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I COMF[.E7`ENF.8.4t7!'THLYCUfV'OIACI': Ihix contract can Dory oe ehangetl n bomyon eau I agree m wrtung. The following rwtice bringsto my attentioathe lights that t have turn when Wis cxnttrxtis sold to a financial institution ar a bank, and I should notice that the imporv' torte is rov' on is strased by its appeuence in ten point, bold face type: - ~~` { j 0 Q 10 7 NaTICE This credit contract finances a purchases Aii legal- rights which the Buyer has-agairutt the.Saller arlsinp out of this trensaction, including elf cialrna and defenses, are also valid aaggaalnet any holder of this contact' The AgM to" retmtier money fran the holder under this provision. is Ilmked to the amount<psld by the buyer . under this contract: A claim is a legally vatd reason tar salty( the Selleei` A d6fsnse is a tegafly valid reason tix not psylreg: the Seller.. A holder is anyone trying to collect for the purohase: INS'JIIANCE CANCELLATH?N: If Fhave requested-insurance in Ihis,purchase,-I may cancel such request for insurance for any reason witlnn fifteen j15~ days frmrt the date of this ronuact by noti rtg yon or the twlder of this contract in wriUn I lmow that [tie dateellation of-my coverage will be arranged with the ineaianee certtet{s) attd nfntlrefiindofmypmmiuat(s)togetlterw;Utapp4irabkfnnmcecnarggw{BCectWitGdtoihisconn~t. - PLEASENOTE:Iflhaverreeqq tnsurattceinthisppu~rchase,Im7ltxeivewithinthirty(30)daysacertificateofinstvanamorefu~llydesetibingtheittsurancecovetage. I know ttiet if ibere is any confl~ictfin thecoverage or the language of ttre certificate of insuraice and-Ike foliowvig NotieeofPrdposed~thditt5rite tliat f am t~overetl only m - theeztentstateel'en diE foliowirtg Notice of proposed Insur~[[ct:torso know thatlhave insurancernverage only Iflhave been charged forit; - NOTICti 0P PROPOSED INSURANCE by iheinsurance y, the iusuratrce will tie effective as of today and will continue only for the number of rnoams alter toe-ettecaye Gate equal W tea ®moer or mrmthly payments. l~rstaod that this particular insurance may not provide covemge for my lastfaw Qaymenes, add'thafAuritt& thatpetiod of tithe"t will ttof tiave airy irtsttttrntx onveraga. Ali barxfits aaGproceeds of tlu insurance will tit td to you or ro a financial ioatitauon or a Stank if it ptttchasea the Sales Contract ro the e~temof~iis imerests and any balance will be payable m me. The initial amount of ~it Lafe Insurame is theamount required to repay Iha Total of paytmmts: thereafltr, tbe atsurMCe decreases 6y the amount of each monthly payment on a scheduled 3tfday Imsi3. [f 1 am ointly obligated on the Sales Contract with a CaBuyer, antlwe have bah~sigtted Ihere[jttestforCredit Lift insurance, death benefits will be pa able only with respect to the fast one of us ro die. Subjxt ro exclusiops, elivtiaanona oiwaitingppiod"staad in the Insurance policy or certificate, Gedit Accident and Health Insurance is for the benefit amount of i/30th of each month's payment foreach daY thaE7'amrotally disabled due ro an injury ar sickness while I owe any paymern ro you; however, I umierstand that I have to be vrntedfrom working due tosuedtote) disalnhry formore thsafour- teen { l4) consecutive days before the insurance benefit is paid back to the fits[ day of my total disability. [ abo know tbat~I cannel obfaiu auty Irtwaoe from ypooua 1f I trm over 65 gears of age today, and I abo know that the irunrance covengeptmdded to me ntayarontain a maximnm nmoaut otcovetagewldcb-wB! cot iaaome caeca, the eotlrramonnt tMt I owe yyon. I?ue ro the maximum amount of coverage stated in the insurance poliry, I know that a~ unpaid amountin excess of mstnmce covemgE-will still have ro be paid. Itthe Saks Contract is prepaid in full prior to ate last paymeut date, any untamed insurance pretmumswill be:iefundedtothe in thetttaa- ner prescnbed 6y Izw. Within thirty (30) days, 1 will receive the certificate of instrance mono fatly describing my insurance cncenge: If the insurance is not accepted-by tine[ncttr>ffieecompeny,Iwillreceivaarcfundoftheinsuraacepremiutnslhavepaid. - - Bt)YYCsR: Thenezttwoparagapbacontainwartantiestelativeaothissalegivenbyustothefinancialinsdtutionorbr-,kinaderfotitrobuythiacootract: -~ SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT ALES COAANTRACYi4ND MnORTGAGE'' FOR VALUE tIECfl V1A, Seller hereby sells, assiggnnss ~~onveys, transfers and delivers to ~~- t ` I t; {~ U ~ ti (U R+GA' .f A 1 f ~.~~Q--- (Assignee) all of its rights,.dtk and interest in and to the lnstatirtunt Saks Contract and Mortgage, together with all liens existing to are its payment, angthe propetry encumbered herebyy. Assigitet is hertYp substituted as Mortgagee under the Mortgage provisions of this contract Seller waaants and represents; (i) Ithas theright[o tnalre this assig»menr (2) All statements and figures in this contract ate. in the Buyer's statement are materiall}~ tine and correct; (3) This contract arose from the bona fide sale of the goads and services descn7cd herein: (4) The cash doanpaymeat shown in this contract waz actually paid by Buyer and no part of said downpaytneut was lbaiud di- recdy or Indirectly by Setter to buyer, (5) Fsch Buyer is IegaOy competent m cbn[tart: (ti) This contract is eat e»d welt not be subject to any claitn, defense; demand of right of offset; (7) Thr execution of this contract and the underlnng sates transaction giving, rise thereto didaot violate any federal ar state law, directive, ode or regulation now in eR'ect; (g) In the evam that This conaatx or-the undalving sales transaction is sublcct to a right of remission or cancellation by the Buytt;:suchretuissiotrar-cantwlla- tion perindhas expired mtdneitherthe sale northis contract Itas been canctlledor rescinded. TtlIS CONTRACT l$ SOLD BY SEICEA WiTNOUT IfECOtlRSE. IN TESTFM(NVY WI{BRF.9F, the understg is a uth 'zed repre tayvt of the Seller and has signed below on behalf of the Seller on this day of ~ ~ .l9 ~!G~ The foregoing instnunent was acknowledged before me oa PACESTT7'ER PRODUCTS, I C. (BNMr) ~~ 1 ~, , I9~ -~~, ~_~ ~ E~~ by the authorized agrnt of Seller who is - Mycommission expires: SEC. GI att4lwab 4~L, C....~~ ;..__~~ ±R Dec. !2 !9q ~#~u~a`y~`w--b~'t;.-~