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<br />200610586 <br /> <br />1-4 FAMILY RIDER <br /> <br />(Assignment of Rents) <br /> <br />THIS 1-4 FAMILY RIDER is made this 27th day of November 2006 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Instrument") of the same date given by the lUldersigned (the "Borrower") to <br />secure Borrower's Note to <br />FIRST NLC FINANCIAL SERVICES, LLC <br /> <br />(the "Lender") of the same date and covering the Property described in the Security Instrument and located at: <br />1110 N PINE STREET <br />GRAND ISLAND, NE 68801 <br /> <br />[property Address] <br /> <br />1-4 FAMll..Y COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In <br />addition to the Property described in Security Instrument, the following items now or hereafter <br />attached to the Property to the extent they are fixtures arc added to the Property description, and <br />shall also constitute the Property covered by the Security Instrument: building materials, <br />appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or <br />intended to be used in connection with the Property, including, but not limited to, those for the <br />purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light, fire <br />prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath <br />tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, <br />washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, curtains and <br />curtain rods, attached mirrors, cabinets, paneling and attached floor coverings, all of which, <br />including replacements and additions thereto, shall be deemed to be and remain a part of the <br />Property covered by the Security Instrument. All of the foregoing together with the Property <br />described in the Security Instrument (or the leasehold estate if the Security Instrument is on a <br />leasehold) are referred to in this 1-4 Family Rider and the Security Instrument as the "Property." <br />B. USE OF PROPERTY; COMPLIANCE WITII LAW. Borrower shall not seek, agree <br />to or make a change in the use of the Property or its zoning classification, unless Lender has <br />agreed in writing to the change. Borrower shall comply with all laws, ordinances, regulations and <br />requirements of any governmental body applicable to the Property. <br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow <br />any lien inferior to the Security Instrument to be perfected against the Property without Lender's <br />prior written permission. <br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in <br />addition to the other hazard__ for which insurance is required by Section 5. <br />E. "BORROWER'S RIGHT TO REINSTATE" DELETED. Section 19 is deleted. <br />F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in <br />writing, Section 6 concerning Borrower's occupancy of the Property is deleted. <br />G. ASSIGNMENT OF LEASES. Upon Lender's request after default, Borrower shall <br />assign to Lender all leases of the Property and all security deposits made in connection with leases <br /> <br />Mm, TISTA TE 1.4 FAMILY RIDER-Fannie MaelFreddie Mae UNIFORM INSTRUMENT <br /> <br />Form 31'10 1101 <br /> <br />ITEM 1790L 1 (0011) <br /> <br />(Page 1 of J pages) <br /> <br />GREATLAND. <br />To Ord.re.lI: 1-800-530-9393 OF.x; 616-791-1131 <br /> <br />100195910003015263 <br /> <br />~ <br />a <br />