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<br />~° ii01201 <br />to Notlm of C7wnges <br />1"he Note (Folder wdl mail or deliver to me a nottcr of any changes in the amount of my monthly payment before the <br />eft'ecnve date of any change. T'he notice will include information required by few to be given me and also the title and <br />telephone number of a person who wit! answer any c{uestion I may have regarding the rurtice." <br />13. C;r1ARCES: LIENS <br />Jarfot'm Covenasit 4 of the Security instrument rs amended to read as follows: <br />1. Charges; L1ens. Borrower shall pay sli taxes, assessmnns, and other charges, fines and impositions attn`butable w the° <br />property which raay attain a pricri2y over this Securif} lnstruraenf, and leasehtad payments or ground-rettis, ff any, in the- <br />rnanner provided under paragraph 2 hereof nr, if rnt paid in such manner, by Ilotrower making: payment; when due, <br />directly to the payee thereof. Borrower shat} pramptiy iumistr to t~ndet all notices of amotmts dueunderth`zs paragraph. <br />and in the evens t3orrower shall nzal-e i7aytaien[ directly, BorrowershaA promptly furnish Io Lenderrecreigts evidencing <br />sunk paemerzs. f3orrowrr sire(! nrnmptly discharge any lien which tins priority over this Security }net-rumeln; provided. <br />t}tst I3crrower shall not bz regmred to di~.harge any suLh lien so long as Borrower: (a) shall agree in Writing to.<the- <br />},aymcnt of the ob&ganon secured by such ?ten m a manner aeccptable to Lender; (b) shat! in gurtd~faith-cont€sY-such-Cien <br />hy, or :lefcmel nearest rnlixccruent ,f such lien in, leant prtaaecdings which in the opinion of Lenderaperate [o prevenhkhe _ <br />rr3ti7rcenicnt of t he lien or fitrfelturc of t he Yraperty or any part (hereof; ar tc) shall secure from the-hold@r. ofstiph lien an <br />agrc'tsnem in a fc}rnt satssfaclnty to Lender subordinating such lien to this Beautify Instrument, <br />Ff Lender sietermrnes that ati or any part of the l'raperty is subject ut a Tien whi[ h may atfain a priority eruct this Security <br />Snsrrument, Lrnrlcr shat! send I3nrr;twer nottcr tdenufytng such lien. Ilorrawer shall satisfy such tienor take one pr moreof <br />f be aciwnsset forth atuive wnhm nett stays oi'thc °~iving of na[ice. <br />f', 'VU"pICE <br />1lutti,rn~x l ~arraraat f d of the Sz~z:rity fastruntent ~s amended to reed as fniiow~s: <br />I4, "doizt-r, tin~'>t (err soy reo:;,e rr~urrtd untlcr appiicabie tale to hA e,tv~cn in another manner, (a) any ngEice Co <br />4larrowrr {~rnsnfrd 6:n m tiers 3cxurny lrtstruenert shall be green be delrverint tf or by ntaiting it by t3rst clues math <br />sddr4~seti tCS Borrower a[ the pre ;_,erty :address ear at ssssh other address as Iarrrawer may designate 6y notice to Lcnderas <br />*r,rrnicKf herein, and ib) any notsec to Lender shalt he gtven 6y (test sines mail ui Lender's address stated herein nr to such <br />other :rddress ~s Lender map cias¢rcue by nnuea n, Brirrou~es as prctrrdcd tseretn. Any notice provided for in this Security <br />lnsnvmcat shalt to deemed kx (taut beer: goer. to fiarrc.,aer or Lender .when gtvrn m the manner designated herein. <br />T). CtiIFt)RAi S1`:f'L'fthZ1' iN51`I2L~~riENT; GU~'F_RNiNU L.1~V; SEV~RABILITY <br />t'nttitrin i'ocrtiant i S c,r the 5ca-nrtta- [ratrumcrt is arncndrd t[: read as ti,haws. <br />i5. t'niform tir~curity Instrument, [;overatniC ! 3rr; `ierergbility. 7'hfs form of Su urrty Instrument ccanliines uniform <br />-,.:.