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<br />200610018 <br /> <br />If all or any part of the Property or any Interest in the Property is sold or <br />transferred (or if Borrower is not a natural person and a beneficial interest in <br />Borrower is sold or transferred) without Lender's prior written consent, Lender may <br />require immediate payment in full of. all . sums secured by this Security Instrument. <br />However, . this .. option .. shall not. be . exercised by Lender if such exercise is prohibited <br />by Applicable Law. Lender also shall not exercise this option if: (a) Borrower causes <br />to be submitted to Lender information required by Lender to evaluate the intended <br />transferee as if a new loan were being made to the transferee; and (b) Lender <br />reasonably determines that Lender's security will not be impaired by the loan <br />assumption and thilt the risk of a breach of any covenant or agreement in this Security <br />Instrument is acceptable to Lender. <br />To the extent permitted by Applicable Law, Lender may charge areasonable fee <br />as a condition to Lender's consent to the loan assumption. Lender also may require <br />the transferee to sign an assumption agreement that is acceptable to Lender and that <br />obligates the transferee to keep all the promises and agreements made in the Note and <br />in this Security Instrument. Borrower will continue to be obligated under the Note <br />and this Security Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall <br />give Borrower notice of acceleration. The notice shall provide a period of not less <br />than 30 days from the date the notice is given in accordance with Section 15 within <br />which Borrower must pay all sums secured by this SecurityInstrunient. ICBorrower <br />fails to pay these sums prior to the expiration of this period, Lender may invoke any <br />remedies permitted by this Security Instrunient without further notice or demand on <br />Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br /> <br />~~ \).\\M"L. <br />STEVEN PROHLCK <br /> <br />cLJid_ ~tu- <br /> <br />LINDA L ROHLCK <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />~ Borrower <br /> <br />(Seal) <br />.Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTISTATE ADJUSTABLE RATE R1DER- LIBOR SIX"MONTH INDEX <br />(AS PUBLISHED IN THE WALL STREET JOURNAL) - Single Femlly - Fannie Mea Unlfonn Instrument <br />G3138-03 (0009) Page 3 of 3 <br /> <br />Form 31381/01 <br />