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ADNSTABLE RATE RIDER ~4 ~ X01682
<br />T}fISADJUSTABLERATERIDEAismadrthis 2oth day of plarch Igfl4
<br />and is irtcorponted into noel ahaB be deemed to amend and supplement the Mortgage, Deed of Trust, or Dad to Seeurc I)eb[ (the "SetNritr
<br />Ittavuntem"} of Ehe same date glum by the unders)gt[ed {the "Borrower"} to sacurc Borrower's Adjttstable Rate Note to tIQME= FE11~AE
<br />SAYINtBS i LOAN ASSOCMTK)N OF GRAND ISLAND; NEBRASKA (the"Lct[der••-otthesatnedatat~"~,•)
<br />and tvaverfng the property [lescribed In the Security InaRUmtnt and located at - ..
<br />4040 nest Capital, Grand islartd, IJabraska 688Q1
<br />~~~ {Ptnl><tiY Address} _
<br />The Note coarhila Drethioaa rltbxriag tot ehaaga is the )Natal-rate. fl'tlle HlrraN Mr
<br />iaereaaa, the Betrtwer"a ataaMly payaetb w~tll be NRYar. (t tlta 3ralefaN tNe-~~eeptraK-tre
<br />Bnrrwtrer'6 asoapiy PaY[neaq wIB be lower.
<br />ADDITIONAL COYENANI'S. fn addition to the covenant and agreements made in the Sxcuritytttattumeat; Btxrower'and-Leatdet~'
<br />further covenant and agree as fnlWwa:
<br />A. INTdt~?RATE AND MONTNLY PAYMEVVT ('NANG£6 -- '
<br />The Note provides f'nr an initial interest rate oP ._~ l __,_-_-..4b. Section 4 of the Notx provides for tdtanges is the fnletestra~;a~~tGC>~
<br />mottthiy payments, as follows:
<br />!. INTEREST RATE ANIJ .MONTH[. }' Prt Y"MENT CH.A rYC`.ES - - - _
<br />{A) C.L~eDwea
<br />The lnteres~t rain i will pay may change on the ___ '" ` _~. dax of __, tt`taY 14 ~5- , noel';--
<br />0o that day of the trrortth every a-z _ months thereafter. Each data on which my imerest ran could chattgeis called a "Cbingei~a" -
<br />(tN The Infra
<br />Heginnittg with the first Change Da[c, my interest rate will be based on an "Index." The Index is the weeldy avenge yield wt Uttittd Sti~es-
<br />Trcasury securities ad)usted to a eoostane maturity of __ ~,>nt' _ Years. as made available by thr Federal Reserve Boatel. The meal -
<br />recent lndez figure arailabk as of 47 days fxfore each t"hange fHm is w)kd the "(:urrent Ittda[."
<br />tf the index is no looter avadabk, the Nate Holder waif choose a new iruiu which is based upon comparable information. The Note HaidaY
<br />will glue me notice at its choux.
<br />{C'1 t1ltwYakuo of ffaaatgaa -
<br />tttfore etch C.itange Date. the Note 1lolder will catxulate mY new interest rasa try adding ___.~3:i~t anti one-~ 1 ~ pe[cenfa/CDnitlts
<br />( ~ . ~ ?'t) to the t'urrxn[ index, and rounding to the nearest 1 #g'ft, The sum will be my rrsw interest rate. Tltc-tninimttm~incerratrue:.- - -
<br />on this Insn will be na tea than ____~`~.. _.°.. "the maximtmt finerca[ rata on [his loan will hr no more than .1E• 5 'A;-
<br />'The Ntne tfdder will then determine the amouns at the tnoa[hly paytnntt [hoe would be.xufflcient to repay io ftdl.[he.ptittcipal I"am
<br />expects to owe tan the Chattgc Doti in substantially egtral paymenu try the maturity due u my new imaeat rate, The rduh of this eiiC[tlNion
<br />wilt be the tacw amount of my tnartthty paymertt_
<br />4D} EI[acl)te tonic of f'haalra
<br />My new intxxest rate will becwtrc effective an each Chanttx Data. t wits pay the amount of my new monthly payment beginning en the first
<br />nwathlY 1'aa}'ment due after the Ctaurge Da[r anti) the anroutit of my mmubly payment changes again,
<br />{~ NoMOe at (]tango
<br />The Natx Holder will mall ar deilvxr w me a notice before xaclt Chance Date. The aotixe will advise me of;
<br />{i} the new iaterxs[ rue as my loan as of the C°lrangc t}arx;
<br />{ii} the amount of my maadrly paymrmt folltawing the Chu+tc Data:
<br />{t~iy any addfrtooal matters wltiab the Noe Haider is retitured to discisnc; and
<br />itv) ttre title and telephone numbar of a petwn who wits attswa any qutstioo I easy have regarding the notice.
