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<br />Home Equity Line of <br />Credit Rider <br /> <br />"BANKS <br />.. <br /> <br />88- 104588 <br /> <br /> <br />(Open end credit with 0 fixed raro'\Q vBflable rale mterest) <br /> <br />This Home Equity Lme of Credit Rider IS dated .--l)~ '1.: ,"':.' _ ..._______.___ and IS an amendment to the Mortgage or Deed of Trusrr"Mortgage") <br />of the same dale given by the undersigned (~Bo"owe("J to securB Borrowor's Homo Equity Line of Credit Agreement with <br />~[li.II!' "[fIR,',;!;,^" U:,TIOt';'Uc'~llr:'!:I'I-'-------- ("Lende,") <br />of the same date coverIng the property described In the Mortgage and located at: <br /> <br />j,.~;';;.miw:;OF II ___________________....l-ffrJto--l~I'1 <br /> <br />fn addition to tho covenants and agreements made In the Mortgage, Borrower and Lendor flJrthor covenant and agroe as follows: <br /> <br />The word -Nore" as used In 'he Mortgage and th,s RIde!. rofers to the Horne EqUIty L/fIO 0' Crad" Agreement. <br /> <br />The Note eVIdences afl open end rruo/wng line of credit agreement betwoefl Borrower iJnd Lender The amounr stated in the Mortgage as <br />the prmclpal sum 01 tho mdebtodness IS the credit limIt for tho Ime or credll AI/advances mado at any "me by Lender m accordance with <br />rhe terms of the Note. and allmterost .Jf1 Om advances. shall be sucured by rho Mortgago However, at no time shall tr.a prinCipal amount of <br />the mdebredne$S secured by the Mortgage. f10t mc/udmg sums ddvancod m accordanco with rhe morrgage to protect tho socurily of the <br />Mortgage. a.ceed rhe statfld credIt lImIt lor tho Ime 01 credIt <br /> <br />3 Tho Note prOVIdes for <br />o a fa.ed rate 01 mtmest o.prossed as a dally pmlodlc r,lte 01 U:" raW Tflls corresponds to an annual percentage rate ot ___~o;ll. <br />,0 a vaffiJbfe rale 01 mterost oxpressea 11S 01 (J,1I1v periodiC '.110 OqlJilllO , 365 of !In annual rare of ~~_% over tho "'ndox Rate. M The <br />dallv pOt/odiC rafO may Increase If 'q-H- ""'""t--t..,.:,.-f ';'I-f-~4-':"~- <br /> <br />11!.:": ~l\rL' . :.;r,'t[Ll'JI:r, _~~f.,+ft:.~.+--.....~.~...-,--....j#.~-,4.-t+yrtll;i#T :., ~t. "'.:lJ:J~I,=P rq "H~' ITir'[t'1 1.)")) <br /> <br />(tile p/ndoJf Rimn IfICfeasas The IfIllliJl 11d//Y (xU/odIC rdto IS......,..,. ~~. ThIS corroslJQnds to an annual percentage rate ot __o._~..~/'Il <br />Tho annual percontage roto WIll novor bu mOlo tha" t '""". ~;t~ l,l'i\ Tho dally poflodlc rato Will be adlusted on the last business day 01 every <br />month, usmg the Indox RalO In olloct tf1(1t day An InCffUl.'m IfJ Om dally pot/odIC ratD may mCfoaso the monthly payment due. <br /> <br />A ;; <br />-::J::::..1 . ~.(2.-T~. { . <br />ao.-tr,..."gN' <br /> <br />"...~~.-....dI___ JlJ )(-,3././o~ <br /> <br />I <br /> <br />WS~ll.flol.Ilil ,fU 0. "UOU,,'!f> m. tt..,.-'S....' <br />