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88� 10375 i <br />In the event that this Note is placed in the hands of an attorney for <br />collection, or in the event that this Note is collected in whole or in part <br />through legal proceedings of any nature, then and in any such case, to the <br />extent permitted by applicable law, there shall be added to the unpaid <br />principal balance hereof all reasonable costs of collections, including but <br />not limited to reasonable attorneys' fees. <br />15. HEADINGS <br />Headings used in this Note are used for reference purposes only and do not <br />constitute substantive matter to be considered in construing the terms of this <br />Note. <br />16. TRANSFiM OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br />If all or any part of the Property or any interest in It is sold or <br />transferred (or if a beneficial interest in Borrower is sold or transferred <br />and Borrower is not a natural person) Lender will require immediate payment in <br />full of all soma secured by the Security Instrument. However, this option <br />shall not be exercised by Lender if exercise is prohibited by federal law as <br />of the date of the Security Instrument. <br />If Lamer exercises the option to require immediate payment in full under <br />the preceding paragraph, Lender shall give Borrower notice of acceleration. <br />The notice shall provide a period of not less than 30 days from the date the <br />notice is delivered or smiled within which Borrower must pay all sums secured <br />by the Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period. Lender may invoke any remedies permitted by the <br />Security Instrument without further notice or demand on Borrower. <br />B. Supplemental Note. <br />The principal amount of the Note as modified and restated hereby <br />represents the outstanding principal amount of the Note prior to the execution <br />and delivery of this Agreement less U.S. $12,225.57. The amount by which the <br />original principal sum was reduced is now evidenced by another note (the <br />'Supplemental Note ") which is secured by a Supplemental Mortgage. The <br />principal amount of the Supplemental Note also includes the modification costs <br />described in Paragraph D below. <br />C. Security Instrument. <br />The Security Instrument is revised to reflect the changes in the principal <br />sum secured thereby and the maturity date of the Note. The Security <br />Instrument does not secure repayment of the Supplemental Note. An Adjustable <br />Rate Rider (the "Rider ") is attached to this Agreement as Exhibit "A ". The <br />Security Instrument is amended so that the Rider attached hereto shall be <br />deemed to be attached to the Security Instrument and the Rider supersedes and <br />replaces entirely the adjustable rate rider or graduated payment rider, if <br />any, attached to the Security Instrument. <br />D. Cost of Modifications. <br />To the extent permitted by applicable law, the Borrower agrees to pay all <br />costs and expenses incurred in connection with the execution, delivery and <br />performance of this Agreement, including, without limitation, all recording <br />costs, title insurance premiums and endorsements, mortgage taxes, the fees and <br />expenses of counsel for the Lander, Brokers Opinion of Value, Administrative <br />Fee, Negative Escrow, Bring Escrow Current. <br />Borrower has elected to pay these costs and expenses as follows: <br />by including $1,125.48 in the principal amount of the Supplemental Note <br />E. Binding Effect. <br />This Agreement shall be binding upon and inure to the benefit of the <br />parties hsrsto, their heirs, legal representatives, successors and assigns. <br />F. Applicable Law. <br />This Agreement and the rights and duties of the parties hereunder shall be <br />governed by and construed in accordance with the laws of the State of Nebraska <br />and the laws of the United States of America applicable to agreements made and <br />to be entirely performed within such State. <br />C. Effect of Modification <br />