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principal payments are due under the note, until the note is paid in full, a sum equal <br />to 1/12th of the yearly taxes, assessments and hazard insurance premiums. These funds <br />pledged as additional security for the loan secured by this Deed of Trust and will <br />be used by the Borrower and Lender to pay the taxes, assessments and insurance premiums <br />as they are due. If there is any shortage of funds in the account to pay amounts due, <br />the botrower will make up the difference. <br />n <br />