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<br />I <br /> <br />._._*-~- <br /> <br />83- ()(J2537 <br /> <br /> <br />lIIiili5trators may from time to time determine is appropriate. Such public liability <br />ooV'eraqe shall also cover cross liability clams of one insured against the other. <br /> <br /> <br />Certificates of all policies of physical damage insurance and of all renewals <br />!:futreof,together with proof of payment of premiums, shall bedel1vered to aU <br />llCtti1ageesof suites or garages at least ten (10) days prior to expiration of the <br />tllen current pOlicies. The cost of such policies shall be a col1lllOnexpense. <br /> <br />Tbe Board of Administrators shall determine, at least annually, the teplacement <br />val\le of the condominium buildings and, in so doing, may e""loy such experts a5the <br />Dqard may feel necessary. <br /> <br />S~tion 2. Provisions. <br /> <br />All policies of physical damage insurance shall contain waivers of subrogation <br />and waivers of any defense based on co-insurance or of invalidity arising frolll any <br />acta of the insured and shall provide that such policies may not be cancelled or <br />substantially modified without at least ten (10) days' prior written notice to all <br />of the insureds, including mortgagees. <br /> <br />Section 3. Insurance by Suite and Garage OWners. <br /> <br />Suite and garage owners shall not be prohibited frolll carrying other insurance <br />for their own benefit provided that all such policies shall contain waivers of <br />subrogation. provided. further, that no suite and garage owner shall have the <br />right to insure any of the common element individually. <br /> <br />Insurance coverage on furnishings and other items of personal or other property <br />belonging to an owner and public liability coverage within each suite or gaLage <br />shall be the sole and direct responsibility of the suite or garage owner thereof. <br />and the Board of Administrators and the Association shall have no responsibility <br />therefor. <br /> <br />~R:!'_lc:g:E-YI~..r.!l!.~~~E.._~~AJ.~T2-~~ <br /> <br />Section 1. ~i.~l_t~nAIlP_".:. <br /> <br />Tbe suite owner shall have the Obligation to maintain and keep in good repair <br />the interior surfaces of walls, ceilings. and floors (including capeting, tile, <br />wallpaper, paint or other covering) as well as all fixtures, utilities, wiring, <br />plumbing and appliances. located within each owner's suite. An owner shall not <br />be responsible for repair to common elements by casualty, unless such casualty <br />is due to the act or negligence of the owner, his guests. invitees or tenants. <br />All C~ element maintenance, including lawn maintenance and snow removal, repairs <br />and replacements to the general common elements, shall be made by the Association <br />and be charged to all the suite or garage owners as a common expnese, unless such <br />maintenance, repair or replacement is necessitated by the negligence, misuse or <br />neglect of a suite or garage owner, in which case, such expense shall be charged <br />to such suite or garage owner. <br /> <br />Section 2. Alterations but Suite or Garage Owner. <br /> <br /> <br />No. ,suite or garage owner shall make any structural addition.~lteration or <br />i~ovement in or to his suite or garage. or the limited common eLements pertaining <br />th,reto, including any exterior painting or exterior alteration or addition (including <br />a~ing8. grills, etc.) without the prior written consent thereto of the Board <br />of Aaministrators. The Board 0 f Administrators shall have the obligation to <br />a~~an;vwritten req\.lest by a suite or garage olmer for approval of a proposed <br />8~~ctualaddition,alteration or improvement in such owner's suite or garage with- <br />In> ~irty. (30) da.ys after such req\.lest. and fallure to do 80 within the stipUlated <br />t~. 8~Jl constitute a consent by the Board of Administrat.ors to the proposed <br />aflliti<>n, alteration or hprovement. Any application to any governmental authority <br /> <br />-11- <br />