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I gi'Ml: by first ~ 1II8i1 to I.ender~ s address stated herein or to such other address as Lender IIIlIY cIeldpte by nodce to Borrower: as pl'W1ded herein. ~ mtice prov.ldedfor in thisSeeurJ.ty ~ shall be ~ to bne been given to !lon:ol.er or Lender M1engiwn in tta __ ~~ '-eI.n. r D. UNIFORM DEED OF TRUST: GOVERNING LAW: SEVERABILITY th1fm:II <me:Jaot 15 of tta Security Insl:rue1t is lIIIl!!Idt!d to ~ as ~: 15. lJmQlM !EEl) (6 TIlfBI': I1.lVfBllINi lAW: SEW:RABD..IlY. This tom of SeeurJ.ty IDstriJlll!at~' IZlifom <XJV'l!llatts for nat:l<mal use lllId tlllIHmifom aM!DII1ts. with limited var1at:1Do8 by ~. to c:onst:itute a IZlifom security 1.nst:ruBlt ~real p:operr:y. This Sei:Ur1ty~sbiiUbe pemed by federal15lll1d tta t. of the jur1adict1oa in \ob1ch ttaPropetty islocated~:rnttaevmt tbIIt any provisim ar ~ of this Sei:Ur1ty InIottuBlt or the N:lte COIIfl.kts w:I.th<qlpli"",wA15, such conf:lkt shall not affect otb!r prori.s1oos of this SecurityInstruaeat or thel1bti! ~,cm be given effect witll>d: the cmflic.~ pl'OV'ision, lllId to this em the pl'OI71siaos of tta Secud.ty Tnst:nI8lt aod the 1bte are declared to be Sf!IIl!mble. E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER fuHorm Covensnt 17 of tta Security Jnstnment :Is auen:led to read as follao8: 17. DlANSFER rR 1llE H'lOl'llRl'Y CR A BENEFICIAL INIERESI' IN llCRllGlER. If all or any part of the Property or an interest therein :Is sold or tnmsferred (or if a beDef1claJ. interest :In Bnr1:oweris sold or tl3Wferred lllId IlorrcMtr is rot a natural person) without I.enders prior written ~, LenderDBY, at I.ender~s option, declare all the SI.IlI8 secured by this Security Instnment to bef_....<t1y duelllld plyIIb1e. fi::JwI!voI!r, this opt1on shall rot be exercise:I by Lender if emrdse :Is not audorized by Federal t.. If Lender elIlIIr'C:18es such opt:1.on to accelerata, Lender shall mail Borrower: rot:1ce of accelerat:lon :In ...........!....... with jllIl'agDIjlb 14 hereof. &lcl1 ooti.oe shall provide a period of not less than 30daJlIlfma the date the ooti.oe 1& lIIIi1ed witb1n '*xlch I!arn:lwer DBYpay the SUM declared due. If Borroo1erfaUs to pay such SUB !rlor to the ezp1ral::1on of such period, Lealer IIBY, without further mtice or de&Jd an lbt'ttllilllr, invdae aay nmedies penlIitted by pszagraph 18 hereof. .. F. COVENANT DELETED lhifn1:Ilt 0Mumt: 21 of tta Security In8tnDont ("FUture J.dva1ces") :Is deleted. G. !.DAN CHARGES If the lam secut'I!d by the Security TnstruDett is subject to a law .ntclt sets IllIIldIlI.m lam clmges, lllId \:tat law :Is finally interpceteli so that the interest or other loon chlu:ges collected or to be collected in camection with the lam exceed pemitted limits, del: (1) any such lam charge shall be reduced by \:ta lBJIat l'llialaaty to reduce the charge to the penlIitted limit; lllId (2) ;my SID8 already collected fma ~ '*xlch ext:aied penlIitted limits will be refuxled to llort'ower. Lealer 1IIllY cb:lose to mske this reflDi by ~ the p:Ur.ipuJ. CM!d t.llXi<< the Ibte or by IllBldng a direct l>lyal!Dt to Borrower. If a refund reduces principal, the ndu:t:lDo will be treated as a pu1:1.al prepayment Ulder the Ibte, H. LEGISLATION If, after tlB date hereof, """"tlllosK or o<Xpirat:lDo of appllcabl.e laws have the effect either of reor:IeriIw the pr:ovis1oos of the Note. the Security Inat:rtaenc or this Adjus1:ahle Rate lUder (other than this Jl8CIlIllDIlil G) lDS1f~ accordit18 to their tm:llIS, or all or any pert of the SI.IlI8 secut'I!d hereby 'ncnll~~e, as otherwise p<ov1ded in the Security Jnst:!:UllElDt am this Adjusl:able Rate lUder, or of d1tdn:lsbing the va1U1l of Lender's security, then l.e1xler. at Lender's option, IIBY declare all SI.IlI8 ~ by the Security Inst:rulll!nt to be fmo-' 1 R....j Y due .nI I>lyable. IN wmI!:SS \H1lF.(F, lbrrower 111$ ell!CUt:ed this Adjustable Rate Rider. -~/L.(~i:" /t .'1- ~/a r~"__.~_,_ Allen lL Hansen (Seal) -ilorrower '/'}/.'J[' D ".I ~-.;//)f Ja1quelfne Hansen u ,/klf i .1<'/\ . (Seal) -ilorrower 0 ~1jiJ;- en j ::z ~ ,-~ e !::::! ~i ~ IJ)~. .~ 1,~ j : !! ~ J?;: :c . 0- ~ "" ~s~ , ..... ~~ .., 1"'- tll "'- .. ..... 1 ('I') ~'- , V> 00 ,~ ~ ...'C :';1< ~ e w (Seal) -ilorrower (Sign lkigi.nal O:I1y) ~ U <( Q: I- m 01 <( ..: ci