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RE-RECORDED 200600814 200600669 ariy member of such Suite Owner, or by a guest or invitee of such Suite Owner, or any tenant or tenant's family, the costs of such repair and maintenance shall be the personal obligation of such Suite Owner, and any costs (including court costs), expenses and fees, including reasonable attorneys' fees, incurred by the Association for such maintenance, repair or reconstruction shall constitute an "Individual Assessment" and shall be added to and become part of the Assessments to which such Suite Owner's Suite is subject and shall be a lien against such Suite Owner's Suite as provided in this Declaration. In addition, the Board of Directors may levy an Individual Assessment against any Suite Owner or his or her Suite if the Suite Owner, tenants, guests or invitees willfully or negligently fail to comply with the terms and provisions of the Documents, resulting in the expenditure of funds by the Association to cause compliance by such Person with the terms and provisions of the Documents. The Board of Directors shall be entitlcd to recover all costs (including court costs), expenses and fees, including reasonable attorneys I fees relatcd thcreto, whether or not legal proceedings are institutcd. An Individual Assessment shall be levied and the amount of the Individual Assessment shall be established only after notice to the Suite Owner and the right to be heard before the Board of Directors in connection therewith, provided that any such determination for an Individual Assessment pursuant to the terms of this Section may be appealed by said Suite Owner to a court of law. The obligation set forth in the paragraph 5) is subject to the waiver of subrogation and limitations of liability of Suite Owners as set forth herein. ARTICLE 10. INSURANCE 1) Insurance Requirements Generally. The Association shall obtain and maintain liability and property insurance for the Property and Association as provided in the Bylaws. Each Suite Owner shall obtain and pay for liability and property insurance for the Suite Owner's Suite. ARTICLE 11. TERMINATION OR AMENDMENT 1) Termination. Except as otherwise provided, the Suite Owners in the Condominium shall have the right to terminate this Condominium Property Regime only by unanimous action, subject to the conditions of Section 76-855 of the Act. ARTICLE 12. RESTRICTIVE COVENANTS AND OBLIGATIONS. 1) Alterations. No Suite Owner shall make any structural addition, alteration or improvement in or to a Suite, or the Limited Common Elements pertaining 13