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20031`056 <br />(e) to deal with all matters relating to insurance, including the procurement and <br />maintenance thereof, however, notwithstanding the powers given my attorney -in- <br />fact in this and other provisions of this power of attorney, my attorney -in -fact <br />shall have no incidents of ownership in any life insurance policy in which I own <br />an interest and which insures the life of my attorney -in -fact; <br />(f) to enter and take possession of any real or personal property belonging to me <br />or to which I may be entitled, and to receive and take for me and in my name any <br />rents, issues and profits of any such property; and to purchase, invest in, reinvest <br />in, sell, exchange, lease, grant options upon, convey, assign, transfer, encumber or <br />otherwise dispose of any real or personal property of any nature and wherever <br />situate; and to execute, acknowledge and deliver all contracts, deeds, leases, <br />mortgages, transfers to trusts, bills of sale, assignments, extensions, satisfactions, <br />releases, waivers, consents, and any other agreements, writings and instruments of <br />any nature affecting any real or personal property, as my attorney -in -fact may <br />deem necessary or appropriate; <br />(g) to commence any actions or proceedings, for the recovery of any real or <br />personal property or for any other purpose; to appear in, answer and defend any <br />actions or proceedings commenced against me; and to prosecute, maintain, <br />appeal, discontinue, compromise, settle and adjust all actions, proceedings, <br />accounts, dues and demands that now or hereafter may exist, as my attorney -in- <br />fact may deem necessary or appropriate; <br />(h) to create, amend or terminate one or more trusts, partnerships, corporations, <br />co- tenancies or any other form of ownership or entity for the purpose of dealing <br />with any property or property interest of any nature that I may have or hereafter <br />acquire, under such terms and with such provisions as my attorney -in -fact may <br />deem necessary or appropriate; and to transfer any or all property in which I have <br />an interest into any trusts, partnerships, corporations, co- tenancies or other <br />entities, whether created by me or my attorney -in -fact or otherwise (and, in this <br />regard, that my attorney -in -fact may be a remainderman, partner, shareholder, co- <br />tenant or beneficiary of any such entity shall not affect the validity of any action <br />hereunder, and shall not, by itself, constitute a breach of fiduciary duty); and to <br />remove property from any such entity; and to give to any such entity, or to any <br />person acting as agent or trustee under any instrument executed by me or on my <br />behalf, such instructions or authorizations as I may have the right to give; <br />(i) to take all steps and remedies necessary or appropriate for the conduct and <br />management of my business and personal affairs, and for recovering, obtaining <br />and holding all real or personal property including debts, interest, demands, <br />duties, sums of money or any other things whatsoever, as aforesaid, that are <br />thought to be due, owing, belonging or payable to me in my own right or <br />otherwise; <br />2 <br />