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, . ADDITIONAL TERMS 88- 106089 " PRCfi~~Nit A~CRUAL OFTHE FINANCE CHARGE: Even though Illn nnl have In puy I1lnrc Ihan Ihe regular scheduled monlhly paymem. 1 huv~ the right to p'n!p'u\'lhc: whole amounl owing to &ou in full ut un)' time or in purl from lime 10 time. Iflhe lending institution or bank lhul hu)'~ myconlrucl compules Ih~Tnunce charge ~h~lie' ;nr~e ~fl~~~~cfn c~~~~~i~li11f tl~f:~tln~~,kI1~~t~:r~rn~~~c~~~~~d ~~ ~~~I ~~~:~:~rJ~ }Jruih~llFi~~~~~och~~g~:To',~i~f'fru~~~~~:.7;:3~h~tT'gt~\ ~uhtp';i~~1 ~~~~~i: male'" bmoed on the U511umption thut you will receive each orllle paymenls eXllctly on it:!. due dule: and I know that there will be no refund if I pre~y because Ihere is nothing 10 refund if I urn charged on u dui~ basis. Iflhe lending institution or bank does not compute the financc churpe dail):', tlnd if I prepay the whole amount. you will refund ~~~~~~:d ud~~::~~~~~~f ~F~;n~~~~h~~lt~~;~~~~~~~' ~~I ~; tht':~~~I~I~~~c::d~:~~n~n ofsl~~e;~~u::~~~~~~~i ~~~ ~~CY~~~lk~~~ ":~a~:~ru~~to~i~~~~h~~ ~1 ~Sg will nol be made. IMl'ORTANT NOTICE ABOUT WARRANTIES: (a) We as SELLER HEREBV DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA- BILITY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR- NISHES, BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SELL- ER ON ITS OWN BEHALF (WHICH, IF MADE,ACCOMPANIES THIS CONTRACT). (bll huv, "ead, in detail. the :sep'llrule "IO.YEAR LIMITED WARRANT"" which. iftnllde. llccumpanic!> Ihi!> cnntrolct. It cxplidnslhecondilionsandclrcumslances in which the manufaclured producIs Will be repaired or replaced. I luke noliceorlhe limitatiOn!> nn Ihe warrolnly. and I particularly recognize that any implied warranty which applies 10 the gOODS la!ol!o onl}'us long liS the wummty or seo'ice r.::nntmct. (c) I huve read, in deluil. the sepamtc "LIMITED INSTALLATION WARRANTY" which. if mude. accompanies Ihi!<o ronlmcl. It explains Ihe conditions and cir- cum!<olunces in which the in!ltullalion of the siding will be redone. 1 tuke notice of the limitatinn!>on lhe warranl)". :,lnd I panicularly recognize Ihat any implied warranty which applies tUlhe installation Im.L" onl)' us lonp us the warrolnty or !lervice contmct. SPECIAL.ORDER GOODS: I know Ihat you have meu!iured m)o' house and it!. opening!> !Ill Ihal you cun make the pmducb to fit my panicularhouse. I take notice thallhe pnods Ihul are manufactured for my specific house pmbably will noll1t any other hou!lc,s. and under !>uL'h condiliom. I know that I cannol cancel this contract at any lime aflcrlheperiodoflime given 10 me. b}'law. inwhich IOC"olncel. Aflerlhullegal period ufume.1 know thull hu\'ctheobligution to pay}'OU in rulltheamounl owed. ~T~~~~~I~~~ :~I~~~l~~:~~u~~yt~~:gE:l: ~~S~~:J:~~o~::aD e~~u~';~p~~~~~~ i~'!I~r;;c~i~~~~~~e.r~~t~~u:e ~~~b~f~~,~~~ W;:~fi~i~~~:~~ a beneficiary clause which says that you are to be paid if there is a loss. ~e inllur.mce company mU!