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<br />200610586 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the tenns and covenants contained in page..,> ] <br />through 3 of this Adjustable Rate Rider. <br /> <br />r:Mdd(lrld~~':!2 <br /> <br />100195910003015263 <br /> <br />(Seal) <br />-Borrower <br /> <br />~ <br />KED . AN;~ ~TH~;H <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Page 3 of 3 pages) <br /> <br />FNLC Form 33029L3 (04052005) <br />