<br />~ ~ I.tF.Nf3
<br />Lt#fi~ c~vauui i o1 tlx Saur#{~p )astruunent is ameadod to read as Eal)ows:
<br />a. CAraBp: laaaa, torrower shall pay alt coxes. ast~tsmenes, and ether cturges, !Ines noel impositions attritwtabk to the Property which may
<br />atta)n.a ptitxity over this Security Instrumrnt, and icasc6nld payments of ground rents, if any, in the gunner Dtovided under Parait'alah 2 hereof
<br />trt if aw paid in ttunttea, by Borrower nuinna payment, when due, dva~tly to the payee thereof, Borrower shall promptly Furnish to
<br />tattler ail rwEiaw of amounts dur undo this truagraph, cad in the event &anower strati mate paYrnenl dira:[IY. !)ortower stroll promptly
<br />fatnoh to t.artdrr retxipu evidencing sanh payments. Barruwer shall promptly discharge any lien which tins priority over this Security
<br />latent; htrwever, tinrrowcr sluil nai lee required to dis>riaugc nay such ticta so bang as Borrower: la) shaft agm in writing to the payment of
<br />ttfe olsligNinn aa*utad by such Ilen ht a urattnu acceptabic to t_erakr; {b) shaft in goad iaixh contest such lien by, or defend against enforamm~t
<br />at sarxh flint in. legd.ptx~afinga which-ice [ix oPiniara of Lxrtdu operate to pseveat the eat'ortxrneut of the Gca ar forfeiture ai the~Propcrty ar
<br />stay pttt yht~ or (ci sAaii sectuc from the holder of surh iipt an agreemxtat ira a Tatra satisfaaur7 to Lender subprdiaatitrg such lien to this
<br />Sariur#7-laauuoyeat_
<br />!f Leader daernfiaes t(ta[ aB tar nay Part of tht PropeKy is subject to a )fen which may attain a priariay over ehis SexuritY Instrument, Linder
<br />sirfi ~ hdrrarera ttotfi~ idadifying sudr hart. Bo[mwer shall satisfy such Elea or tail one ar mare ni the actions sxr forth above within ten
<br />tiayt ul tilt girit>z,nf tM nr.
<br />4 f+O'ttt"Fi
<br />Ugi~or u: C'~ crraattt ttl,,ttf tfitd~kslty ttntruntciat n atsseudsd to rrad as follows:
<br />1a. tioaYa, ~'.seapitfor any ne+[ice ragtttttod under aft~lxahlc law to ar givxgt m arwttter manner. f at any notice to [)orrowxt provaltxi for In ehu
<br />SatvruY f natrutrrxat,aruil br•g)vtx[ by dei3vsxtag tt ur try mal3tng if hY first %:laas malt t+t Bot rowxr at thx Properly Addressor at sw h other address
<br />as 8a ~.r..er R+aY •+*uauatr it}€ natK,'e tta t.esades as tarovlefcd Itereln, and (!t} awry ntn to ter shai) tre given IaY fuss class ntati to Lxnifer's
<br />aril.lre., . u:rJ r,<•.,-. ,w a~ *o: [, .xna ..k)ressN ~ miry dt+t! y ntadsxc W rs~ttrFxt an pruvilrtt'.rera~7x. Any eutrr?e pa'ovscia4 fns ro t.Brs
<br />4., ~ - r.a, ~„~r.ant ,:-n!! {SK_ ~tnrtk r;r 1-~-tst &Mt~tnvs3 ar ~t,~. wfx¢re givxu in tip atsaauttr austerf hsrc~a,
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