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<br />200702631 <br /> <br />lDan #: 87940 <br /> <br />BALLOON RIDER <br />SECOND MORTGAGE <br /> <br />This Balloon Rider is made this 30th day of March, 2007 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of <br />Trust or Security Deed (the "Security Instrument") ofthe same date given by the undersigned (the <br />"Borrower") to secure Borrower's Note (the "Note") to COI.ORADJ FEDERAL SAVIN3S <br />BANK <br /> <br />(the "Lender") <br />of the same date and covering the property described in the Security Instrument and located at <br />817 E. 7th Street, Gr.and Island, NE 68801 <br /> <br />(the "Property"). <br /> <br />Additional Covenants. Notwithstanding anything to the contrary set forth in the Note or <br />Security Instrument. Borrower and Lender further covenant and agree as follows: <br /> <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. YOU MUST REPAY THE <br />ENTIRE PRINCIPAL BALANCE OF THE LOAN AND UNPAID INTEREST THEN <br />DUE. LENDER IS UNDER NO OBLIGATION TO REFINANCE THE LOAN AT THAT <br />TIME. YOU WILL, THEREFORE, BE REQUIRED TO MAKE PAYMENT OUT OF <br />OTHER ASSETS THAT YOU MAY OWN, OR YOU WILL HAVE TO FIND A LENDER, <br />WIDCH MAY BE THE LENDER YOU HAVE THIS LOAN WITH, WILLING TO LEND <br />YOU THE MONEY. IF YOU REFINANCE THIS WAN AT MATURITY, YOU MAY <br />HAVE TO PAY SOME OR ALL OF THE CLOSING COSTS NORMALLY <br />ASSOCIATED WITH A NEW WAN EVEN IF YOU OBTAIN REFINANCING FROM <br />THE SAME LENDER. <br /> <br />Form 631 <br /> <br />Page 1 of2 <br /> <br />3/1/01 <br /> <br />PB693-1.1201 <br /> <br />CL <br />