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.iirnieni ai mare mteresl tmn'ttlr "taw permits, then you w ill III l} have the right to collect from me the amount at urtcrra wmen the taw allows qua ... ..v.,,.... COMPI.ETENLSS OFTHiS CONTRACT; 'this contract can only be changed, f hoth you and I agree in writing. The following nottec hrings to np attention the rights that i have• even when this contract is sold io a financial institution or a bank, and] should notice that the impor- tance of this provision is stressed b} its appearance in ten point, fold t t c• type 85006291r) NOTICE This credit contract finances a purchase. All legal rights which the Buyer has yh inst the SeNK arising out of this transaction, Including all claims and defenses, are also valid against any holder of this The right to recover money from the holder under this provision is limited to the amount paid by the buyer under "ift Contract. A claim Is a legacy valid reason for suing the Seller. A defense is a legally valid reason for not paying the Setter. A holder is anyone trying to collect for the purchase. EWURANCF" CANCELLATION: If i have requested insurance to this purchase, i may cancel such request for insurance for urirreason within fifteen (15) days from the dale of this contract M notifying you or the holder of this contract m writingg I know that the cancellation of my coverage will he arranged with the insurance cartier(s) told a full refund of my ptrmium(s) together with applicable. finance charge wi l I hr credited to this contract. PLEASF. NOTE: if i have requested insurance in this purchase, l wil l receive within thiriv (301 days a certificate of insurance more fully describing the insurance coverage I know that if thit-rc is un% conflict in the coverage or the language of the cenificate of insurance and the following Notice of proposed insurance that 1 am covered only to the extent stated in [tie following Not tee Proposed insurance i also, know that 1 have insurance coverage only R 1 have been charged for it. NOTICE OF PROPOSED INSURANCE 1 take tiotice that enhet Credit Life or Credit Accident and Health Insurance, or both, will tic applicable to this Sale, Contract on the reverse side onit if i have chosen it by sijiming the• request for such insurance This Insurance will onl} cover the person signing the requestat the cost for each type of insurance shown. Subject m aceecpptance by lbe insurance company. the insurance will he effective as of today and will continue only for the number of months after the effective date equal to ft uusnher of monthly payments. 3 understand that this particular insurance ma} not provide coverage for my last few payments, and that during that period cif time i will not have any insurance coventgC. All benefits ;and pn>`eeds of the insurance will he ppaid to You or to a financial institution or u bank it it purchases the Sales Contract to the extent of its interests and any balance will he pay able tonic The initial amount cif Credir Life Insurance is the amount required to repay the Total of Payments; thereafter" the insurance decreases by the amount of each month payment in a schedulea 30 dap basis. If I am jointly obligated nn the Sales Con' mct with a Co- Buver. and we have ticr[h sighed Irequest t "orCrcdit Life Insurance. death benefits will he payable only with respect to the first one of m to die Subject «, exclusions. chnimations or waiting period stated in the insurance policy or certificate. Credit .Accident and Health Insurance is for the benefit amount of l; 3prh of each month's pa}mten[ for each day that I am totally disabled due to an injury or sickness while I owe anx payment to you: however, i understand that I have to he pprevented from working due to such joud disability fm more than four- teen ( 14) consecutive days before the insurance benefi: is paid hack «s the first day of mi, total disabihty 1 also know thai i cannot obtain any inwnam (rest veu If I aw over iii years of age tedav, and I also know that the insurance coverage provided-lo me ma} contain a maximum amount of coverW w•hkl[ w•YI not pay in waste eases. the entire amomd that I owe vou. Due to the maximum amount of coverage stated in the insurance ixih. v . i know that an}- unpaid amount in excess of the insurance coverage will stilt have to be paid, if the Sales Contract is prepaid m fall poor to the last payment date. any unearned insurance premiums will he refunded to me to the man - ner ptesctihed by law Within thirty ! 30) days. I will receive the certificate ^•f insurance more full de%enbing my insurance ::overage. if the insurance is not accepted i the incurancecompany. . I will receive a refund of the insurance premiums t have paid aUVER: The next twoparagraphs contain warranties relative it) this side given by us to the f irarcial institution orbank murder font to buv this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES C�NTRAGTfl1►�!1D MORTGAGE FE f -.epL �✓f�s. sFitv�cfy FOR VALUE RECEIVED. Seller herchl, sells, assigns, conveys. transfers and delivers to �z✓ �� t gt� Assignees all of its rights, hale and intere st in and to the Installment Sales Contract and Sfonpage, together with all I ten s ex istmg to secure Its payment. and the proper} encumbered here by Assignee is herchv substituted as Mortgagee under the Mongage provuton, of this contract Seller wdrants and represents: [ i I It has the nght to msice this assignment: ; fI All statements and figures m this contract and in the Buver's statement are materially true and correct. ! 3) Thu contract arose from the hone fide sale of the geoids and services described herein. t4) The cash downpaymem shown in this contract was actually paid by Buyer and n, pan of said dow•npaytrient was loaned di- reetty or mdirect)r by Seller to Buyer. (s, Each Buyer Is iegalfv competent to coturact, 16 i This contract is not and will not he subject to um claim, deier_se, demand to rght of offset. CI The execution of this contras! and the underh'mg sales transaction giving itse therein did not s iolute an%'ederal or state law, directive, oils or reputation now in effect. IRs In the event that this cnntraci or the underhvnc soles transaction i subject to a right of msc:ssiein ,r cancclla«on by the Buvei. such rescusu , or cancella- fionpentxt has expired and nenhcr the sale norIhI, ,ronirac! hit heiy�canceIled or rescitided THIS CONTRACT IS SOLO By SELLER 1011110117 RECOURSE. 1N TESTAfON}' R'Ht Rf Of the ands igne.i is�in w flfi 'yC•d reprrs�n ivr nt tilt Seller and has ti.eneil fr•iow .m bchaL' of :he Seller nn !nIs day of L ' �(�� " 4 ' The foregoing instrument was ackno%ied_'cytl+rmrc me ;m -SHE PACFfr�TTER CORPORATION t5r ijrt - 1( y to the authorized acrn: ;•! Salle: subs ---- SIo cermnussa,n expire, _ — a L i J� ll-