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200708774 owned by such Owner. Any lien created in favor of Declarant pursuant to this Section 9 shall be subordinate to the lien of any mortgage or deed of trust recorded prior to the Lien Notice, but shall be senior to any homestead exemption as now or hereafter may be provided by Nebraska law, and this clause shall constitute a waiver of such homestead. Any lien created in favor of Declarant pursuant to this Section 9 may be enforced by the foreclosure of the lien encumbering the real property, including the Improvements on the real property, in like manner as a mortgage on real property is foreclosed under the laws of the State of Nebraska. In any such foreclosure action, the breaching or defaulting Owner shall be required to pay Declarant an administrative fee of$75.00. Every Owner accepting a deed to a Lot acknowledges and agrees that the costs and damages that will be incurred by Declarant in connection with Declarant's remedy of an Owner's breach will be difficult if not impossible to ascertain, and agrees that such fee is a reasonable estimate of such costs and damages. In addition to such administrative fee, a defaulting Owner shall also be required to pay all costs, expenses and reasonable attorneys' fees incurred by Declarant in connection with the filing and releasing of the Lien Notice and in connection with the foreclosure, and such amounts shall be secured by the lien evidenced by the Lien Notice. Declarant shall have the right and power to bid on the real property, including the Improvements, being foreclosed upon. The indebtedness referenced in the Lien Notice also shall be the personal and individual debt of the breaching or defaulting Owner, and suit to recover a money judgment may be maintained without foreclosing or waiving any lien securing the same. Section 10. Power to Adoot Rules and Regulations. The Association may adopt, amend, repeal and enforce such Rules and Regulations as may be deemed necessary or desirable with respect to the interpretation and implementation of this Declaration, the operation of the Association, and the use of any of the Property, including Lots. Any such Rules and Regulations shall be reasonably and uniformly applied. Rules and Regulations shall be effective only upon adoption by resolution of the Board of Directors. Written notice of the adoption, amendment or repeal of any Rule or Regulation shall be posted at the Association office, and copies of the effective Rules and Regulations shall be made available to each Owner upon request and payment of the copying cost. Each Owner shall comply with such Rules and Regulations. Rules and Regulations shall have the same force and effect as if they were set forth in and were part of this Declaration. In the event of conflict between the Rules and Regulations and the provisions of this Declaration, the provisions of this Declaration shall prevail. Section 11. Power to Enforce Rules and Regulations. The Association shall have the power to enforce the provisions of this Declaration and of the Rules and Regulations, and shall take such action as the Board deems necessary or desirable to cause compliance by each Owner. ARTICLE IV ARCHITECTURAL STANDARDS Section 1. Home Size. Homes shall contain a minimum square footage, exclusive of garages, porches, terraces or other accessory structures, of 950 square feet of fully enclosed living area. Homes shall consist of a minimum oftwo (2) factory-built sections. Section 2. Roof Pitch. The roof pitch for homes shall be at least a 6/12 pitch. Section 3. Roofmg Material. The roof material shall be of composition asphalt shingles or other material approved by the ACC. The roof shall be of a color to complement the home as determined by the ACC. Section 4. Home Siding.. The siding of the home and garage or carport shall be of hardboard, vinyl or other material approved by the ACe. Lap sidings shall have a maximum exposure of 8 inches oflap. Section 5. Foundation Fascia. The foundation fascia between the bottom of the home and the ground shall be of similar color or material as the home siding or another material approved by the ACC. The home shall be set at grade, and the Lot shall be backfilled against the home as close to the bottom of the home as is allowed by applicable FHA or V A regulations so that as little foundation as possible is visible; provided, however, that the foundation may remain visible on one end of the home to the extent necessary to provide access to utilities under the home. Access to utilities under the home shall be screened by landscaping to be as unobtrusive as possible, and shall be as far from the street as reasonably possible. Any door or other access to the utilities under the home shall remain closed and secured when not in use.