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ADDITIONAL TERMS 107239 PRF. PAS' NFNTA� MACCRUALOFTHEFINA�C :ECHAHf :f E, en lmlertftfiet! Srum_ Im. iwtutn' r* be+ kihalt3buatt :d!c+mtraetcumpusr +etbcltir nc'ehchage to prepay the whole amctuni owing u, sou in full at anc t lint or m part to + . t daily. I know° my finance charge wtl! br less if I make ar, early payrT emi+Hnd+jtt the e rrsr ++de if I fri cbrl loaner ChaTYC Tcttal of Fsevwent.. utdhetTo[ art Snk Price lare r+ti` chargr sill be teftected in me renal boil: l also know t4a the arise rots n 1 marts based on the assumptii,n that oat u ill re rise rxh of tttr payment. rtsctly dale: :mil I know that there w it l be no refund if 1 prepa. because th re is nothmc to rtfdnd if I am charged on a daily basis. if the lending insfituua or bank d<es niN compute the finance charge daily. and +f !prepay the whole amount m ore refund to re the untamed portoon of the finance charge linterest t by the accounting procedure known as the actuarial method: and the anaunt of my rebate u ill he figured on the sct+et -t dates ad amounts of my manthI paymusn and not on the actual dace. amp amounts cif the prepayments that !pay to you t know that refund of Iess than 51 .(My will riot be shade. IMPORTANT NOTICE ABOUT WARRANTIES: (a) We as SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA- BILITY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR- NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SELL - ER ON ITS OWN BEHALF (WHICH, IF MADE ACCOMPANIES THIS CONTRACT). 1b)I have read. indetaii. the sepa' ate' 10 -YEARI 01TEDWARRANTi� h+ch.ifnedc a ompamzsth _contract.hzsplams[thatan conditions pledwarranlywnich in which the manufactured products will be repa+redor replaced. I take of the lmutanons on the warranty . and t panicuiarty recognise that any Implied warranty which applies to the g s asts only as long as the warranty or cry tccconiracl rc? 1 have read. in detail. ttae separate I l it MD !\SrAI -LA TIO\ R ARR A \'I1 c 10 .:t made. acurmpa: cs :m, contract 1[ explains the conditions and cir- cumstances in which the installation of the sadin_ a -ill be redone. I take notice of the in.11-ati a. n•, the u -aeon_ and l lart—diarl recognize that any implied warranty which applies in the imtallation asts en y a: k ng as the warranty or,en ice contract SPECIAL - ORDER GOODS: I know that :.0 ha c measured ms h< ti c an in p- r .. o that a cant take the pnv_uc s. to tit ms panic u: r house. I take notice that the girds that ,-r mar ilactureo for nn spe, tiac house n- ++halo+ wdt na= t ;nc nth r h uv.. uto ender sat h edit. :. n. I kn +x that 1 cannw ancel this contract at any time goodthe atntx of rite gases, to me. by feu . in uhtch,ncanut After tttm lr at l + u•.c I know th t l has t <oha� u m ti gray oat m ud the a hurt owed. OBLIGATIONS PERTAINING TO PROPERTY MURANC F .%D MY REAL ESTATE: 1 1 t n c to keep my h' use in good repa'r ,mil to keep +t mused for at least gp�# of its replacement raise by bovine a fire and extended c , r ae msusancr ;x,hcy The +nsurarcc company must be approved by yens. and the piii -must base a txrtrficiary clause which says the you you direcltdei paid or amthess You +c an ch xr c to use thy: n i,urance pas merit , either T pay an% amounts I owe %ou or to trepa £my� house. ihor+mc the insurance company to pay . not I have the option of providing p roperur insurance u nh ur vau�r icnrenyfxnn ss�.rn. •++ t nrciu x it pai,ald rascamaJ rnsmznt yard i,Poc charge on rim +rea4 ester -ill a8ew, anyone else kr place an} lire on my reef estate due. 4. I pmmisc to ttmely make Al paymil house njr ful;tll loan, nhcru�o v .ta�t% t�s'r.. t eat t talc. ih -n'c ` � atnlLio it for met it you %antrthut soy d rim have to) ll you do written permission. 5 if i do not inure m- pay any of these obligations for me 1 acre. tt par sc.it back on ,;emand olu, mterest at the h: hest !au ful sa. tra.t rttc, if interest. Until 1 pay :oat hack• these amounts will hr added to ms debt m toy which!, cured by : n rcai _rate and h u. e 1 l.rvr•a that d •.ou dcc:dc to hu, m.urar..c .cr anc that �+ do not hey e to obtain any honea,wnes orliability inatirancc SALE OF DIY HOUSE: I prnmase not to sef!. lease or ane:m hau+c ;++ an'.+nc Imo: I ha =c n :;i� tcnaui ❑oo relit to s rm DEFAULT: I will be in default under this contract if: 1. 1 don't make a payment when due. or ?. I break any promise 1 made to you in this contract: or 3. Something else happens which causes you to believe in goad faith that I do not intend to pay you as ommise;L or 4. 1 default art any obligations for which 1 am using my home as coi lateral : or 5. Something happens to my house which threatens yaur rights. if arty, in it. I£ I AM IN DEFAULT: I understand that you have the right to f -inclose the Mortgage i have given to you and have my house sold to repay any amounts i owe you if I am in default under this contract. Before my louse is solo, you wilt do everything that the law requires. If you hire an attorney to assist you to sell my house. or, sue me. or, to protect 5ow rights. l agree to pay you for vote reasonable attaneeys fees and for other related expenses such as court costs, title searches and money _ expended to Protect my titnisC. if you ate allowed to collect such amounts by law. OTHER RIGHTS: Wt can choose tea to enforce any of the rights order this rnntract as often as we want without losing them. Or. we can delay enforcing any of the rights without losing them. We can alsouse any rights now or in the future given to us by law. DELAYS- I know that you will use your best efforts to install the products I am purchasing on my house. but I also understand that in some situations you may encounter ter delays that are causal by strikes, weather conditions, delays you have in obtaining materials. or for other reasons that are beyond your control. I tuukrstand Ilia[ you oil! root be liable far such delays - ARB[FRATION: If 1 have a dispute or claim with you concerning the quantity, quality or performance of the products. I understated that my dispute may be submined to and wnW according to the mediation- arbitration program that may have developed in my comnurnity. i also know that any decision made by an arbitratoiis) would be ca- tered in the court having jurisdiction over me and you. SALVAGE VALI E: I know that the u- indnw,. u<xid`oe+:, stdme. back and other m ale ra!s that have to be removed hs you for this amtailatton have NO savage value. When you re move them. you can hate them for whatever purpose tau w ant d that in sprciai situations that your Regional Office tr SPECIAL SITUATIONS: Dice to the unique Ms of some of the products that you sell• I understanay have to review trod accept this contract - I also understand that this sale occur m Any- home and that you and I may not have had all the correct information important to this transaction at otrf ingertips.l give you mg consent to correct any obvitusecrors that may have occurred when the blanks in this contract were completed. INV ALID PROYLRIONS: If anv provision of this contract violaws the htvv and unenforceable, the rest of the Contract will be valid. If any part of this obatract paytreantof more interest than the taw permits, then you will only have ft right tocollect from me the amount of interest which the law allows you to collect. COMPLETIVNESSOF THIS CONTRACT: This contract can only be changed if both you and 1 agree in writing.