<br />88-104588
<br />NON. UNIFORM COVENANTS, Borrower and Lender funher coYenant and agrcc a, follows:
<br />19. ACetOleratinn; Remedies. Lender ahaJl Rife notice to Borrower prlnr to acceleration fnllowlng Borrower's
<br />hreacl1 of any eo.enant or agreemeDt In this Securily Instrumenl (bul nol prior 10 acceleration under paragraphs 13 ond 17
<br />unless applicable law proYldes otherwise'. The notice ahallapeclfy: Ca) lhe defauil; (bl Ihe action required 10 oure the
<br />defaull; (el. date, not less tbu 30 days from tbe date the notlcela gl.en to Borrower, by which the default must be cured;
<br />and (dl tbat lallure to cure tbe delauil on or before tbe date specllled In Ihe notice may resuilln acceleration of the sums
<br />secured by this Securlly Instrument and sale of Ihe Properly. The notice shall furtber inform Borrower of the right to
<br />reinstate after accelel'3tlon and tbe right to bring a courl acUon 10 assert the non-existence of a defaull or any olher
<br />defense olBorrower to acceleration and sale. If Ihe default is not cured on or before Ihe dale specified in Ihe nOlice, Lender
<br />at its option may require immediate paymenl in lull of all sums secured by this Secyrily Instrument without further
<br />demand aod may in,oke the power 01 sale and any other remedies permitted by applicable law. Lender shall be entilled 10
<br />collect all expenses incurred In pursuing lbe remedies provided In Ihls paragraph 19, Including, but nol limlled to,
<br />reasonable altomeys' lees and costs of tille e,ldence.
<br />If Ihe power of sale is invoked, Trustee shall record a notice of defaull In each county in which any parI of the
<br />Property is located and shall mall copies nf such notice In Ihe manner prescribed by applicable law 10 Borrower and to Ihe
<br />olher persons prescribed by applicable law. Arter the lime required by applicable law, Tru,tee shall give public notice nf
<br />sale to Ihe persons and In the manner prescribed by applicable law. Truslee, wilhout demand on Borrower, shall sellth.
<br />Property al public auction to the blghesl bidder at the Ume and place and under Ihe terms desll!l1ated In Ihe notice of sale in
<br />one or more parcels ud in any order Truslce determines. Trustee may postpone sale of all or any pareel of Ihe Properly by
<br />public announcement at the time and place of any previously scheduled sale. Lender or its desiRnec may purchase the
<br />Property at yny sale.
<br />Upon receipt of pa)'menl of lhe price bid, Trustee shall deli.er 10 the purcha,er Truslee', deed conve)'lng the
<br />Properly. The recilaJs in the Truslec', deed shall be prima facie e.ldence of Ihe lrulh of the stalements made lhereln.
<br />Tru,lee shall apply Ihe proceeds of Ihe sale in Ihe followiog order: (allo all cxpenscs of Ihe sale, Including, bul nOllimited
<br />to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees: (b) to all sums secured by this Security
<br />Instrument; and (el any e:u::ess to tbe person or persons leplly entitled to it.
<br />20. Lender in Possession. Upnn acceleration under paragraph lQ or abandonmeTlI of Ihe Property, Lender (in
<br />person, by agent or by JudiCially appomted receiver) shall be cntitled to entcr upon. take possl'ssion of and manage the
<br />Property and to collect the rents of the Property including those pas I due. Any rents collected hy Lender or the receiver
<br />shall be applied first to payment of the costs of management of the Pfl1~rty and col:eCllon of rents. incJudmg, but nol
<br />Iimlled to, receiver's fees, premiums on receiver's bonds and reasonahlc attorneys' fees, and thcn to the sums secured by
<br />thiS SCCUnlY Instrumcnt.
<br />21. Reconveyance. Upon payment of all sums secured by thiS Secunty In!otrumenl, Lender shall request Trustee to
<br />reconvey the Property and shall surrender Ihls Secunt}' Instrument and all nore" e\'idL'ncing deht secured by this Security
<br />Instrument to Trustee. Tru!ttee shall 'reconvey the Property WIlhout warranly and WlIl10ut dlnrge 10 the person or persons
<br />legally entitled 10 it. Such person or persons shaJl pay any recordation cost"
<br />22. Substitute Trustee. Lender, at its option, may from time 10 lime remove Trustee and uppoint a successor trustee
<br />10 any Trustee appointed hereunder by an instrumenl recorded In the cuunty IT1 whu:h thi~ Security Instrument IS recorded.
<br />Witham conveyance of the Property,the successor trustee shall succeed to nil the.wle. power and dUlles conferred upon
<br />Trustee herein and by applicable law,
<br />23. Request for Notices. Horrower requests thal COplO of the nnllce..... of default and ~alc he \enl to Borrower's
<br />address which IS the Property Addr",,",
<br />24, Riders to this Security Instrument. If one or more nders are execulro by Borrower and recurded logether with
<br />this Security Instrument, the covenanL'o and agreements of each such nder "hall he incorporated UHO and 'ihull aml'nd and
<br />supplement the covenants and agreements of this Security In!ltrunu:nt a~ If the nder(s) were a part of this Securily
<br />Instrumcnl, [Cheek applicable box(os)J
<br />I!!J Adju'lable Rate Rider L~ Condomimum Rldcr 2-4 Family Rider
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<br />o Graduated Payment Rider 0 Planned Unit Devclopment R,der
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<br />IKi1: Other(s) ['pecifyJ ACKNOWLEDGEMENT OF POWER OF SALE
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<br />BY SIGNING BELO\\'. Borrower accepts and agrees to the terms and co...enants contained In lhl~ Sl.'(.'Uflly
<br />Instrumenl and in any rider(s) executed by Borrower and recorded with It.
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<br />(Spate Be5o. This Une Far Acknowledsmenl]
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<br />n... roregoing In.,mmenl was acknowledged berore me this. . .. ~ ~ .~~ . ,D~ Y, ,~F, ,~U~US! , ~ ,~~8, , , , , . , . . . . .. .... .... ..
<br />by .VI..RG~;l..f;.dIJlW.~...r~....~ LINDA M. BERNEY, HUSBAND AND wlFIf~a~k J IN
<br />OF SURVIVORSHIP AND NOT AS. 'T.~,;m'~;~i".'''''''''.'''..'' ~...T. :r.~f:l~T?..I:!.~~ RIGHT
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<br />This imaulnent WoU prepared by _ . , . . . , , . . . . , . , . . . . , . . . . . . . . . . .
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