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F t tx iwrowurg nooc,e unngg ur my attrrrtwn tree ngnn matt rear v pqjnyntr �.ntract is %,,t:i to a snlancral institution or a hank, and 1 should notice that the imror- tmtce of this provision is stressed by its appearance in ten point, bid fdry NOTICE 85- 008154 This cxedlt contract finances a purchase. All "I rights which the Buyer has against the Sher arising out of this transaction, including all claims and defenses, are also valid against any holder of this contract. The rigid to recover money from the holder under this provision is limited to the amount paid by the buyer under this contract. A claim Is a legally valid reason for suing the Seller. A defense Is a legally valid reason for not paying the Seller. A holder is anyone trying to collect for the purchase. EVIURANCE CANCELLATION: if I have requested insurance in this purchase, l may cancel such request for insurance fax any reason within fifteen(15)days from the dam of this contract by notifying you or the hokkr of this contract in writing I know thai the cancellation of my coverage will be arranged with the insurance carrier(s) and a full refund of my premium(s) together with applicable finance charge will be credited to this contract. PLEASE NOTE: If I have requested insurance in this purchase, twill receive within thirty (30) days a certificate of insurance more fully describing the insurance coverage. 1 know that if there is amp conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposed insurance that I am covered only to dieexbnt stated in the following Notice of Proposed Insurance. I also know that i have insurance coverage only if 1 have been charged for it. a NOTICE OF PROPOSED INSURANCE 1 take notice that either Credit Life or Credit Accident and Health Insurance, or both, will be applicable to this Sales Contract on the reverse side only if i have chosen it by signing the request for such insurance. This insurance wil I only cover the person signing the request at the cost for each type of insurance shown. Subject to acceptance by the insurance company, the insurance will be effective as of tmfay and will continue only tic the number of months after the effective date equal to the number of monthly payments. I understand that this particular insurance may nix provide coverage for my last few payments, and that during that period of time 1 will riot have any imurance coverage All benefits and s of the insurance will be aid to you or to a ftnattcial institution or a bank if it purchases the Saks Contract o the extent of its interests and any balance will be pay le to me. The initial amount of Credit Life Insurance is the amount required to repay the Total of Payments; thereafter, the insurance decreases by the amount of each monthly payment on a scheduled 30 day basis. If 1 am jointly obligated on the Sales Contract with a Co-Buyer, and we have both signed the request for Credit Life Insurance, death benefits will be payable only with respect to the first one of us to die. Subject to exclusions, eliminations or waiting period stated in the msmance policy orcertificaw. Credit Accident and Health Insurance is for the benefit amount of V30th of each month's payment for each day that l am totally disabled due to an injury a sckriess while i owe any payment to yew: however. I understand that I have to be vented from working due to such total disability for more than four- BUYER: (14) consectuive days before the insurance benefit is paid back o the first day of rr;y total disability. i aka know flat [ catmot obtaia any insuraece float yas RI aw mr ti6 years adage today, sad i ado know that the insurance coverage provided to me may contain a maximum snorer orcoveraRe w6{ch wiB eat pal � aaaae coos, tbeeetirc neottrN rise i owe yw. l3ue «r the maximum amount of coverage stated in B«: insurance policy, I know that any unpaid amount in excessof the tnsuratltx coverage will uili have to be paid. [f the Sales Contract is prepaid in ful I pritx to the last payment dace, any unnamed insurance premiums will be refultded to mein the man - nerprescrtbed by law. Within thirty (30) days. I will reeene the certificate of insurance more fully describing my insurance coverage. If the insurance is not accepted by' the wunance company, i will receve a refund of the insurance premiums I has•e paid. BUYER: The next two paragraphs contain warranties relative to this sale given by us to the financial institution or bank in order for it to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES COMT CT AND MORE. TGA E FK* VALUE RECEIVED, Seller hereby sells, assigns. conveys, transfers and delivers to ( 1_ 1l ; !n � L� —�a (Assignce) all of itc rights, title and interest in am9 to thenstaHnent Sales Contract and Mortgage. together with all liens existing to recur{ payment, and the property encumbered nereb . Asstgtux is hereby substituted as Mortgagee under the Mortgage provisions of this contract. Seller warrants and re. see -ts; (1) It has the right to make this assignment: ( 1 All statettxms std figures in this contract and in the Buyer's statement are materialtv true and correct: (3) This contract arose from the bona fide sale of the goods sad services described herein: t41 The cash cow repayment shown in this contract was acmalfy paid by Buyer and no pan of said downpaymem was loaned di- is contract is rot and will trot he subject to any claim, defense, demand or right M set; (7) 77e execution of this nmtraci amt the ur derf ying sales transaction giving rise thereto did not violate any federal nr state law, directive, rule or regulation now in effecC !g) Fn the event that this contract ur the underlying sales tranwction is subject to a right of rescission or cancellation by the Buyer, such rescission or cancella- tionperiod has expired and neither the sale nor this ccnl�act has peen cancelled or rescinded. THIS CONTRACT IS SOLD BY SELLER WITNOUT RECOURSE. prE bite undetgt am the Setier and has signed below on behalf of the Seller on this day of The foregoing instrument was acknowledged before me on 4� —PACE R PRODUCTS • ( 1 —_-_- _-- -------- ----. by the authorized agent of Seller who is My commission exrires 6EMEaAtMOtARy- Swaattteaisrru "; MY Conran Frp. Dec. 12, 1�7 In IJSarCts ►�� ; I .rxJ R