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<br />AD.TUSTASLE RATE RIDER 84 ~~~U 1201
<br />(Payment C'apj
<br />T}tIS ADJUSTABLE RATP RIDcR is math this ...2rsi..... day nf ......_._......t9r3ccY~ ..............._, 14 A4 .,.
<br />and is incnz7wrated in[n and shall be deemed to amend azzd supplement the Mnngage, Deed of Trust, ar heed to ScYUre
<br />tJeltt (the "Security Insirumerzt") of the same date given by the undersigned -(the "Borrower"j to secure, Bnrmwcr'.
<br />Ad3ustableRa3elvatetn ............._..--......................._SUt>~,~lOL..I`~S.C1:f}dCJ~.a..I21G.._.-_....._,........_..............._......_.........
<br />i ............. ......_........._ ......................... ,..... {tfie "Lender'? trf the same date (tlie "N@te'") and covering the
<br />I*rt:perYy described it the Ss'e:ut'ity Instrument and located at:
<br />_... _._...._...._.. ._..,....___...2:911._E...Iiig~iway.3fl...-__t~razxi.Ssland,...I4E:...fiBBDS..............
<br />{Rrnperly Address}
<br />The Nate contains provEsians aliewirtg Ear changes -ia-the. interest rate every
<br />year. !f tfie interest rate increases, the-Borrower's tnonfhlY;ppymsnts will bs
<br />higher. E3 the interest rate decreases, the Borrower's ttnonfhlY poyments will bs
<br />lower. Ths Borrower else may be able to limit. monthly psyrr-ent Enetnaeses fo
<br />7?1z°,Tn each year.
<br />.ctsnr~i#t=.at. t:`CZ'<'fi'~tat~+'r.^,. Ets addtticm to the ensxtzattts and agreements made in the. Secttrity tr~ctrumatrt, ,
<br />Eftsrr,awer and Ixnr#zs further cuve,•t:zni atzd atgree as fcaitnw~s:
<br /><. E'tiTF.R~>"f" R:LTF.:iND S1C)NTktt.~ YAK°;4t~?vT cti~~vt:~s
<br />]te *irrta<;arr-szd!~ iar ;zss t~rsuaf sntr_re~t rate =sF . - 9. ~._ . - `f. Sc3.tnza 4 irf IEse Mete provides for c3tange5-in 'the-~intatc5#,
<br />raise and the nu+nt hfy ~ayment~, as tc-#k±ws-
<br />"A. f?~TF'Rt:~'T RATE' ~1lt) MiJNTEiLY PAtIviENT CHANf;taS
<br />£A) L`ttange E)aecs
<br />['hcrn;-c^z-rstr°=•slv.`z3lpays;xs=zhan~,<nztft„-h:~;tu.zs;?.. ._.- .'.1..,_. - _--. .,.t9... f3~..,azu#nuihatday~
<br />,r, :-vr t?tt rnuath F#tere:=ttcr Each date un c.-hrrEt mr tnterrSF r3t2 tdufif Change zs Ca##rda"t:'hatx~,e t)ate."
<br />461 -I'he Index
<br />Itrgtns;m4 se-~tth t1=e tie+; t'Itargt Bate, my mtrrrrtt talc wti! hr ha!.ed am an ]ndcx- 7"he "izidca" is the weekly average
<br />'.ac#ct ,en t-'flztesi States i'rr°asvst srxruz-ztsrr aS,tzsic{i to s ,:anutataq maturtte :>i i y-estr. ;ts made nvuzlaisie kzg the Fedora?
<br />Kt°~rrt-c 1?c'arct, 71ae mc';wt e~:enttadrx figure arFatkanie as u7 ttzi. tYatr »t dav» 4?rTrtre talb C'hangt }.Jere- is eaEl~d 1tTC~-
<br />"t'£trrywnr ]nsfex-"'
<br />I! the 3tuirx ss na irveger a+xtiablz, the Ntate Etasldcr wii! htxrsr :z new zndex which is based utxm ~~trmparabEe
<br />e;stda:zsuzz3lHZ. E`]ze !`tcste lEe±idrr w=,11 ads4~e me re-cane n?#`ibrv Chvtrs-
<br />tf'1 C`:tleulafilon ctf t::9rrns
<br />Litisss; east: t:?tangc 13aar, tlse "\tu€ }inlei:~r+--alt calcuiatc rsz} new tnte€z~a tzttrbg addtrzg....l_.9.... prreettiagc pnitzfs
<br />i . ~s ~ .-..~z) twi tke CYrrettt ludrx 1°hr'~t+tr Holder wtl# tttuz trstmd flzc result ni' t}rzs additton tzr the nearest one-esghth
<br />~zt nnc per; enLege pc+nt {~ 1 ~S r t. httis rr)undcd nuserunt will ire ntg new rr(S;txyxY rate nerd the next ~']cattgr Da[e~
<br />Tlsc _=`s:.xir Hcsklez a=zil ttsen clr3rnnene 11se anutiunt r~; the z±,cintlt3s p}~y~nt~zit t1ta: ~urlti be strihcient tp repay fiu
<br />unp<>ud pnuet~l haiance s.zf nxv #+lats 1 ate cxpecte'# tzr owe r,rn the (`,#YUnltr ~utr in ttrl-I c~rz the znatartr}• t#ace a my new
<br />~susrast rata tR su'asG{ntratip sq>;at pacn.ettrs. ~i~rc srnuh xrf t1TZS ~ulcula3m4z rs ratint# the "tu?i I'nynxent Amoan~t°, and it
<br />wiil ~ lira new azzzeunt cr€ my mz~thlg pavtnrtn artless i cltnrsse ttte aaif ~tntt lv:rrrntted by Sncitnn ~F17) h~ktw.
