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<br />200600829 <br /> <br />BALLOON RIDER <br />SECOND MORTGAGE <br /> <br />Loan Number: 3002106157 <br /> <br />This Balloon Rider is made this Twenty-Third day of January,2006, and is incorporated into and <br />shall be deemed and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument") of the <br />same date given by the undersigned (the "Borrower") to secure Borrower's Note (the "Note") to PrimeLending, <br />a PlainsCapital Company (the "Lender") ofthe same date and covering the property described in the Security <br />Instrument and located at <br /> <br />1631 EAST CAPITAL AVENUE <br />GRAND ISLAND, NE 68801-1304 <br />(the "Property"). <br /> <br />Additional Covenants. Notwithstanding anything to the contrary set forth in the Note or Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br /> <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. YOU MUST REPAY THE ENTIRE <br />PRINCIPAL BALANCE OF THE LOAN AND UNPAID INTEREST THEN DUE. LENDER IS UNDER <br />NO OBLIGATION TO REFINANCE THE LOAN AT THAT TIME. YOU WILL, THEREFORE, BE <br />REQUIRED TO MAKE PAYMENT OUT OF OTHER ASSETS THAT YOU MAY OWN, OR YOU <br />WILL HAVE TO FIND A LENDER, WHICH MA Y BE THE LENDER YOU HAVE THIS LOAN WITH, <br />WILLING TO LEND YOU THE MONEY. IF YOU REFINANCE THIS LOAN AT MATURITY, YOU <br />MA YHA VE TO PAY SOME ORALLOFTHE CLOSING COSTS NORMALLY ASSOCIATED WITH <br />A NEW LOAN EVEN IF YOU OBTAIN REFINANCING FROM THE SAME LENDER. <br /> <br />Form 651 5/1101 <br />(R&A)Rev. 08/22/2005 - RA0084427 - rd651 ,aur <br /> <br />page 1 <br /> <br />~ <br />