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<br />MAY-23-2006 rUE 01:43 PM <br /> <br />FAX NO, <br />I <br />I, <br /> <br />p, 16 <br /> <br />200604642 <br /> <br />(Ii') Notice of Changes <br />The Note Holcler will cleliver or mail to me a notice of oU1Y changes in my interest rate and the amount <br />of my monthly payment before the l:ffective date of any ch~ge. The notice will include infonnation <br />required by law to be given to me and also the tjUe and telephone number of a person who will answer any <br />question I may bave regarding the Dotk:e. <br /> <br />B. TRANSFER OF THE PROPERTY OR A BENEFICIA1L INTEREST IN BORROWER <br />SectioD 18 oflbe Security InstrUment is amended to read as follqws: <br />Transfer or the .Property ur 0 BeneFicial Interes~ ~b Borrower. As used in this Section <br />18, "Interest in the Propeny" Jl1f:ans any legal or beneticijll1nterest in tbe Propeny, including, <br />but not limited to, those beneficial in~eres~s transferred if) a bond for deed, contract for deed. <br />installment sales contract or escrow agreement. the inttml: of which is the transfer of title by <br />Borrower at a future date to a purchaser. <br />If all or any part of the Property or any rnterest in lhtl Properly is sold Or transferred (or if <br />Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) <br />wilhout Lender's prior wrillen consent. Lender may reQl.\ire immediate payment in full of all <br />sums secured by this Security Ins1.nlment. However, this option shall not be exercised by Lender <br />if such exercise is prohibited by AppUcal)le Law. <br />If Lender exercises the option to require immediat(l paymen~ in full. Lender shall give <br />Borrower notice of acceleration.. The norice shall providt~ ~L period of not less than 30 days from <br />the date the notice is given in accordanre with Section l5 within which Borrower must pay all <br />sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration oftbis period. Lender may invoke any remediell permined by this Security Instrument <br />witbout further notice or demand on Borrower. <br /> <br />G.S22R (ODDS) <br />. <br /> <br />Page 3 of 4 <br /> <br />.L <br /> <br />InitiaIS:~ <br /> <br />Form 31111/01 <br />