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:1:::J 10 t ~i ~ m "TI r......, \.J"I c: % ~ o (/) c:;> Q~ Z ~:" -.;J O~ C ~- c:::l:>- ~ ;lJ ~' =0 z-l -1m N ~(I) rr; ::, Z -<0 ~a- s ",,% G") r- S <=> "'~ N 0"" -...J ..,., to """z ~I s 0 r :::em S rn -0 ::> 0) (J) -...J rTJ ::3 r ;0 0 r l> -" (FJ (/) ......... N ;;>0:: )> .....r:. """,--","",-,", N (p .......2 (f) 0 "i,,-'> ~'" ~ 200700671 cmbankOO Nationwide Southpointe Plaza II 380 Southpointe Blvd Suite 300 Canonsburg, Pa 15317 (800)920-0050 dO{~6-- 3 1,f3 Prepared by: Citibank I Umesha Sharma 11800 Spectrum Center Dr. Reston, Va 22090 NOTE AND MORTGAGE MODIFICATION AGREEMENT Citibank Loan #106110619267000 [PROPERTY DESCRIPTION - SEE ATTACHED RIDER AI THIS AGREEMENT is made and entered into this 11/21/2006, by and between Citibank, N,A" whose place of business is 3900 Paradise Road, Suite 127, Las Vegas, NV 89109 (the "Lender"), and JO ANN STAINBROOK. A SINGLE PERSON(collectively referred to herein as "Borrower"). The "Property" means the real estate located at 3203 WESTSIDE ST. GRAND ISLAND. NE 68803-0000. is WHEREAS, Borrower obtained a home equity line of credit from Lender, on 06/28/05, which line of <.) 5 05~ 5 credit is evidenced by a Home Equity Line of Credit Agreement and Disclosure (referred to herein as the "Note") a 0 and secured by a Security Instrument ("Security Instrument") in the form of a mortgage or deed of trust recorded as 92.& f;.a~vfthe Official Records of HALL county (or if secured by a co-op, a security interest in the stock ownership of , the co-op). The original Security Instrument was in the principal amount of $30.000.00; and NEW SECURED LOAN AMOUNT - $25.000.00 and WHEREAS, all terms used herein and not otherwise defined shall have the meaning set forth in the Note; WHEREAS, Borrower has requested that the Credit Limit set forth in the Note be increased, and Lendcr is willing to allow the Credit Limit to be so increased. NOW. THEREFORE. in consideration ofthe mutual promises contained herein, Lender and Borrower agree as follows: 1. CREDIT LIMIT INCREASE. Borrower and Lender hereby agree to increase the Credit Limit set forth in the Note to $55.000.00 and to modifY the Security Instrument so that the principal amount secured by the Security Instrument is $55.000.00. 2. NO OTHER MODI FICA TION. Except as otherwise set forth hcrein, all other terms and conditions of the Note and Security Instrument shall remain unchanged and in full force and effect. NBS-H-MOD-OOO-NE STAINBROOK 10f5 Revised 09/27/2006 ACAI'S ]06110619267000 G5s'3> 4~