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<br />Loan No. .....JAJi.9.I::l::-U.....
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<br />ADJUSTABLE RATE LOAN RIDER
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<br />83- 004940
<br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PROVISION ALLOWING FOR CHANGES IN THE INTEREST RATE. IN-
<br />CREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS,
<br />DECREASES IN THE INTEREST RATE 'WILL RESULT IN LOWER PAYMENTS.
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<br />This Rider is made this ....}EitJ:1.......... day of m.".~'.........,......, 19..~J.., and is incorporated
<br />into and sbaI1 be deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to Secure Debt
<br />(the "Secu:rlty In.'iltrument") of the same date given by tbe undersigned (the "Borrower") to secure Bor-
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<br />rower's Note to ... ...,.........,.............. .......,.................... ' ............................'...,....,.........................
<br />F.i.J:at;,.FAdlt.r.a.l. ,Sa.v.1ng.s. ...and, .1..uan..AasoclaLi.o.o.. ,oL, Lincoln. ,.a..ll.n1J:ed..Su.t.e.s..c.o.rporat:1oIl..,
<br />(the "Lender") of the same date (the "Note") and covering the property described in the Securitylnstru-
<br />ment and located at .1W.Il..IiJ.u:t.h.Jlancll.C.k.............,. . .. . . .......,.Grand..lsla.nd...Hebraska..,6.88!lL.........
<br />Property Addres.q
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<br />MonU'lCATIONS. In addition tn the covenants and alP'eements made in the Security Instnnnent, Bor-
<br />rower and Lender furtOOr covenant and agree u follows:
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<br />A. INTEREST RA1'E AND MONTHLY PAYMENT CHANGES
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<br />The Nate ho an "Initial Interest Hate" oL....lZ~nO....%
<br />Inte.rost rote dumg"" may O(;c= on the ]st day of ' .J...................., J9..&5.. and on the
<br />1st day of ......... ...S.'>Ill:_baZ... 19A5... and on the l"t day of. .. .....,....,.......~_be-..,..., 19..8,5.,
<br />and on the .]$t day 01, .. '..,......,..,./;(az",4,. ...,.., 19,Ao. and on those dates 01 those months in every
<br />year thet\!:lltter. I'Aicn date un which the rot.. of inleJ'eJ\lt may change will be called II "HIlle Change Date".
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<br />Changes in principal and interest paymenta to adjust amortization of i1'o loan to ggrrespond with
<br />interet;t rare changes "halllw made on the l"t day of .........")1,,E<;:....h...',' 19..",... and on that
<br />dare wt>rV .::~-:::,. Y''lIrls) thereafter. Each date on which the principal and interest payment may
<br />dml1lW wlu be cal.wd a "Payment Chang.' Date".
<br />
<br />Chanel!\$ in the int<!ft!St I'll!e lire governed by changoc'" in an interest mte index ealled the "Index".
<br />Check bolt t...) to indU::ate 1 nd01.
<br />(1) U "Contrnct lnterost Hale, Purdlll"" 01 Previously Occ'Uf.ied Horn..., National Average for all
<br />Maim' Type. of LelldOOl" publWted by the Fed.mll Honle Loan Bank Bonrd.
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<br />See ,I rl t ~ ...~,2.~Ir.~1I1d;~~W'~I:~R;~tt:.::"t;4i.,,~[:';h::}.~' ~:~r:~:g:~a:9::J'.~i:s;h:ri::;~~~i. ~~'1,~.t:,~ .8.9.;' rd.
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<br />COO;x 1J():t(<ill) to indk:ate Hmil...
<br />(1) G If thil< bolt is "hocked, toom will he flU mwmum limit on cbang1)8 in the interest rate up or
<br />dO""lI. The Preliminary Hate ret"m"J to in II... Noh." will \", the nt!W inte/,(l!It mte.
<br />(2) C If thill bot. i~ chtocked, theint-.-re;;t rate that I pay ,lulU not increase more )han
<br />[",rrentage points on any Raw ChaoK" Dat.,.
<br />!:3l D If tlm box h ,'ht.d;;ed, the inl_t l'l.\W thaI I pay .hall not decrefttre more than ..
<br />l>ettrotqe points on any Hate ClUlnge Date,
<br />. (4) {J If thill bo1 ill chocked, the interest rote that I pay shall never be more than ..J.;l~.9.5Q..... %
<br />dUl'l:ngtheperiod 1 have my loan.
<br />(Il) !J If t.h.ls box i~ chel:ked, the int_t rate that I pay shall never be le!ll\ than ..::1~.9.>'IL.... %
<br />during the period 1 bave my loan..
<br />(6) C If this IxIx is chedte<l. the principal and inte_t Pliym,'nt that I pay shall not increase more
<br />t.ban ..,......". pc1fCmlt on any Payment Change Date. .
<br />(7) [1 11 thillbox lschecked, the princi.,.l and interest pa.yment that I pay shall not decrease more
<br />thlla .................. pereent on MY Pa)flU/l&l1 Cil.lInp Date.
<br />Tbe_thly payDl.illl1 enlOt.Ints MIl abJn change on Payment Change Data! aa provided in the Note.
<br />~_~t. ~rnay IX"''Ullt!illil often thtui interest rate changlll! and/or may he subject to certain
<br />!iml~ ~ in the Not.'!, the monthly IJ8)flU/l<s may heinsuffieient at times to pay accruing
<br />~n~ l~ -mf.'a$!!, unpaid intoml.it ilIllddtld to the principal ~ of the Note md itself will llrel'.1e
<br />in*-t tn-lter,
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