~nrsnts is,r nattarial v~ trod norrurutorm uwetiants wish limned eanauons by surrsdtction to ennstitu2e a uniform <br />arcurrty uistrument rciv.»nrg real p; sporty. (`hts Ser;urtty Instnrment shall tee goeernrd by federal law and the !aw of the <br />s~trsvdrettan to v.-hseb fire prtspeay is lsacatsti_ 1n the e~rem €hat env provision or clauee of this Seturhy Instrurent or the. <br />ivote c mfts£xs wsth apphcabtr taw. suers eonh;et steal! nc+f attest otlr¢r provisions =_>f this Sreurify Irutrument ar the Nato <br />W'nrC~l Can FJYr ~It'tCtt Clfect wtih~4nl tti2 CC':if itEmg presvksrnn, and to tlrf9 Cnd fliC pPG'Y1S}r}n34f th25 SecUrtty InSt Foment find. <br />~lte'`ott axedrelaxed to t,e severah}e- <br />I. CRA\~t1=~~R f)F `i'1!F 1'Rf}lal'.R7Y CJR A I3>W'v~FIC'lAL INT>~==REST IN BURROWER <br />i.`[ltfaarn3 Ccvenarn l7 of the Scti etruy bxssrumeait cs trat.ndccf :r7 read ax fol}rats-s, <br />!?. `l'rnnsfer of fire t'ropcrfy ar a 6enettetal lnierest in Iiurrrswer: !fall ar env 11.art taf [hc I'resper[y ur an iniere^St [herein <br />is sssli of trartsfert~t for ri a Lrn~ictal zrttarret to fltarroveer t, s,~Ed ar tranx#rrnd and I3+'te7nwar is not a natut~al person) <br />wetl:ont I etider'+ poser wrtnen ortsertt. Lender may, ar Lender s c:ptiuxt, dcv tart all thr° sums secured by [his Security <br />burr=,rntrlti ter Fe tsumrdt, tefy due and ;ter;a?,4~. }Icrwevrr. this vptiost shaft utst he nsercised by L.cuder tf ex~reise is not <br />;autftorstc~l t,v Federal taw. <br />if Leaider ~sercrties such optttssa [a arcefarate; Lender shall mart Ilnrroascr notice at aceelerudun in ara-~oidanee wtl-h <br />paragraph id hereof. Stint unrest s9rali prtr>atde a pnrtnd ref not less than ~ day{ tram khe darn the tttauce is mailed within <br />evhtclt E#stt=>}w•er tnay }say she ssrnrs dealarezt due SF Bormw-er fails to prey such soots prior ttf the expiration of such period, <br />I_endcr may`, wuhout t`urtftnt nonce s~,r dentalxd e'en I3orruwer, tnvttkr any retnrdies pcrnlitted by paragraph I g hereof: <br />I~. €'t)Yb',s3A?VT i?~.L3^.!'t+;C2 <br />"4cw tinfl..'=""_i i,.:3vcy3$ttt ~: css"rltc~Unty Irtstrumesti f•`~uture Advances °1 i~,delretcd. <br /> <br />t2'atr!=_~n securer! b9 the Saeuerfy lnstrutnexst is au6#ert its a ;aw whrrh sets maxunum loan charges. and that ]an is finally <br />sirttvpretcd wr the; the tnrs:rest c:r r7ther loan charges ;oiircteti or to he resitected ra eamteation with th[: tfratl exceed <br />perrmtts:st Fs<.°ans, then: t 1) any srrts@r 6..an charge shall be rcdus`td fly the amount rstx.~essary Eo rz^tiuce the charge to the <br />pertxtitteil :,rigr,, ttatd {7) artp sttnix a:;estdy c~tleeted from Bcsrrowrr wFlrirh ex;:eetlesl permitted hmtts wilt be refunded to <br />T#c+rrttw+Mr. €..-~K#ar n3ay° r:)ss~e to urabc this refund Irv rretucing the pnrreipal awed uncirr [he rYase or by mtkittg a direct <br />~trritertt ! ? • rriizt*tsa 2f a teftlnd tx^siu~a Isrinei7lal. fire re~ae-tittn writ tee t routed as a panial pxe-payment under the Nott. <br />l1. l .i z ~_ E-F'lE2AI <br />~_ '. F i-err ~aansrttt ci >,-1~itstion t~, a(tplicttt;)c ltrvts3 have thoc~'kat either of rtnldcring the firovi.+itltts of the <br />,~ r -s?iY i!rrt,wrrt xif : r thin st[)itsittthle tftltE lititirf (rlt~f thttp this paragraph i~I) unartlorceahle according to <br />rkW r sw. .ii ss n.Y> tw„ sit €kxrxuftvte~+s aiwd hmrrt4:y urtertlF>euutbta. a5c cutlerwisc prervrcled in ~i~e'iecurity lastrumatat <br />,cnS rifts ;art :.:8k kart Paster. Qr rll'drttti:~:~,llrnf# 1hr value a>f Lett<kr's ~*nu~rity~, tttrtl Le•trd~•r, at Lastrtrr's alptiatr. azta}° <br />a~str~`Er~Eao_ns ~~sv,:ar,:ti ts}--tittrz~gpurtt) Ilittir'rtnrertt d~o~trt~itrt~nirdsatci~y~utan¢i ttaynbl~. <br />