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D. UNIFORM SECURITY INSTRUMENT; COVRaNING LAN; SEYERABILrfY Unifarm Covenant t5 of the Security Insttutrteat is amended to read as follower: 13. Uaf/srm SacvNy laatramaat: Go~eralq Lw; SevaeYBNy. This form of Security Instrument cotnbiaes uniform covettanu for ru[iaaal use acrd [too-uniform wvenants whh liodted variationa by jurisdiction to constituu a uniform rtcurity imtrttateat coveriaSrdl propetty. Tito Security fnstrurntnt shat) be govusted by Federal law and the law of the jurisdiction in whch the Property o loeatad. >n the event tha aey praviaion or clatu of this Security lnstrumrnt or the Note tbaflitzs with appligbk bw, such conflict shall not affect other provieoos.ot tbo. SncuritY Instrument or the Note wftich ran be given efftU without the conflicting provision, and to rho end-the provofoos otlhiaSetvrlty Instrument and the Note ue declued to be severabk. E. TRANSFFJt OF THE PROPERTY OR A BENEFICIAL lN'1'F.RFSI' IN BORROWER Uniform Covenant 17 of the Security Irtstrumeat is amended ro read u fellows: ~ 17. Tntar/er of Ae Property or a BeaelkW lasenal M Baerewer. If all or arty part of the PropMy or ao interest tAetda. o aoW err transterred (or if a betutttaal interest in Borrewer u sold or transferred acrd Borrower is not a natural person) without Lender's-prior writtm~comeot, Leader maY, at Lender's option, declare all the Burns secured by this Security Imtrurnent to be immediately due.and payable. Horever, rho. option shall clot be uercised by Lender if exercise is not authorittd by Federal taw. if Lender exercises such option to aceelerau, Lender shall mail Borrower notice of acceleration in accordartce with para{raph-14 bt:reot. Sbeh notice shag provide a period at no[ 4txs than 30 days from the date the notice is mailed within which Borrower may pay tlta-scenes-dedatad.due=-lf-.. Borrower faits w pay such Burns poor ro the ezpira[ion of such period, Lender may, without further notice or demand on Bortower, iavoke-say rtmtedies prrmined by puagraph t g hereof. Notwithstartding a Berk or transfer, Borrower will continue to be obligated undo the Nae acrd this Security Irt9rttraertt uoks Leatier~6as-: released Borrower in writing. F. LOAN CHARGES If the Iwo sa°[rred by the Scarily instrumem is sub fact to a law which sets maximum Iwo chuges, and that law to finally imerp[ltOd-ao~that sbe-. interest or other Iwo chuges rnBaxed or to be cotleczed in connection with the Iwo exceed peno)tted litoifs, then: (Z)any attdt loatt4Ch4t/r eha11 be reduced by the amount nenessary to reduce the charge to the pereniued limit; and (2) arty sums atready collected tram Bgstowaf Mhieb - r~etxeded pumitted 3imits will bt refuMM [o Borrower. Linda may choose to matte [his rcfand by redttciag the principal owed ttadRtlte Note err by making a dirn.t payment to &>rrawer. 1 f a rrfund reduces principal, the reduction wiB be treated as a partial prepayment under the NWe. IN WITNF~SS WHEItFAF. Borrower Yas eaeeald 1W AdjwtaMe Rate Ricer. -- yet-..'.,, <r~..+ ~ _,?".~% Yl (~~. BOR~FOWER ':u-nn12 m. ~+mlth, ur?m~rried ~_ [Baal) BORROWER ~_.____ _ (Sal) BOAROwEB iSIGN ORIGINAL ONLt~ ~ ~ '~ ~ ~ s cn ,' ~ ~ ~ ~. ~ _ rn - _` ~ ~. m ~ -r, 'cs lea = ra w ~ j i ~ _3 iii _ , . H cell. ~'A,\ i -4] w ~'' ~a - ~ 1 ~ rS ,, i ~ f >. ~ ~ <, C . ~ rV rn hJ