>I'agree that it wi~ nUl cancer m}' policy without first telling )/ou. I au- lhorizethe insurance com~nv to pay }'ou direclly for_an~ 105.... You can chon'oC to use Ihis insunmce pa)'ment In eilher repal any amounlS 1 owe you or to,repairm{. house. ~~~~ a~;~~icl~iJ'~:~ ~;~~k~~~ ~~U~~{:S~~~lh~~f~,~~irn~~~~,~y;~~~iJn~ 3~r~~'~~:~~;n~:r t~~~~~~~..~~snr:~~ f~~:~th:r c2hal~~0~ri,~i~r:~at~i~h:~ ~uJn:~ ~~r~~~~~~ 11.if~Yd~~~~ i~~9ril:;~~~s~ ~l~lW'J ~~.nl~lh~~~b~ blti~J~ ~a~~~:1 ~ll~~~.~~~~~~~~ld:il: f~: ~~tif~~:~~~~ ~b~~~~ed~~ ~;: t:;~~f~~~od~ pay any oflhe~e obligations for me. I agree to pay yuu back on demund pYus interest al the higheslluwful contnlC! rale of interest. Until I pay you buck. these amounts wilt be added to m)' debl to you .....hich is !lecured by my real eslate LInd hou!oe. I know that ifynu decide tn bu)' in!oumnce forme that you do nol ha\/e to obtain any homeowner or liability insumnce. SALE OF MY HOUSE: I promise nOllO sell. lease or g.ive my hou!<oe 10 an~'one until I have full)' ref'lJid m)' deb! to you. DEFAULT: I will be indcfaultundcrthiscontracl if: 1. I don'tmakeapaymentwhenduc; or 2. I break any promise: I made 10 you in this contracl;or 3. Something else happens wbichcauses you to believe in good faith that I do not intend to pay you as promised; or 4. 1 dcfaultonany obligations for which I am using my home ascollareral; or S. Something happenstomy house whichthrea1ensyourrights. ifany. in it. IFI AM IN DEFAULT: I understand that you have the right to f:m:c1ose the Mortgage I have given to you and have my house sold to repay any amounts I owe you if1 am in default underthis contraCL Before my house is sold, you will do everything that the law requires. If you hire an attorney to assist you to 5C1~ hquse. or. to sue me, :~= fi::e~fI'~'u 1~:lJrn >:O~I~~ iuO:h =~:~ ~eys' fees and for other related expenses such as court costs, title searches money you expended OllIERRlGHTS: We can choose nollOenfon:c any afthe rights under this contraCt as often as we want without losing them. Or. we can dctay enforcing any of the rights without losing them. We can alsouscanyrighlsnow orin the future given to us by law. ~~~~::'c::rb~o:~~~~:===.~r:~~~=r;~~i~~~~~~no~k~~ilis::~:oth:=~~~~~n:~tr~~c::.~t6.~ not be liable forsw:h delays. ~~~~;~~~:~~n~\~:~~=tb:;n~~~~:v~~~'fo~~1~%~==~~~=::~:=:=~~:5~~~:r:=g:~ tcred to thecourt havmgJunsdiClJOD overme and you. SALVAGE VALUE: I know Ihatlhe windows. woodwork.. siding.. hrick and olher maleriuls Ihut have UI be removed by you for Ihis installalion have NO salvage value. When you remove them, you can have Ihem forwhll.leverpurpo!>e you want. SPECIAL Sl111ATIONS: Due to the uniqueness of some of the ,products thai you sell. I undctstand that in ~iaJ situations that :yourReponal Office may have to revicw ~=~,m~o~~c,:=::~~th::::v==:~=~;ed~~~:g:bl~ha~~~~~=o:=~on impmUntto tbistransaction ....... ~. .... _nU'r""n..'~, U" __h _.:_:..... _~.,,:~ .......'___1 ~..nl..t,.1; th. !P-\\1 anrt i,. lI~nforceable. lhe rest of the contract will be valid. If any part o~)hi5 contracl requires 3 z Tl ~ " :! ~