............
<br />15. ... .UlliflhOlioc"'iljt~~LaW;~..Tbisform.OfSecurity .lnsttumentcombinesUl)iform.covenan!Sforna~
<br />use ll1'Id. lIOlHUiiform COVeuanl$WillrlliDited~byjl!l"isdiCtlontoCOll$tituleauniform secuPtY~~~c~i~'
<br />SeOulitY41l'U'Il~I.shalfJ>egoyeroed.by'Fcd....uiIaWan4t1lelaw'.of thejllrisdictil)l1.in.wh\Clr~Pt~)',iS'~t<<l.lnlll.~~~lj,~~Yi'
<br />p~qr.~.O( ~ SCeuritYI11Stt1llllela0rtbe,!\loteconfl\CtsWithapplicable,htw-. .Sud1Cl>l1f1let~JlC>t.~feet<>lher.PfOvisio'!li~'lI\iS'.,.,.,
<br />~'1lls~or lhe~wllicl":an.hegiven effectl1!ithouttbewnt1il:tias,prpvision'llIld.io~OItd~~9'l"?!'tJii&'~y, ..
<br />Instr,m,enUlld the'Notearededaredt" be1iClverable. .. '
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<br />E..1'RA/'lSFEROFTQEPROPERTY ORABENEJIIClALll\lTERF.STINBORROWER
<br />UDiformCovenant17oftbeSecuritylllSlrulllelltisamendedtoreadasfoU"",,:- . . ,... . ... .. ..'. .......... c.,
<br />17. . . TnIIIII..or tile Property or..IIooIelIdIIl~b1............lhll9'any,partof the Pr~yor.atIi_th~.issoldotitr~,;q.d;
<br />(or if .abeneficiaJ. interest in Borrower is. S<>ld or.traIlSfertcd. and Borrower is lKltanainral ,.person}wi~~6.~'~'J1'ior~ttml"~~t.;
<br />Lendet .may. at .Lender's <>Prioll,. declare all the sums ~ured by thisSecurlty .lnstrwnetJl .tobe~teo/'dUe 1UJdPa~'Hi!~;:tIiis;
<br /><>Prionshalln<>lbeexercised by Lenderifexerciseis1l<>taulhorizedby Fed....ulaw. . ... '...... .. . '.. .....'.-
<br />If I..-fcrexercises suehoplioo to accelerate, Lendersball mail Borrower. notice of acceleration in~with'parll8r8J1li-l4c~""f;is.icll'.'
<br />notice sball prmidea periodof nOlless lban 30 days from the date the notice is mailed witbinwhichBorro...er111ll}'payt~~UlI)S~~. d,~~t-
<br />Borrower fails to pay such sums prior to lbe expiration of such period, Lender may, without further notice Or demand on BOtroWf'r.'invnkeany'
<br />remedies permitted by paragraph 18 hereof. . . ... . ...., c....... ....,.....:-:
<br />Notwithstanding a sale or uansfer. Borrower ",ill continue ",be obligated underlhe Note and this. Security lr~tunlE$s.l~#;iIl\S".
<br />released Borrower in writing. '
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<br />F. WAN CHARGES
<br />If the10ansecured by tbe SecuritY lnstrUil1ent is subject 10 a law which sets maximum loan charges, and that law is flnallyint<:rnret~SClctbat.li'e'
<br />in_orother loan charges collected or to be collected iu coODeCtion wilh the loan ""-CCCd permitted limits, thOlt:. (I) anysuchloanch&rles1lall;
<br />be reduced by the amounl n<:cessatY to reduce the cbarse 10 the.permiued limit; and (2) any snmsalreadycollectedfrmn~er;whi~
<br />exceeded permitted limitS win be refunded to Borrower. Lender may choose to make lhis refund by reducing. the principal owed DDdet.theNote
<br />or by m;iling a direct paymenl to Borrower. If a refuud reduces principal. the reduction will be treated as a partial prepayment under,the.NQte,.,
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<br />IN WITNESS WHEREOF. Borrower bas aeaotod lIIis Adj_ Rate RIder.
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<br />M~ris A. Dreher BORROWER
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<br />Betty J. Dreher .
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