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1 a 85- 002267 (5) L' If this box is checked, the interest rate that I pay shall not decrease more than percentage points on any Rate Change Date. (6) �5 If this box is checked, the interest rate that I pay shall never be more than .1.3..25.0......°x. during the period I have my loan. (7) ® If this box is checked, the interest rate that I pay shall never be less than ............. % (luring the period I have my loan. (8) ❑ If this box is checked, the principal and interest payment that I pay shall not increase more than percent on any Payment Change Date. (9) tom; If this box is checked, the principal and interest payment that I pay shall not decrease more than ...................... percent on any Payment Change Date. The Note Holder will adjust the interest rate on each Rate Change Date and on each Payment Change Date so that the change in the interest rate will not be more than those limits marked above. The monthly payment amounts will also change on Payment Change Dates as provided in the Note. Because payment changes may occur less often than interest rate changes and /or may be subject to certain limitations described in the Note, the monthly payments may be insufficient at times to pap ac- creting interest. In such case, unpaid interest is added to the principal balance of the Note and itself will accrue interest thereafter. Under the terms of the Note, the unpaid principal balance can never exceed a m�iximum amount equal to One Hundred Twenty -Fiv., !'ercent (125 %) of the principal amount originally borrowed. LOAN CHARGES It could he that the loan secured by the Security Instrument is subject to a law which sets maximum loan charges and that law is interpreted so that the interest or other loan charges collected or to be collected in connection with the loan would exceed permitted limits. If this is the case, then: (A) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (B) any sums already collected from Borrower which exceeded permitted limits will he refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. I. PRIOR LIENS If Lender determines that ail or any part of the sums secured by this Security Instrument are subject to a lien which has priority over this htrurity Instrument, Lender may send Borrower a notice identifying that lien. Borrower shall promptly act with regard to that lien as provided in paragraph .t of the Security Instrument or shall promptly :secure an agreement in a form satisfactory to Lender subordinating that lien to this Scurity Instrument. Failure to provide evidence that Lender has first lien shall constitute a default ender the terms of this Note. .;. TRANSFER OF THE PROPERTY If there is a transfer of the Property subject to paragraph 17 of the Security instrument, Lender may require (1) an increase in the current Note interest rate, or (2) an increase in (or removal of) the limit on the amount of any one intermit rate change (if there is a limit). or (3) an increase in the percentage Imints to be added to the current index for the purpose of calculating interest rate adjustments as explained in Section 2 (B) or (4) ten increase in the maximum interest, rate to he paid over the life of the loan or all of these, as a condition of Lender's waiving the option to accelerate provided in paragraph 17. 6. COVENANT DELETED Mon- Uniform Covenant 21 of the Security Instrument- ( "Future Advances ") is deleted. By signing this. Borrowers) agree to all of the aline. �?'1 ATE, OF NEBRASKA, ikc11 County as: On this `Ittl day of - !'ttly M. Sa , beteae ine, the undersigned. a 'Votary Public duly cfin) A and qualified for .mid roun(y. ptersonally came !.arry a CQata.:rnd Wanda 3ar.lene, c:oaat.a.,_ bus4ua�d altl Wife. to rrse known to to the idetttical lwmn (st whose narnv(s) are r,ubsrrilrec to the foregoing instrument and ackrtaowledged tht! execution thercot to lit, ttle1.r voluntary act and deed. WITNESS my hand and net:arial seat at the elate= alorid. t' e, wnnlim,4ion e•xpfre 4 �Irarrd Tsl,uy -1,_ 7,kA)rrtska in'said coulaty. t