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<br />Loan No. "...,:,\1.51.1:::1,,1.8.....
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<br />I.INCOI.N
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<br />ADJUSTABLE RATE LOAN RIDER
<br />83-004748
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<br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PROVISION All.OWING FOR CHANGES IN THE INTEREST RATE. IN.
<br />CREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS.
<br />DECREASES IN THE INTEREST RATE WILL RESULT IN LOWER PAYMENTS.
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<br />'TIlL. Rider is made this.. 6th... day of . ...~... ........... 19,J3.3.., and is incorporated
<br />into and shall be doomed to amend and supplement the Mortgage, Deed of Trust, or Deed to Secure Debt
<br />(the "Security Instrument") of the same date given by the undernigned (the "Borrower") t<> secure Bor-
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<br />rower's Note to m" .. nn"... .....' , ....................... ' ... .... ... . ...................".........................,.......,........
<br />.fiG\LJ' ~.\!!~La.L5i!yi.1'J;;!l..,~.mt. .1,9.i!!LA~.~qf.i.,H.iQ-'L.Q,f"J,j.J)..<;.Ql lJ.....a..\.In.it.l\!L .s.t.llJ;!l.$...corpJ;u:a.t.io.n..,
<br />(the "Lender") of the same date (the "Not~") and eo,utng the property described in the Security Instru-
<br />ment and l()(~ted at ..nO.4..\I~,s,t."t9JJ~Y.!'('--':J<:Jl,".,l\! '.m'.CJ:aU!LI.~lii,a.d.,Jjr;.l;!.l:IlI>.l<a...Ji.8B.QL........
<br />Property Address
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<br />.\fODIF'IL\TIONS. In addition to the ('Ovenants and agrrement." made in the Security Instrument, Bor.
<br />rowl'r Md Lendt'r further cownant nnd agree as follows:
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<br />.\. INTEREST HATE "......D .\1O......TlfLY I'A Y1ItEST CHANGES
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<br />The No~ has an "{nitial lnu,rest Rutp" of Ll.,:5D_..~:>
<br />lnterost rate rhan~(,,; "'",' occur on the lilt day of . ",..lune. ,....". 19..8.5., and on the
<br />L~t day of ~~_ptem.b.cr.. 19.8.5,._ and on the 1st day of ......llecemb.er...t 19..~.
<br />/lnd on the 1.t dnv of . ,.. .... ,.~rcJL,. 19,,81L and on those datt"; of those months in everY
<br />year thereaftff. Each date un which the rate of interes! mnv rh:\lJ!le will he mllt'ti a "!Utw Change Date".
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<br />Changes in prineipal undintert'St payn",nt.. to adjust amortization of th... lonn to correspond with
<br />int"""'t rate ('han~"" shali ht. made nn tit... l,t <lIlV of ...,.., ".. """.., ,.....~'1arch......,..,. 19.86,.. Illld on that
<br />dnte every . ""lIn,) tlwreafter, Eadi finw un which the principnl and interest payment may
<br />dl!U11W will be ralk'ti Il "Pnvmellt ('JW,IlIW Datt",
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<br />("haJl~i$ in the inten>st ruff" art: govfOmt"() hv fhangt"R in an iui:en"$t rate index called the Hlndex".
<br />Chtx.'k lxrt.H~) to indicate Ind{~L
<br />(I) c.: "Conlmet !nwr....' fiate. Pureh"... of f'r>,.'iously Occupied Hom,,", National Average for 1111
<br />\lnjor Types of Lenden;" publ",h"'} by the F",1<..ral Home Loon Blink Board,
<br />(2) ~ _;14j\J$_~_~~'Jt" ~~,~t{~ ~;~~t\~__.- -:~_Q!H,!; 1) ;,P;';'f.;l&.\". I_J.g,b<L.iw__V~.~L,. [r..t:ti.:J.ux:y.
<br />S~cu ri~t..i.e>$,_"{',~jVtiJ,~q ."LQ._~., _.;~:n,~.~4.nh.__P;V;t~~u:.t,ty. _q{ ~ i'.t:tnx...l).uh.li:atu'Zs:L,bs.. lD.e.H,Eedc:t:al..R.e.sfa'.v.e..Bo,ard.
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<br />Clu_'>(.~k h()I:{~) to intlit'stt"l Iim!tF.
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<br />(;). If Ill", box i~ Cha:kl'ti. th..n> ",ill be no maximum limit on lhan~" in thl' interest rate up or
<br />down. The Pn~hmimu:y H3te fl'ft'ffhl It, in Ow NOH!. ,,-111 l~e the- neW interest rate.
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<br />(;!) -~, H thi~ hox i~ ~ h('<'kt~l t}v:" int.t-~tt!St n.1tH that pay ;-,hail not. inerease m(J-r~ thttn
<br />pt'!rcenta.JZl~ IK:t1t1t...; on uny Halp ('han~t' DaLt:",
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<br />U) ,." If thi~ box L, "11,,,'1<..d. the' lItier..,t rllte that pay ~halJ not doc~'lI"" more than" "..,
<br />p<.m:cntag.t points on UllY Hal., Challg., Date.
<br />\ 41 KJ H thill box is ehl",k.etl, ttlt' imerest rate that I pav shall never be more than ulJ...95iL, %
<br />during the lleriod I have my lonn. .
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<br />(5) ~ If this box L, eh",'k",l. the ",t~~...t rate that I pay shall never be less than u \l.,95D...... %
<br />during the l)l'riod I have my lotUl,
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<br />(6) It this box i. dll!<:kl>ti, the principal and illtere;;t payment that I pay shall not increase more
<br />than j)l'lfi'llt on allY Pnyrnl'tlt, Change Daw.
<br />(7) _. If this box is tlwcked, the prinl:ipal and intere8t payment that I pay shall not decrease more
<br />th~n pefCent on any Payment Chtt"g~ Date.
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<br />The monthly paymt,"t amounts will also change on Payment Change Dates as provided in the Not~.
<br />Be<-a.- payrnt'J'lt changes may occur less often than interest rate changl"S and/or may be subject to L'ertain
<br />limitations described in the Note, the monthly pavme.nta may be insutficilmt at timCll to pay accming
<br />mterHt. In such ~, unpaid interetlt is added t" the principal balall<.'e of the Note tUld itself will accrue
<br />inler!l8t ~ftef,
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