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<br />200808804 <br /> <br />4049504390 <br /> <br />organized amle'\isting under the laws of MISSOURI. LA'nder's address is 11206 E 24 HIGHWAY, SUGAR CREEK, MO <br />64054-8500 <br /> <br />(D) "Trustee" is NATIONAL TITLENET, LLC. <br /> <br />(E) "MERS" is Mortgage EleetronieRegistwtion Systems, Ine, MI,:RS is a sepawk corporation tbat is acting solely as a <br />nominee for Lemkr and Lender's sueel'ssors and assigns, MERS is the henetiduy under this Security Instrument. MERS <br />is organi'l,ed and e\:isting under the laws or Delawnre, and has an address and telephone numher of 1',0. Ho\: 2026, r<lint, MI <br />48501-2026. teL tRRR) 679-ML':RS <br /> <br />(F) "Note" means the promissory noli.: signed h:.; Bornmer and dated SEPTEMBER 24, 2008. The Note states that <br />Bommer o\\'es Lender EIGHTY THOUSAND EIGHTY Dollars tU.S. $80,080,00) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the ddlt in rull not later than OCTOBER 1, 2038, <br /> <br />(G) "Property" means the propertv that is descrihed below under the heading "'rranster of Rights in the Property." <br /> <br />(H) "Loan" means the ,kht evidenced hv the Note, plus interest, any prepayment charges and late charges due under the Note. <br />and all sums due under this Security Instnnnent plus interest. <br />([) "Riders" means all Riders to this Security Instrument that are e'\eeuted hv Borrower. 'rhe f()llowing Riders are to he <br />e'\eeuli.:d by Borrmver r eheek bo'\ as applicahlel: <br /> <br />U Adjustahle Ratc Rider <br />D Balloon nider <br />01-4 I;mnily Rider <br />t8J V A Rider <br /> <br />o Condominium Rider <br />o Planned Unit Development Rider <br />o Other(s) Ispeeit\] <br /> <br />o Second Home Rider <br />o Biweekly Payment Rider <br /> <br />(J) "Applicahle L:lw" means all controlling appheahle federal, stnte and local statutes, regulations, ordinances and <br />administrative rules and orders tthat have the errect or law) as well as all applicable final, non-appealahle judicial opinions, <br /> <br />(K) "Communit;\' Association Dues, Fees, :lnd Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property hy a condominium association, homeowl1ers association or similar organization, <br /> <br />(L) "Electronic Funds Tnlnsfer" llleallS any translCr of funds. other than a transaction originated hv cheek, dmft, or similar <br />paper instrument, which is initiated through an eledronic tenninal, telephonic instrument, computer, or nHlgnelic tape so as to <br />order, instruct. or authorize a financial institution to debit or credit an account. Such tel111 includes, hut is not limited to, point- <br />of-sale transfers. automated telkr machine transactions. lnmsfers initiated by lelephone, wire transfers, and lwtomated <br />c1euringhouse translCrs. <br /> <br />(M) "Enro\\' Items" means those items that are described in Section 1, <br /> <br />(N) "Mistc!laneous Proteeds" means any compensation, settlement, a\\ard of damages. or proceeds paid by any third party <br />(othcr than insurance proeceds paid under the co\'erages descrihed in Section 5) for: ti) damage to, or destruction of, the <br />Property': tii) condemnation or other taking of all or uny purt ofthe Propcrly: tiii) conveyance in lieu of condemnation; or tiv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br /> <br />(0) "Mortgage Insur:mte" nleans insurance protecting Lender against the nonpayment of, or default on, the Loan. <br /> <br />(p) "Periodk Payment" means the regularly scheduled amount due tor (i) principal and interest under the Note, plus Iii) any <br />amOlLJ1ts under Section 3 of this Security Instrument. <br /> <br />(Q) "RESP A" means the Reul Esta tl' Settlement Procedures Act t 12 U. S,(', ~260 1 et seq,) and its implementing regulation, <br />Regulation X t24 c.r<,\{. Part 15(0), as they might be mnended from time to time. or any additional or SLlccessor legislation or <br />regulation that govems the same suhjeet malter. As used in this Securitv Instrument "RESPA" refers to all requirements ami <br />restrictions that are imposed in regard to a "federallv related mortgage loan" even ir the Loan does not qualitY as a "federally <br />related mortgage loan" under IU':SPA <br /> <br />(R) "Successor in Interest of' Borrower" llleans any party that has taken title to the Properly, whether or not that party has <br />assumed Borrower's obligations umkr the Note and/or this Security Instrument. <br /> <br />TRANSFER OF RIGIITS IN THE PROPERTY <br /> <br />The heneficiary of tJ)is Seeurity Instrument is MI.:RS (solcly as nOlllinee for Lender and Lender's successors and assigns) and <br /> <br />NEBRASKA--Singl<:: Fam;ly--Filnnil'l\f;Il'/Fn'lhlie !\lac tlNWOR!\I INSTRt'!\IENT <br />Modilll'd ror VA <br /> <br />1!E;i.1 3:iX_2 <br /> <br />P"g~ 2 of 12 <br /> <br />Form 3028 1/01 <br />