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v want Franc ortn s to my Attention the nghts that 1 have even when this contract is sold to a financial institution or a bank, and I should notice that the impor- tance ofjpia,provision is serwssodd y its appearetxe in ten point, boldface type, This oitt v3ict finances a purchase. All NOTICE rigcredit hts which the Buyer has against the 'SeNer out of tiffs transaction, including all ttialms and defenses, are also valid not any holder of this - underr this conhaCL money from the holder under this provision Is limited to the amount paid by the buyer iM leNsr. A 1$ 8 legally valid resum for suing the Seller. A defense is a legally valid reason for not paying gone trying to coNet.K for the purchase. INSURANCE CANCEU.ATION: if I have requested insurance in this purchase, i may cancel such request for insurance for any reason within fifteen (15) days ftom the dale Of" contract by notifying you or the holder of this contract in writing. I know that the cancellation of my coverage will be arranged with the insurme cania(s) and a fail round of mY PmMurm(s) together with spplicabk finance chorge will b' credited to this correct. PLEASE NOTE: If l have mreqquueesled insurance in this mhase, I will receive within thirty (30) days a certificate of insurance more fully describing the 6nsurancecoverage. t know ntst if there is any towing t in the coverage o the language of the certificate of insurance and the following Notice of Proposed Insurance tlIat I stn covered only m Mme extent stated is the following Notice of proposed insurtubm. 1 also know that I have insurance coverage only if I have been charged forit. NOTICE OF PROPOSED INSURANCE 1 take notice that either Credit Life or Credit Accident and Health Insvatce, or huh, will be applicable to this Sal" Contact on the reveres side only if I have chosen it by signing the request for such insurance. This insurance will only cover the person signing the request at the cost for each type of insurance shown. Subject to acceptance by the insurance company, the insurance will be effective as of today and will continue only, for the number of months after the effective [late equal to tine eemYer of !"OONY P®Ymmb. I understand that this particular insurance inay not provide coverage for my last few payments, and that during that period of tithe f will not have any iaatsrtnce c age All benefits aid pros of the insurance will be red to you or to a financial institution or a bank if it purchases the Saks Coxrtracl do the uetu of its interests and any baJarce will be pay +td k to rte, The initial uttoum of t relit Life Insurance is the amount required to reey the Toed of Payments; thpesfter, the incwaaca Increases by the amount of each mondiN payment on a scheduled 30 day basis. If 1 am ''ointly obligated on the Saks Contract with a Co-Buyer. and we have both signed the request or Credit Life insurance. deith benefits will be payable only with respect to the first one of us to die. Subject to exclusions, eliminations or waiting period staled is the morance policy or certificate, Credit Accident and Health insuratne is fix the benefit amount of 1 +30th of each month's payment for each day that i ate solidly disabled due to an injury a sickness while I owe any payment m you; however, t understand that I have to be prevented from working due to such soul disability for more that loue- wen (14) consecutive days before the insurance benefit is paid twk to the first day of my foul disability. i ako knots trot I cannot oWoie any Inset aettt Irate yen N I MOM 66 yam of air rainy. atM i ante kaovv fiat the insurance coverage Provided to me may contain a tnmtberm amount ereuverner wrleo wal ea/ pey Ys notice Comm toe molts amosnt drat I owe yon rAe tar the max imum amount of coverage stated in the insurance policy, I know that any unpaid amount in excess of the iruurante coverage will still have w use paid, if the .Saks Contract is prepaid in full ono ro the last pavane, date, any uneamed insurance Premiums will be refunded to me in the man- tes presrnbed by law. Within thirty (N)i days, I will receive the certificate of insurance more fully describing my insurance coverage. If the insurance is not accepted by the insurance company, h will receive a refund of the insurance premiums 1 have paid. at.TU: The next two paragraphs contain w artanties relative to this sale given by us it) the financial institution or bank in order for it to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALL LES CONTRACT AND_ RT AGE FOR VALUE RBCf:IYED. Seller dlerebv sells, eastggm, amveys. transfers and delivers to Qi f:�t (Assignee) all of its rights, title and interest in and m the installment Sales Contract aril Mortgage, together with all liens existing w its pay t, and the ancuralicred hereby, Assigns is hereby substituted a Mortgagee under the Momgage provisions of this contract. Seller warrants and represents; (1) it has the right bomakee this assigmnem (s) All statements and figures in this contract and in the Buycr's Statement are materially true and correct: (3) This contract arse from the bats fide seek of the goods and services described hcrcm; (4) The cash downpayment shown in this contract was actush y paid by Buyer and no part of saiddownpayment was lotted di- Wily or Indirectly by Seller to Buyer; (5) Each Buyer is legally csonpeter to contraci.16) This contract is not aid will not he subject to any claim. defense. demand or right o(offact; (7) The ex"ion of this contract and the underlying sales ttamacti n giving nse thereto did not v iolate any federal or state law, directive, rule or regulation now to COW. (6) In the evem that this contract or the underlying sales transaction is sub)eo to a nght of rescission or can:eldautm by the Buyer, such rescission or cancella- tion period has ovpimd and neither the sale tar this cimtract has b�ee%/l�ic�am elled o rescinded. iNIS CONTRACT IS SM BY SELLER trITW RECOINISE. IN TESTIMONY WHFREOF, the undenienrd I utrt , ecpt'�m� of the Seller and has signed below on behalf of the Seller tan this day of -.- -- - -- -- ------ -. -... ___ � ��_ .19 -. The foregoing i mnricm u 4clim wledge me :m _ by the auth aired agent of Sclicr wrio', -__ y IC 161%Lomnisri.mespues great eataar -finis / etawds THE tP ER CJRpOR ) L_.. J 9 NJ