<br />tt)t Barrnxcr's Rini to t.ixnitrd E'a)rnent At»ount
<br />tinirss tiaaemx 4tfrl aztd •itCi) tntlnw wrlE nxzt pcrmtt rn~ tcro des srs, E nzny nc~xlkce ter itzroit die tznwtnn crf my new
<br />mcxnth~ls! pagmotti fcalizttvetrg a t:'hatrge tJnte to the antc)utst I izuae br.pn parnsg znuiti}aizrd by the tnunber i,t):?5. This; anttrunt
<br />is cal#~i the `L..tz=.zitrd Paytttzntt Amxatntt." Ei I e6uax the Liwited'Psymant AmuunG 1 metal give the ~Eute}folder notice
<br />alas E am ttuEag t;u at least i S daJy beiere trty first acre teuntltlF paymeut is due.
<br />£t§;1 .~ddttitms ur 't#~y l;npttitt E'rtneFpa.1 BaEatter
<br />1€ t 6•hnt.3Ke the i. nndcxt Paynxent ArmaunE. city mcunlzlg pupnrent cvttlei t>ti lei ttran the amount of the tntcrrst pc+rtsnn
<br />c*f st nxcznihly 1*a)~ntrnt wins o t€rcn a:cYUld Ise sulGcient to repay my un~Wl prtnapal balance rn fu#I r~tt the maturity date at
<br />rttr current azatzt~sC rate in suEsdantittllp e~uai prtanenis. if xts. rrariz nrartih that the t arnited Payment Amount [s 1 than
<br />a=tr s,rt~ est =_~rttor~ th. ?Srztr Ntrlda7 wF#1 subtrat~t the C_untted Payment Amount trern the amount cattttzr tnterest pwtiott
<br />a~ud sva:l add tier <iiR'rrcErc~ tct €ng ztttgsaxl i+atucipal I:ahcrzre. T'hr ~utr fitrlsier wd# ai~.+r add znrer~t ern the amount of thts
<br />~Ai~L''`c,e;errs.-r t~s nxY uat;~ed :~seaz.Fpai tsrlaesu each sncmth. The tnfric~st rate an t he tote`-text added to pnz.cfpsl wztl hr. the raft
<br />stctreci +„ .~~ t se=rt 4(ti'# al>;:Fve.
<br />tPt I_:r Et nn L'n9rtid Pr4tirl#tui 14atrnee; lttcrnasrcd litmlhiy Paynr,rnt .4zrr9unt
<br />#t~ l: <t±a°.1 tss?nt'~E~l t~Etizva ~,:txr never ea.~rfi a mazacnuut atrrrrtant ecitial ic. h,aa huracErud twesrty-Pz+er prrrcut t 1~""z-l
<br />- , ,.:-sq t nr ~ :aft t- :~s~xzi. &ty Paying a Lei#ed Pacmrnt Anz<aunt aflrratu trhaszye Mare sv>aid cause
<br />net ~t a" ", ~ ., t e~ . ! #ha't matirnvzu atn:dsnt. If sa, nn the ci,~tte that. nzy pitY'tng a Limatrd l'a}°:aettt
<br />-ag~s;~, ~ ~ _, a -_. t .` tfi~>st, 1 +€itt iszste.~dt^n pa)•ing s urw snvrnhly }~ymunt untt! the nest Cfitanpxc
<br />?r:, 'r.,•°•: ,:~{,i;~a, ,,,°. ', zq~rsxntteeuAalziEhwt~uidhe4uifzczrz+tt„rcE*apnzythtonnt~nlprznctpu#Isx3ance
<br />°~ - ,i; in}mot rate to anetestittttrai#y rastai pdr) ?ncn3s.
<br />. ,;ryv:,. rA F-Y+!! I'erA~rN ~~Jt>ttllt
<br />U., strFi *i!}~ rtw tir~r m,~etil~ty tu3+tttt »Pter titre text tMnrt~e }Jere, 1 w,t[ hyx the F'uli Paytnezst .lmctu:u a3 ns}
<br />}._. ,.ay?nrr,t.
<br />iEil Fatpt~t~lrr tbir i.l ihap~es
<br />alt a -„ rssc ~ .r=a; ~«ti4ut.rae~ A~#tastgr E.T,~te 1 wrW p~ stat,arr~tssrt R,r"stry a~tt nassz4his peyane±+t
<br />erg ,~ h el i#t~krEn ~ !rent rtat€ Aditrt' tvfe t.;tattge iJt3tr tsns? the aerie, nkat n e3ny r~ehsB?ei!! (aattssestt chanpas
<br />UiJYS7,f ~/t}t=illtifEl--'l Yrgt }rtxy.~ ~if~°-`€~ a;~,r~ty._,,,-~,~_. f£~Mlt Uastarm ;zaxceuinant
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