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<br />200610018 <br /> <br />Floor Rate Rider <br />(Attach one copy to the Mortgage) <br /> <br />Loan # 000029885 <br /> <br />This adjustable rate rider is made on 10/14/2006 , and is incorporated into and made a part and shall <br />be deemed to amend and supplement the Adjustable Rate Note made by the undersigned borrower(s) in <br />favor of The Lending Group, Inc. (the Lender) and dated as of even date herewith (the Note). <br /> <br />ADDITIONAL COVENANTS: In addition to the covenants and agreements in the Note and in the <br />Security Agreeinent, Borrower and Lender further covenant and agree as follows: <br /> <br />FOR VALUE RECEIVED, the undersigned (Borrower(s) agree(s) that the following provisions shall be <br />incorporated into and shall be deemed to amend and supplement the mortgage, Deed of Trust or Security <br />Deed of even date herewith (the Security Instnuuent) executed by Borrower, as trustor or mortgagor, in <br />favor of The Lending Group, Inc., its successors and or assigns (Lender) as beneficiary of mortgagee, and <br />also into that certain promissory note of even date herewith (the Note) executed by Borrower in favor of <br />Lender. To the extent thatthe provisions of this adjustable rate rider. (The Rider) are inconsistent ,with the <br />provisions of this Rider shall prevail over and shall supersede any such inconsistent provisions of the <br />Security Instnmlcnt and! or the Note. Thesection of the Note pertaining to the interest rate and monthly <br />payment changes, paragraph D is amended to read in its entirety as follows: <br /> <br />LIMITS ON INTEREST RATE CHANGES <br />The interest rate I am required to pay at the first Change Date will not be greater than 12 ; 94'{b or less than <br />9 . 94 0 %. Thereafter, my interest rate will never be increased or decreased on any single Change Date by <br />morc than one percentage point (1 %) from the rate of interest.I .havc been paying for the preceding six <br />months. My interest rate. will never be greater than 16 . 94% or less than 9 . 940%. THIS PARAGRAPH <br />REPLACES AND IS IN SUBSTITUTION FOR THE INTEREST RATE AND MONTHLY <br />PAYMENT CHANGES PARAGRAPH "0" IN THE NOTE SUPPLEMENTED HEREBY. <br /> <br />10/14/2006 <br />Date <br /> <br />~~___\J,R~~ <br /> <br />STEVEN P ROHLCK Borrower <br /> <br />10/14/2006 <br />Date <br /> <br />cI~J.v~~ <br /> <br />Borrower <br /> <br />LINDA L ROHLCK <br /> <br />Adjustable Rate Jl.ider <br /> <br />\IIIIIIII\\\I\II~\I\I\\I\\I\\\\\III~~ <br /> <br />U34156836-01RD24 <br />DEED DF TRUST <br />LOAl-llt 29885 <br />US Recordings <br />