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€I <br />a <br />(5) ❑ If this box is checked, the interest rate I pay shall not decreases more h n36 +,S <br />Percentage points on any Rate Change Date. <br />Burin en) ® If this box is checked, the interest rate that I pay shall never be more than .13.950 yr <br />g th period I have my loan. <br />Burin the ® If this box is checked, the interest rate that I pay shall never be less than ._.P_ .._.... <br />g period I have my loan. <br />(8) D If this box is checked, the principal and interest payment that I pay shall not increase <br />more than percent on any Payment Change Date. <br />(9) ' ; If this box is checked, the principal and interest payment that I pay shall not decrease <br />more than . percent on any Payment Change Date. <br />The Change ate soothat the changedin he interest�ratteetwill each Rate Change more than hose limits marked o <br />Payment <br />The monthay, above. <br />Note Because payment amounts will also change on Payment Change Dates as provided in the <br />Payment changes may occur less often than interest rate changes and /or may be subject <br />to certain limitations described in the Note, the monthly payments may be insufficient at times to pac_ <br />accrue interest thereafter. case. <br />tindert he interest rs of the Note, the unpaid pri balance ipaI balances cane never xxccefed a <br />maximum amount equal to One Hundred Twenty -Five Percent (125%) of the principal amount originally <br />borrowed. <br />1 LOAN CHARGES <br />It could be that the loan secured by the Security Instrument is subject to a law which sets maximum <br />loan charges and that law is interpreted so that the interest or other loan charges collected or to be collected <br />in connection with the loan would exceed permitted limits. If this is the case, then: (A) any such loan <br />sums charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (B) any <br />Lender already choose to make this refund b which reducingh permitted principal owed tinder the he Note�o by Borrower'. a <br />direct payment to Borrower. <br />4. PRIOR LIENS <br />If Lender determines that all or any part of the sums secured by this Security Instrument are subject <br />to a lien which has priority over this Security Instrument, Lender may send Borrower a notice identifying <br />that lien. Borrower shall promptly act with regard to tat lien as provided in paragraph 4 of the Security <br />Instrument or shall promptly secure an agreement in a form satisfactory to Lender subordinating that <br />lien to this Security Instrument. Failure to provide evidence that I ender has first lien shall constitute a <br />default. under the terms of tF.is Note. <br />5. TRANSFER OF THE PROPERTY <br />If there is a transfer of the Property subject to paragraph 17 of the Security Instrument. Lender may <br />require l ID an increase in the current Note interest rate, or (2) an increase in (or removal of) the limit on <br />the. amount of any one interest. rate change (if there is a limit), or (3) an increase in the percentage <br />in Sec to be added to the current index for the purpose of calculating interest. rate adjustments as explained <br />in Section ° (B) or (4) an increase+ in the maximum interest rate to be paid over the life of the loan or all <br />of these. as a condition of Lender's waiving the option to accelerate provided in paragraph 17. <br />G. COVENANT DELETED <br />Non - uniform Covenant 21 of the Security Instrument. ( "Future Advances ") is deleted. <br />By signing this, Borrower(s) agree to all of the aix)ve. <br />David J. Stoddard <br />Kathv 9tod <br />+TA`1 , OF NEBRASKA. 11411, <br />County my Vti: <br />Can hie. 15VI.1 clay of . _ . <br />a Notary Paiblic duly "intmiwsiune d and qualified fur -.aid �i a May <br />. fxs rl,at ally core 1110, the undersigned, <br />('0111V <br />David J. 5todd4cd and Xa�l;;y Stoddard.,.. t?uMbAnd .sand wife, <br />No nie known to be the identical persouls) whose nauae(�,) ;are u!„araired tr the foregoing instrurnent natal <br />^acknowiedged he- execution thertof to he, their <br />toluntai.a• ;act and deed. <br />WITNESS NESS rnv liand and notarial seal ;ft :;A'6U�.1 i.slcltMa, P��)at <�ak<a <br />tine elate esfort' icl. in said rarunl�`. <br />ttlMMlt +ltedi aM MNM!s ",�,,�°w <br />VV Cerrnnais,iors <br />