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<br />200600829 <br /> <br />Ri(~ By signing below, Borrower accepts and agrees to the terms and covenants contained in this Balloon <br /> <br /> <br />~ J. 01t.A. ~Q,..~ (Seal) <br /> <br />DEBRA HERBEL -Borrower <br /> <br /> <br />~~~~ <br /> <br />(Seal) <br />-Borrower <br /> <br />Form 651 5/1/01 <br />(R&A)Rcv. 11/14/2001 - RA0084427 - rd651.aur <br /> <br />page 2 <br />