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<br />200605313 <br /> <br />State of Nebraska <br /> <br />Space Above This Line For Recording Data <br /> <br />DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD <br /> <br />Each of the undersigned states as follows: <br />N on-f1 omestead <br /> <br />[XJ I intend to grant a security interest in real property legally described on the attached mortgage or deed of <br />trust. No part of my homestead is presently situated on said real estate, nor will any of my homestead be <br />situated on said property in the future. However, if I establish a homestead on any part of said real estate <br />during the time the mortgage or deed of trust remains unsatisfied and is a lien upon the real estate, I will have <br />no right to make a designation of homestead in the event of a foreclosure or trustee's sale upon such mortgage <br />or deed of trust. <br /> <br />Homestead <br /> <br />o I intend to grant a security interest in real property legally described on the attached mortgage or deed of <br />trust. My homestead is located on said real estate, and I understand I have the right to make a designation of <br />homestead in the mortgage or deed of trust. If I waive or disclaim the right to designate my homestead I am <br />waiving rights, that I would otherwise have, to retain my homestead in the event of default upon such <br />mortgage or deed of trust. I hereby waive and disclaim the right to designate my homestead. <br /> <br />I have read the paragraph checked above, and I understand the contents of that paragraph. <br />This disclaimer was signed before execution of the mortgage or deed of trust. <br /> <br />Dated: <br /> <br />~ -- P'P--t:7~ <br /> <br />· L') . <br />~_L .(4 ~~ <br />.... Mortgagor/Trustor <br />Mich A. Panowicz )A.. R <br /> <br /> <br />Dated: <br /> <br />'--!1-P'" <br /> <br />State of Nebraska <br />County of I-h f/ <br /> <br />Patricia M. Panowicz <br /> <br />The foregoing instrument was acknowledged before me this 9th <br />by Michael A. Panowicz; Patricia M. Panowicz <br /> <br />day of June, 2006 <br /> <br />l$!i{:~~~. <br />l*(~~:;!A~.l;~ <br />~ . ~OT,ARV': :- <br />\f?a;;;.1;~!.'" <br />"lftI11' <br /> <br />K~Yff.N L. STEWART <br />MY OOMYviISSION EXPIRES <br />February 2, 2010 <br /> <br /> <br />..... . . <br />--2- -/0 <br /> <br />~ <l'J 1987 Sanker. Sy.1em., Ino" St, Cloud. MN Form DRDH-LAZ-NE 3/8/2001 <br /> <br />(page 1 of 11 <br />