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<br />200700671 <br /> <br />cmlbankqn <br /> <br />3. SECURITY INSTRUMENT. Lender and Borrower agree that the Security Instrument descrihed above <br />will continue to secure all obligations to Lender under the Note as modified by this Agreement. Nothing in <br />this Agreement will affect or impair Lender's security interest in, or lien priority on, the property described <br />in the Security Instrument, and/or be construed to be a novation, satisfaction or a partial or total release of <br />the Note or Security Instrument. <br /> <br />4. COMPLETE TRANSACTION. Except as expressly modified by this Agreement, all terms ofthe Note <br />and Security Instrument remain in full force and effect. By signing below, Lender and Borrower <br />acknowledge there are no additional terms or agreements between them, oral or written. <br /> <br />5. NON- WAIVER. This Agreement does not constitute a limitation or waiver of Lender's rights to prohibit, <br />or restrict, any future modifications requested by Borrower or to enforce any rights or remedies contained <br />in the Note or Security Instrument. <br /> <br />6. OTHER TERMS. Ifany terms ofthis Agreement are deemed invalid or unenforceable, or otherwise <br />affect a lien priority of the Security Instrument, this Agreement shall immediately terminate and the <br />original terms of the Note and Security Instrument shall apply. <br /> <br />NBS-II-MOD-OOO-NE <br />STAINBROOK <br /> <br />2 of'S <br /> <br />Revised 09/27/2006 <br />ACAPS: 106110619267000 <br />