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86107239
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Last modified
10/18/2011 10:19:01 PM
Creation date
3/31/2008 3:45:46 PM
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DEEDS
Inst Number
86107239
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F <br />The folbwing <br />notice bringgs to my attention the rights that I have even when this contract is sold to a financial institution or ;j bank. and I shlwld notice that she unpor, <br />lance of this prt>vision is stressed by its appearance in ten point, bold face type_ 107239 <br />NOTICE 86+ <br />This credit contract finances a purchase. All legal rights which the Buyer has against the Seller arising <br />out of this transaction, including all claims and defenaes, are also valid against any holder of this contract. <br />The right o recover money from the holder under this provision In limited to the amount paid by the buyer <br />under A claim is a legally valid reason for suing the Seller. A defense is a legally valid reason for not paying <br />the Seiler. A holder is anyone trying to •collect for the purchase. <br />INSURANCE CANCELLATION: if i have requested insurance in this purchase. I may cancel such request for insurame for any reason within fifteen (15) days from the <br />[fate of this contract by notifying you or the holder of this comract in writing. l know that the cancellation of my coverage will be arranged with the insurance carriers) and <br />a ftdl refundof iry premium(s) together with applicable finance charge will be crafited to this con.. <br />PLEASE NOTE: If I have requested insurance in this purchase, I will receive within thirty (30) day s a certificate of insurance more fully describing the insurance coverage. <br />know that if there is any conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposed Insurance that I am covered only to <br />the extent stated in the fof lowing Notice of Proposed Insurance. l also know that I have insurance coverage only if I have been charged for it. <br />NOTICE OF PROPOSED INSURANCE <br />(take notice that either Credit Life orCredit Accident and Health insurance. or both, will he applicable to this Sales Contract on the reverse side only if I have chosen <br />it by signing the request for such insurance. This insurance will only cover the person signing the request at the cost for each type of insurance shown. Subject to <br />by the insurance company, the insurance will be effective as of today and will continue only for the number of months after the effective date equal to the of <br />monthly payments_ I understand that this particular insurance may not provide coverage for my tast few payments, and that during that period of time i will not have any <br />incidence coverage All benefits and proceeds of the insurance will be 'd to you o to a financial institution or a bank if it pL rhases the Saks Contract -toile extent of its <br />;aterests and any balance will be payable tonic. The initial amount of t�redit Life to is the amount required tore the Total of Payments: thereafter, the insurance <br />decreases b , the amount of each monthly payment on a scheduled 30 day, basis. If 1 am Leidy obligated on the Sales Contract with a Co- Buyer, and we. have both signed <br />the request io Credit Life insurance, death benefits will be payable only with resptc *. to thf, first one of us to die. Subject to exclusions, eliminations or wating period stated <br />in the insurance policy o certificate, Credit Accident and Health Insurance is for the benefit amount of I!3(hh of each month's payment for each day that 1 am [Dally disabled <br />due to an injury or sickness while 1 owe any payment to you: however. 1 understated that 1 have to be prevented from working die to such total disability for more than four- <br />teen f.14) consecutive days before the insurance benefit is paid track to the first day of m•; total disability. I also know that I cannot obtain any hnswranee from yore V I <br />am aver 65 years of age today. and f also know that the insurance coverage provided to the may con'Wn a maximum amount of coverage which will not pay in lone <br />canes, the emhse amoral that I owe yen. late to the maximum amount of coverage stated in die insurance pol icy. I know that any unpaid amount in excess of the trtsunrtce <br />coverage will still have to be paid. If the Saks Contract is prepaid in full prior to the last payment date, any unearned insurance premiums will be refunded to me in the man - <br />ner prescrtbed by law. Within thirty (30) days. I will receive the certificate of insurance more full describing my insurance coverage. If the insurance is not accepted by <br />the insurance company. l will receive a refurndof the insurance premiums 1 have paid. <br />BUYER: The [text two paragraphs contain warranties relative to this sale given by us to the f nanciat institution or bank in order for it to buy this contract. <br />SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES CONTRACT AND MORTGAGE <br />FOR VALUE RECEIVED, Seller herchy sells. assign rs s. conveys. transfe and de£ive:s <br />(Assignee) all of its rights, title and interest it and to the installment Sates Contract and ltongage: together with all hens existing to urs i kynie the � <br />encumbered hereby. Assignee is hereby substituted as Mortgagee under the %fortgage provisions of this contract. Seiler warrants and represents; (1) It has the right to make <br />this assignment: (21 All statements and figures in this contract and in the Buyer's statement are materially true and correct: (3) This contract arose from the bona tide sale <br />of the goads and services described herein: (4) The cash downpayment shown in this contract was actuaffv paid by Buyer and no part of said downpayment was leaned di- <br />reed o indirectly by Seller to Buyer, (5) Each Buyer is legally competent to contract: 16) This contract is itot and will not be subject to any claim. defense, demand or right <br />of offset; (7) The exxution of this contract and the underlying sales transaction giving rise thereto did not violate any federal or state law. directive, rule or regulation now <br />in effect: (9) In the event that this contract or the underlying sales trenswtion is subject to a right of rescission or cancellation by the Buyer. such rescission or cancella- <br />tion period has expired and neither the sate tax this contract has been cancelled or rescinded. THIS CONTRACT IS SOLD BY SELLER WITHOUT RECOURSE. <br />IN TESTIMONY WHEREOF, the undersigned is zed reprc tie of the Seller and has signed helow on behalf of the Seller on this <br />day of . 19-- <br />The foregoing instrument was acknowledged before me on <br />by the authorized agent of Seller who "r, <br />My commission expttes'. =_' =^ <br />IME ML lOTaat -list >< a.arsaaa <br />JES °_IE C C L <br />jell my C <br />oasin..>.p ,sc �.. <br />THE ETTER CORPO swan <br />By L .0� ----- - - -. -. <br />e__A_ � <br />t <br />
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